Jeannette Earnshaw

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Jeannette Earnshaw Senior Loan Officer, Oxnard branch. NMLS #: 283862
(805)857-3353
Hablo Espanol After graduating from UCLA 10 years ago, I entered he mortgage business.

Born in raised in Oxnard California, I completely understand the Ventura County real estate market. I truly enjoy what i do in helping families achieving the American dream of home ownership. I specialize in conventional, FHA, & VA loans. If you you have and questions or need assistance of any kind, please do not hesitate to ask me. Nacido en criado en Oxnard California, entiendo completamente el mercado de bienes raíces del Condado de Ventura. Después de graduarse de UCLA hace 10 años, entré en él negocio hipotecario. Realmente disfruto lo que hago para ayudar a las familias alcanzar el sueño americano de la casa propia. Me especializo en el convencional, FHA, VA y préstamos. Si usted tiene y la pregunta o necesita ayuda de ningún tipo, por favor no dude en preguntarme.

Cobwebs on the ceiling, bats in the window, and a whole crew helping decorate. If you're dreaming of a place of your own...
10/15/2026

Cobwebs on the ceiling, bats in the window, and a whole crew helping decorate. If you're dreaming of a place of your own, let's talk about your path to homeownership.

Connect with a local professional today: www.nationslending.com/search

The equity you've built could help fund a renovation, a milestone, or another goal that matters to you. Let's look at yo...
10/13/2026

The equity you've built could help fund a renovation, a milestone, or another goal that matters to you. Let's look at your situation and see if a Cashout Refinance is a fit.

Ready to talk? Find your local expert: www.nationslending.com/search

Congratulations to Josh Ludwig on becoming a President’s Club Qualifier! His dedication and outstanding performance dese...
10/09/2026

Congratulations to Josh Ludwig on becoming a President’s Club Qualifier! His dedication and outstanding performance deserve to be celebrated.

Market headlines can feel like a scary movie, but you don't have to watch alone. Whetheryou're buying, selling, or refin...
10/08/2026

Market headlines can feel like a scary movie, but you don't have to watch alone. Whether

you're buying, selling, or refinancing, let's talk it through so you can decide with

confidence.

Start the conversation with a local professional:

www.nationslending.com/search

Your home has been quietly building equity all along. When today's expenses start adding up, that equity can be a resour...
10/06/2026

Your home has been quietly building equity all along. When today's expenses start adding up, that equity can be a resource worth exploring, not just a number on paper.
Let's talk about how it could work for you.
Connect with a local professional today: www.nationslending.com/search

We’re proud to see one of our own, Christine McCutcheon, SVP, Servicing and Portfolio Management, join LoanCare and Stra...
10/05/2026

We’re proud to see one of our own, Christine McCutcheon, SVP, Servicing and Portfolio Management, join LoanCare and Stratmor for an insightful conversation on the mortgage industry and the opportunities ahead.

A special thank-you to LoanCare and Stratmor for a great conversation and for bringing industry leaders together to share their perspectives.

Here’s what Christine had to say:

“I had the opportunity today to join LoanCare and Stratmor Group for a conversation around customer experience, transparency and technology in mortgage servicing — and I’m incredibly grateful to have been asked to be part of it.

One of my biggest takeaways from the conversation was just how much our industry has evolved. Years ago, servicing performance was largely measured by SLAs and operational metrics. Those things still matter, but today we’re asking an equally important question: What was the actual experience for the customer? That’s something that really resonates with me and with how we approach servicing at Nations Lending. Our philosophy is Home Loans Made Human, and that relationship doesn’t end at closing. We’ve worked hard to build our servicing portfolio organically through the customers we originate, and we feel a real responsibility to protect those relationships throughout the life of the loan.

Technology, data and transparency give us better tools than ever to understand what our customers are experiencing — but ultimately, it’s about using those tools to make the experience better and keeping the human element at the center of it. I’m honored to have had the opportunity to represent Nations and share the lender perspective alongside such experienced industry leaders. Thank you to LoanCare and STRATMOR Group for including me in a great conversation.”

Rising costs don't have to mean rising stress. If you've built up equity in your home, a Cashout Refinance could give yo...
10/02/2026

Rising costs don't have to mean rising stress. If you've built up equity in your home, a Cashout Refinance could give you a way to take control of your monthly expenses and put that equity to work for you.
Every homeowner's situation is different, so the best next step is a conversation, not a guess.

Connect with a local professional today: www.nationslending.com/search

Every mortgage payment you've made has been building something. Now might be the time to put that equity to work for you...
09/29/2026

Every mortgage payment you've made has been building something. Now might be the time to put that equity to work for your next move. Let's talk about what your options look like.

