Nicolas G. Reyes CLTC, Bankers Life Agent

10/15/2026

It's official! Not huge but every dollar counts!
Social Security Announces 3.6 Percent Benefit Increase for 2027 | Social Security Blog |
https://www.ssa.gov/blog/en/posts/2026-10-14.html

10/14/2026

Knowledge is power. Applied knowledge is wisdom. Join us!

10/10/2026

10/06/2026

Wondering about Medicare next year?! Some info is already coming out. Part B will increase by $6.60 to $209.50 per month in 2027. Trustees can expect the Part B deductible to go from $283 to $292 in 2027. These among other changes and how they affect or benefit you next year is part of the conversation with everyone we meet with. The Annual Enrollment Period doesn't start until Oct. 15th, but the information is out NOW. Let's talk soon!
https://www.aarp.org/medicare/medicare-part-b-premium-2027/

10/06/2026

Are you planning on retiring in 2027? Let's chat. Sure, a full financial outlook is imperative. But let's make sure we look at things often overlooked.
"Will you be affected by the 2027 ( IRMAA) Income-Related Monthly Adjustment Amount? Grab that 2025 IRS Tax return and take a look now" https://www.kiplinger.com/retirement/medicare/medicare-premiums-irmaa-brackets-and-surcharges-part-b-and-d-2027

09/02/2026

Remember when your kids could “stretch” an inherited IRA over their lifetime? That’s no longer the case. Now they must withdraw the account within 10 years, which can mean a bigger, faster tax hit. If your estate plan was created before 2020, it might not reflect this change. Life insurance can help create a more tax-efficient legacy. Call me today to review your options. bankerslife.com/life-insurance

08/28/2026

It sounds like legal jargon, but it’s actually about your grandkids. If one of your children predeceases you, does their share go to their kids (per stirpes) or get split among your surviving children (per capita)? Most people don’t know—and it matters. Call me today to review your life insurance options.

08/26/2026

Our most savvy clients draw down their IRAs during their lifetime—and leave life insurance to their heirs. Why? Because life insurance is tax-free, probate-free, and beneficiary-friendly. IRAs are… none of those things. Call me today to review your life insurance options. bankerslife.com/life-insurance