Theory Federal Credit Union

For 70 years, we have been the premier education credit union serving Lake County & North Olmsted. 100% non-profit, federally insured, and now anyone can join. When you join our family, you enjoy the benefits of great products, competitive rates, free educational programs, sound advice, and personalized service. We care about your financial well-being and success, and we’re here to help you. We especially take great pride in our continued investment in Northeast Ohio’s schools and the educators who work within them. We believe our sound business principles and proactive efforts to further financial education can profoundly improve life in our community. We look forward to providing you and your family an unparalleled banking experience, unlike anything you’ve ever experienced. We’re different for a reason. We are precisely what a bank could never be. MEMBERSHIP

Serving Lake County Public Schools, North Olmsted City Schools, & Select Community Groups

Lake County Public Schools
Membership is open to all faculty and employees of Lake County Public Schools. Expanded Membership to Students & School Employees
Eligibility is also open to all students, faculty, and employees of the following schools and educational organizations:

Auburn Career Center
Brown Aveda Institute
Fairport Harbor Schools
iSTEM Geauga Early College High School
Kirtland Local Schools
Madison Schools
North Olmsted Schools
Our Shepherd Lutheran School
Perry Local Schools
Riverside Schools
Wickliffe City Schools

Community Partners
Membership is also open to all employees of the following organizations within the Greater Cleveland area:

Burke School of Irish Dance
Carat-Coin-Collectibles
Ladies and Gentlemen Salon and Spa of Mentor
Lake County Educational Service Center
Madison Public Library
North Olmsted Board of Education
North Olmsted High School Alumni Association Members
St. Clarence Church (including parishioners)

Upon joining, immediate family members (mother, father, brother, sister, children) are also eligible. Our longstanding policy of "once-a-member, always-a-member" means that you may maintain your membership and enjoy the many benefits that we have to offer, even if you graduate, change jobs, or relocate.