Velocity Community Credit Union

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Velocity Community Credit Union We are a progressive, full service financial institution that is passionate about helping its members As times have changed, so have we.
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As Florida Aircraft Federal Credit Union, we received a Federal charter in 1958 to serve the financial needs of the employees and immediate family members of Pratt & Whitney Aircraft (a division of United Technologies Corporation). The philosophy of the "Founding Directors" was to promote thrift and provide loans at reasonable and competitive rates. As a not-for-profit financial institution, the Credit Union established a history of rewarding its membership with above average dividends on both share and share draft accounts, while treating all members equal regardless of their account balance. Renamed Velocity Community Credit Union, we opened our doors to the entire community. Now everyone who lives, works, worships, volunteers or attends school in Palm Beach County, FL can become a member. Velocity Community Credit Union has grown in assets to over $280M by simply providing professional and friendly financial service for over 55 years. History of Credit Unions

Credit Unions, as non-profit cooperatives, are unique in the financial world. They exist solely to meet the financial needs of their members. They are owned and directed by their members and are dedicated to the credit union motto: Not for profit, not for charity, but for service. Credit Unions, as we know them today, have their origins in Germany, where the poor farmers formed credit societies in 1840. After feudalism was gone, farmers were allowed to own their land. Unfortunately they were financially unable to purchase land or the equipment necessary to operate the farms. When the "banks" at that time would not lend to people of lesser means, this forced them to go to "money lenders" and borrow at exorbitant rates. The credit societies formed by the farmers gave them a place to borrow money at reasonable rates. As their popularity increased, they became known as "people's banks."

10/31/2026

Happy Halloween! We hope your day is full of sweet treats and good memories.

Ever wonder what lenders mean when they talk about "LTV"?LTV, or Loan-to-Value, measures how much you're borrowing compa...
10/28/2026

Ever wonder what lenders mean when they talk about "LTV"?

LTV, or Loan-to-Value, measures how much you're borrowing compared to the value of the vehicle or home you're financing. A lower LTV typically means you have more equity and may qualify for better loan terms.

Understanding financial terms like LTV can help you make more informed borrowing decisions and feel more confident throughout the lending process.

Let us know what financial term would you like us to define next in the comments below.

Is your car payment higher than you'd like? Looking for a way to save on your next vehicle purchase or refinance? Our Fa...
10/27/2026

Is your car payment higher than you'd like? Looking for a way to save on your next vehicle purchase or refinance? Our Fall Auto Loan Promotion can help with 1% APR off your approved auto loan rate and up to 90 days with no payment.

See how much you could save: https://pages.services/vccu4u.org/2026-fall-auto-loan-special/

Offer ends November 30, 2026.

Spoofing scams can make phone numbers, emails, and text messages appear trustworthy when they're anything but. Learn how...
10/23/2026

Spoofing scams can make phone numbers, emails, and text messages appear trustworthy when they're anything but. Learn how scammers use this tactic and how you can protect yourself in our latest blog.

Read our blog and keep your information safe: www.velocitycommunity.org/what-is-spoofing

There's still time to help local pets in need! 🐾Throughout October, we're collecting pet food donations to support Peggy...
10/22/2026

There's still time to help local pets in need! 🐾

Throughout October, we're collecting pet food donations to support Peggy's Pantry Community Pet Food Bank through the Peggy Adams Fall Pet Food Drive. Drop off unopened pet food at any of our (open) branch locations and help ensure families in our community can keep their beloved pets healthy and fed.

Every donation, big or small, makes a difference. Thank you for helping us support our furry friends and the people who love them.

Don't forget! Our Blood Drive is happening this Friday, October 23, from 10:00 AM to 3:30 PM. Stop by and make a differe...
10/21/2026

Don't forget! Our Blood Drive is happening this Friday, October 23, from 10:00 AM to 3:30 PM. Stop by and make a difference with a simple donation that can help save lives in our community.

As a thank-you, donors will receive a $20 eGift Card, a Halloween-themed T-shirt, and a wellness checkup that includes blood pressure, pulse, temperature, iron count, and cholesterol screening.

Sign up here: https://www.oneblood.org/donate-now/scheduler.html?locationId=1806847

There’s nothing better than hearing that we’ve made someone’s financial journey a little easier. We’re grateful for ever...
10/20/2026

There’s nothing better than hearing that we’ve made someone’s financial journey a little easier. We’re grateful for every member who trusts us and takes the time to share their experience. Thank you for allowing us to be part of your story.

Want to find out what all the buzz is about?
Become a member today: https://www.velocitycommunity.org

It's International Credit Union Day!We’re proud to serve our members and communities by putting people before profits. E...
10/15/2026

It's International Credit Union Day!

We’re proud to serve our members and communities by putting people before profits. Every loan, savings account, and financial milestone represents a member who trusts Velocity Community Credit Union to be part of their journey.

Thank you for being the heart of our credit union. Together, we’re building stronger financial futures and stronger communities. Happy International Credit Union Day!

📘 Word Wednesday: RefinancingRefinancing means taking out a new loan to pay off an existing one.It can help you lower yo...
10/14/2026

📘 Word Wednesday: Refinancing

Refinancing means taking out a new loan to pay off an existing one.
It can help you lower your interest rate, shorten your loan term, or reduce your monthly payment.

People often refinance auto loans, mortgages, or credit card debt to save money over time.

Not sure if it is right for you? We are here to help you explore your options.
Give us a call: (561) 775-2525
Visit our website: VelocityCommunity.org

Address

2801 PGA Boulevard
Palm Beach Gardens, FL
33410

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 6pm
Saturday 9am - 1pm

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