Kathie Lattin - NMLS# 609186 - Central Bank

09/23/2026

While you may be tempted to start touring homes the second you think about buying, getting preapproved is a key step in the process you don't want to skip.

Preapproval provides you with a clear price range, demonstrates to sellers that you’re serious, and enables you to act quickly when you find your dream home. This step significantly simplifies the home-buying experience.

Message me today, and let’s get you preapproved!
https://www.centralbank.net/kathielattin/

Member FDIC | NMLS # 407985 | Equal Housing Lender

09/22/2026

I'm more than just your mortgage lender. 🤍

With me, it’s not just another transaction - it’s the beginning of a lifelong relationship! Message me today to get started on your homeownership journey.

Member FDIC | NMLS # 407985 | Equal Housing Lender

09/18/2026

A 2-1 buydown can make the first two years of homeownership feel a little more manageable by temporarily lowering the payment.

The note interest rate stays the same, but payments are calculated using a rate 2 percentage points lower in year one and 1 percentage point lower in year two.

In the example shown, that means about $451 less per month in year one and $231 less per month in year two compared with the full note-rate payment.

The cost of the buydown is funded upfront at closing.

If you’re getting ready to make an offer, it’s worth looking at more than just the purchase price. Sometimes the way the deal is structured can make a meaningful difference in your monthly budget.

Reach out and I can help you run the numbers and see what a 2-1 buydown could look like for your situation.

Member FDIC | NMLS # 407985 | Equal Housing Lender

09/09/2026

Everyone's financial situation is different. However, a great way to start building your long-term wealth is by buying a home. Part of each mortgage payment goes toward your loan principal, turning your housing cost into a tangible asset. Additionally, homes generally appreciate in value over time, making them a solid investment.

There are loan programs specifically designed to help first-time homebuyers achieve homeownership, and I would love to meet with you to see if you qualify!

https://www.centralbank.net/kathielattin/

This is not a commitment to lend or extend credit. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. All rates, programs and fees are subject to underwriting guidelines and are subject to change without notice. Other restrictions may apply. See bank for details. The Central Trust Bank NMLS #407985 MEMBER FDIC 238 Madison St, Jefferson City, MO 65101. Copyright Central Bancompany. All rights reserved.

09/08/2026

If you buy a home now, you could spend the rest of the year making memories in your new space! If you're interested in being home before the holidays, send me a DM!

Member FDIC | NMLS # 407985 | Equal Housing Lender

09/07/2026

Happy Labor Day! While our offices are closed today in honor of the holiday, I'm still here for you! If you have any questions or need assistance, feel free to message me. Enjoy your day!

09/03/2026

Thinking about a road trip this weekend? I’ve put together some of my favorite road trips—how lucky are we to have so many amazing spots just a short drive away! 🚗✨

Which ones are you excited to try?

08/27/2026

Mountain views, lake views, and low-maintenance living in Pagosa Springs. 🏔️

Mountain Lake Villas offers beautifully renovated lakeside condos with views of Pagosa Peak and Village Lake, modern interiors, and easy access to everything that makes this area special — hiking, fishing, paddleboarding, skiing and more.

If one of these residences catches your eye, I’d be happy to help you talk through the financing side and what options may make sense for you.

For current pricing, available floor plans and property details, connect with Jacque Fahrion at (970) 946-8000 or Shelley Low EXIT Realty Home & Ranch at (970) 946-0930 or shelleylow.com.

https://youtu.be/VnVQfauHqEs?si=ikk7LTFGZwO1NIsl

Kathie Lattin | Mortgage Loan Officer | NMLS # 609186
Member FDIC | NMLS # 407985 | Equal Housing Lender

Discover Mountain Lake Villas, a collection of beautifully renovate...

08/26/2026

Nicholas, I'm grateful to know that I could help you meet your needs in a straightforward manner. Thank you for sharing your experience with me!

08/18/2026

Newly married and ready to find your dream home together? Here are some essential tips to keep in mind while house hunting!

Send me a message to get started today! https://www.centralbank.net/kathielattin/

Read more on our Learning Center!

Member FDIC | NMLS # 407985 | Equal Housing Lender