Connect with a local professional today: www.nationslending.com/search

What does the future of mortgage servicing look like from the lender's side?On October 1, our own Christine McCutcheon, ...
09/28/2026

What does the future of mortgage servicing look like from the lender's side?

On October 1, our own Christine McCutcheon, SVP of Servicing and Portfolio Management, joins LoanCare's live webinar, "Customer Experience, Transparency & the Tech Gap: What Lenders Can't Ignore."

Christine will share the lender perspective on customer expectations, portfolio transparency, data, automation and AI — and what the latest research says about where servicing is headed.

Thursday, Oct 1 | 1 PM CT Register: https://events.zoom.us/ev/AkOhEZ9e6ZRHwbHsfjwzVu0Txa6BAJJ6rN2bM467nQ0bXOXaaJn4~Au5LdHg-Zz5jcty3H6FxCdKnmQGNMLVeJ9PKXMKc-P0Xbt9Kw56uehFQwwfpoEjLxLb6T5Mpw7ZLlr9X-IpAi2FYmQ

William Ward has officially qualified for the President's Club this year — congratulations! This achievement is proof of...
09/28/2026

William Ward has officially qualified for the President's Club this year — congratulations! This achievement is proof of his hard work and outstanding results.

📣 📣 New alternative to Final Inspections!Homebuyers and homeowners can save time with a simple signature to confirm comp...
05/12/2023

📣 📣 New alternative to Final Inspections!

Homebuyers and homeowners can save time with a simple signature to confirm completion when it comes to the purchase of a new home construction OR renovation/repairs to an existing home.

It’s time and money saved for that final inspection on appraisal.

Give us a call – and we can walk you through the details.

🎉Breaking news from Nations Lending:Relief for borrowers as the FHFA (Federal Housing Finance Agency) has thrown out ONE...
05/10/2023

🎉Breaking news from Nations Lending:

Relief for borrowers as the FHFA (Federal Housing Finance Agency) has thrown out ONE would-be controversial hit for borrowers with DTI (Debt-to-Income Ratio) above 40%! 🙌💼

To find out how pricing adjustments have changed for these borrowers – give us a call! 🤙

Click here for the full news release from the FHFA: https://bit.ly/3NZNekW

Keep following Nations Lending for further updates on this FHFA policy and for all industry news!😉

Let's check the Biggest Home Trends of 2023.
05/08/2023

Let's check the Biggest Home Trends of 2023.

Need a decor refresh? These new home decor trends are poised to be big time in 2020. Plus, a few we'll be leaving behind.

Ask us today about our new Down Payment Assistance program, designed to expand homeownership and help make dreams a real...
05/04/2023

Ask us today about our new Down Payment Assistance program, designed to expand homeownership and help make dreams a reality.

Let's Explore the top American cities for living.
05/03/2023

Let's Explore the top American cities for living.

These are the top American cities with the best quality of life says U.S. News & World Report.

Discover the top tips for the biggest design trend of the season. Shall we take a look at them? ;)
05/01/2023

Discover the top tips for the biggest design trend of the season. Shall we take a look at them? ;)

Interior design pros reveal their top tips for this season's biggest design trend: all things pretty, frilly, and floral

Maximize your equity and Minimize your waiting time. Our DSCR product now allows investors to increase their cash flow b...
04/28/2023

Maximize your equity and Minimize your waiting time. Our DSCR product now allows investors to increase their cash flow by cashing out on their investment properties in 6 months instead of 12!

Minimum FICO, loan amount, and LTV do apply.

This is the right time to make your investments work for YOU!

Give us a call – and we can walk you through the details.

The good news is that developers and architects are bringing solutions to the multifamily market.
04/26/2023

The good news is that developers and architects are bringing solutions to the multifamily market.

The shortage of affordable multifamily housing continues nationwide. The good news is that developers and architects are bringing solutions to the multifamily market.

Inside the New American Home 2023, the focus is on the outdoors.
04/24/2023

Inside the New American Home 2023, the focus is on the outdoors.

This year’s New American Home puts all the focus on the outdoors. See new ways to connect interior and exterior spaces.

More buying power for the borrower!Do you have medical bills you’re still paying off, but want to move forward with buyi...
04/20/2023

More buying power for the borrower!
Do you have medical bills you’re still paying off, but want to move forward with buying a home?
We may have the right mortgage prescription for you.
Those outstanding accounts will not count against you in determining how big of a mortgage loan you can get – on conventional loans ONLY.
Give us a call – and we can walk you through the process.

Address

400 E. Esplanade Drive Suite 205
Oxnard, CA
93036

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