Expert Mortgage Associates, Inc.

07/30/2025

The third advantage to homeowners in the One Big Beautiful Bill Act is that the bill permanently increases the Low-Income Housing Tax Credit state allocation ceiling by 12% and lowers bond-financing requirements, encouraging the development of affordable rental housing. While this primarily benefits renters, it indirectly supports homeowners by addressing housing supply shortages, which could stabilize home prices in some markets.

07/28/2025

The second advantage to homeowners in the One Big Beautiful Bill Act is that it makes permanent the home mortgage interest deduction, which allows homeowners to deduct interest paid on up to $750,000 of mortgage principal. This provides predictability for homeowners, supporting decisions about home purchases and affordability.

07/23/2025

The One Big Beautiful Bill Act is a big win for real estate. In the coming days I will post all of the advantages of the OBBBA for homeowners. The first is here.....
(1) The OBBBA raises the State and Local Tax deduction cap from $10,000 to $40,000 for homeowners with incomes up to $500,000 (joint filers) and $250,000 (single filers. This allows homeowners in high-tax states like New York, New Jersey, Massachusetts, and ILLINOIS to deduct more state and local taxes (e.g., property taxes) from their federal taxes.

01/14/2025

12/17/2024

This is the time of year for real estate deals. Most people don't want to move during the winter months, but if you can brave it there are generally deals to be had. 😉

09/03/2024

https://www.businesswire.com/news/home/20240828524747/en/New-Research-Concludes-Consumers-Save-10662-Working-With-a-Mortgage-Broker

A recent study conducted by Polygon Research, with support from Willow Canyon Advisors and United Wholesale Mortgage (UWM), has concluded that the who

01/19/2024

Bianca, we are honored to have been a part of your home purchase. May God bless you with happy memories in your new home.

01/03/2024

Happy we could help this valued customer find a better living situation for her and her daughter.

11/22/2023

Always nice to secure home financing for good people.
Thank for the nice Better Business Bureau review.