Employee Benefits Solutions

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The most decadent plant based dessert!    Healthy piece of heaven ❤️
08/25/2019

The most decadent plant based dessert! Healthy piece of heaven ❤️

Simple plant food enclosed into a luxurious compostable box and tissue. This is just what Hnina is about.

05/26/2019

Walking barefoot or in flimsy shoes without sufficient arch support can overstretch, tear, or inflame your plantar fascia. wb.md/2DdAn9i

05/22/2019

Here's a reason to wash your hands after ordering while dining out: Restaurant menus have 100 times more bacteria than a toilet seat, according to one microbiologist. wb.md/2WURJQh

Welcome!I have been in the healthcare industry for over 25 years.  I attended University of Wisconsin Green Bay majoring...
04/22/2019

Welcome!
I have been in the healthcare industry for over 25 years. I attended University of Wisconsin Green Bay majoring in nursing, as my passion has always been to help and care for others. I started working at a hospital before joining Casper-Murphy Agency/Claim Management Services as a consultant for this Third Party Administrator. My block of business ranged from self-funded large groups to fully insured small groups. I am recognized as one of the top consultants leading the marketplace licensed in multiple states (California, Wisconsin, Florida, and New York).

With 25 plus years of healthcare experience I have taken healthcare consulting to the next level. My creativity with employee benefits is innovative and cutting edge. In 2005 the healthcare system proved to be an ever changing and complex world opening up a new and untapped market which would allow me to parlay my passion in helping others with my healthcare expertise.

The world of concierge healthcare made sense on a personal and business level. With a loved one being diagnosed with cancer my passion was driven deeper. Being forced to w**d through insurance policies, reading contractual exclusions, I had to determine what benefits were available, what doctors were in network, and who were the right specialists to treat this type of condition. This all provided me with unparalleled knowledge of how the healthcare industry functions and how best to treat the ones you care for and love.

My experience and knowledge was born from a very personal experience and it is this competence that I bring to my clients. I have reviewed and analyzed health insurance plans and benefits and found creative solutions that reduced my clients healthcare expenditures by 15% on average.

The menu of services that I provide my clients includes:
✔Market search to numerous carriers at takeover of account and at renewal.
✔Provide with benefit and rate comparisons which allows my clients to better understand options available.
✔Enrollments.
✔Work with insurance carriers underwriters to minimize renewal rate changes to save money and maximize return.
✔Resolve claims issues.
✔Work with out of network providers contractually to reduce member out-of-pocket costs.
✔Private concierge services.
✔Review and educate insureds on their health benefits. Education creates smart consumers and reduces out of pocket costs to the insured and minimize rate increases at renewal.

Questions on how I can help you navigate your health coverage options and save you money on health expenditures? Contact me today!

One of the many services I provide......making sure you are not paying your hospital and provider more than you should b...
04/22/2019

One of the many services I provide......making sure you are not paying your hospital and provider more than you should be.

Exposing three of the most common ways American hospitals overcharge patients in the first of a two part story.

One of our business partners, for my clients interested in adding alternative medicine practitioners to their health car...
04/22/2019

One of our business partners, for my clients interested in adding alternative medicine practitioners to their health care team.

Health counseling is a one-on-one way of guiding, educating, and empowering you to live a life full of vitality, happiness, and balance.

Food Based Health!  A great eye opening documentary!   My daughter, Megan Normansell of Aayus Health has been teaching h...
04/22/2019

Food Based Health! A great eye opening documentary! My daughter, Megan Normansell of Aayus Health has been teaching her clients exactly what this documentary talks about. Megan has changed the lives of so many of her clients. I strongly recommend Megan to anyone wanting to live a healthy lifestyle.

This film examines the link between diet and disease, and the billions of dollars at stake in the healthcare, pharmaceutical and food industries.

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Pacific Palisades, CA
90272

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