LB Financial Coaching

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Financial Coach | Helping Families Win With Money | ⭐️ 26 Five-Star Reviews

Helping millennials and young families:
•Build a monthly spending plan
•Creat a debt payoff plan
•Save consistently
•Build wealth

09/03/2026

You don’t just have to WANT financial freedom. You have to be willing to do what it takes to get there.

Sacrifice today or stay stuck in the same cycle tomorrow .. choose your hard.

What’s one financial sacrifice you’re willing to make for a better future? 👇

09/02/2026

The one area you must be intentional with: FOOD 🥘

Food costs more than it did 5 years ago. That’s inflation. And when the cost of ingredients, labor, rent, etc. goes up, it costs more to eat at a restaurant, too. That’s how the economy works.

So my question is simple:

What are you going to do about it? 🤔

For my family .. and for many of the people I work with .. we’ve adapted.

1. We eat out less.
Usually one weeknight and one weekend night. We still enjoy restaurants, but we’re intentional about how often we go .. and where we go.

2. We shop primarily at Aldi and Sam’s Club.
Buying certain things in bulk and shopping at a lower-cost grocery store helps keep our grocery bill under control.

3. We buy what we need, when we need it.
By the end of the week, our refrigerator looks pretty empty. Less waste. Less impulse buying. Less money tied up in food that may not get eaten.

4. We plan our meals.
We try to have a plan for the week and make meals that stretch. We LOVE our crockpot.
Make a dinner that lasts 2–3 nights, and suddenly you’ve saved money and time.

You may not be able to control the price of groceries or the cost of eating out .. but you can control how you respond to those higher prices.

What have YOU done to adapt to the increased cost of food? 👇

09/01/2026

What are 2-3 financial goals you have for September? 👇

08/31/2026

A new month is a great opportunity to get intentional with your money.

You don’t have to overhaul everything. Just pick a few goals, pay attention to where your money is going, and check in with yourself each week.

What’s one thing you want to improve with your money this month? 👇

08/28/2026

What debt do you plan on paying off by the end of the year? 👇

08/27/2026

Credit cards aren’t good or evil … it all depends on whose hand they’re in.

You can take advantage of the rewards, points, and miles IF you’re paying the balance off every month.

But the moment you start carrying a balance, the game changes. The credit card company is winning—and you’re losing.

08/26/2026

3 Financial Products I Don’t Like 👇

I’ve worked in the financial space since 2018, and I’ve seen some financial products create more problems than they solve.

1. HELOCs

You work hard to pay down your home… then borrow that equity right back out.

A lot of people use HELOCs for home improvements or remodels, expecting the investment to pay off. Sometimes it does. But often, the return doesn’t justify the cost .. and now you’ve added another payment secured by your home.

2. Whole Life Insurance

It’s the financial version of a 3-in-1 shampoo, conditioner and body wash .. Insurance. Savings. Investing.

It tries to do three things, but I don’t think it does any of them particularly well. Higher fees and more complexity are often involved.

I’d rather see you separate the jobs: term life for insurance, savings for savings, and investing for investing.

3. Buy Now, Pay Later

This one is a trap.

“It’s only $25 today.”
Then another $25… and another.

Now you’re paying for school clothes you bought in August well into January.

If you can’t afford to buy it twice, you probably can’t afford to buy it once. Not a bad rule to follow.

What financial product would you add to the list? 👇

08/25/2026

What’s the WORST financial product or decision you think people make? 👇

08/24/2026

Car Loans: The Middle-Class Trap

I’m opening up 2 spots for my End-of-Year Financial Coaching Program.📅 October–December💰 3 months📆 Monthly coaching meet...
08/23/2026

I’m opening up 2 spots for my End-of-Year Financial Coaching Program.

📅 October–December
💰 3 months
📆 Monthly coaching meetings
📲 Weekly check-ins
🎯 Accountability + a clear financial plan

End 2026 strong and walk into 2027 with a plan.
If you’ve been putting off getting your finances organized, paying down debt, building savings, or simply getting on the same page with your money, this is a great time to start.

Only 2 spots available .. let’s get it!

Address

Paducah, KY

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