05/05/2026
Most people think lenders control all your closing costs… not even close.
Here’s the truth:
Only a small slice is actually in the lender’s hands. The rest? Third-party fees, taxes, insurance, escrow—costs that exist whether you choose me or the guy down the street.
So before you rate-shop like it’s Black Friday, understand what really moves the needle.
Because the cheapest quote isn’t always the cheapest deal.
Knowledge saves you more than discounts ever will. 🧠💰
