The Real Estate Co. NC/VA

The Real Estate Co. NC/VA Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from The Real Estate Co. NC/VA, Brokerage Firm, 139 College Street, Oxford, NC.

06/03/2026

For Sale! 1533 Shiney Rock Rd, Clarksville
3 Bedrooms | 1 Bathroom | 960 SqFt

This charming 3-bedroom, 1-bath brick ranch offers 960 square feet of comfortable living space, perfectly nestled on a beautiful lot surrounded by nature.

View the property website at www.listing4.com/1533shineyrockrd and call us at 252-433-7769 for a showing.

Under Contract! 384 Hayes Mill Rd, Boydton If you’re thinking about selling, now is a great time to list your home.Conta...
06/01/2026

Under Contract! 384 Hayes Mill Rd, Boydton

If you’re thinking about selling, now is a great time to list your home.
Contact us at 252-433-7769 if you have questions or if we can help you with any real estate needs.

TheRealEstate-Co.Com

Today, we celebrate a MAJOR milestone for one of our own! 🎉🏡Congratulations to Fran on successfully closing her VERY FIR...
05/21/2026

Today, we celebrate a MAJOR milestone for one of our own! 🎉🏡

Congratulations to Fran on successfully closing her VERY FIRST real estate transaction as a REALTOR®!

Every experienced agent remembers their first closing because, behind the smiles, keys, and photos, lies a story of courage, learning, growth, and perseverance. Fran stepped into this journey willing to learn, serve, and trust the process — and today she crossed the finish line!

Real estate is about more than contracts and closings. It is about guiding people through life-changing moments with integrity, compassion, and commitment. Fran, I am so proud of the care you showed your client and the professionalism you brought to this transaction.

At The Real Estate Co. NC | VA, we are not just building agents… we are building trusted advisors and relationship-centered professionals who truly care about people.

Fran, this is only the beginning, and I cannot wait to watch your business grow. Your first closing is officially in the books, and many more are on the way! 💙✨

Everyone, help me congratulate Fran on her FIRST CLOSING! 🥂🏡

📣Did You Know?Millennials Are the Largest Group of FHA BorrowersMillennials represent the largest share of the Federal H...
05/20/2026

📣Did You Know?

Millennials Are the Largest Group of FHA Borrowers

Millennials represent the largest share of the Federal Housing Administration mortgage market. This demographic uses FHA home loans to cover the gap between property prices and limited personal savings.

Many of these buyers are first-timers who don’t have equity from a previous sale to fund a large down payment, so the FHA loan program’s low down payment requirements are attractive.

📣FICO Scores and More

Credit scores among this group vary widely. Younger members of the generation often have shorter credit histories, while older members may still be dealing with the consequences of previous economic downturns.

The FHA loan program allows scores as low as 580 with a small down payment. This flexibility is a major draw, allowing Millennials to stop renting and begin building equity earlier than they would otherwise. Building equity is the primary way this demographic intends to build wealth.

📣Debt Ratios

Debt-to-income limits can be a hurdle for Millennials, depending on how much student loan and credit card debt they bring into the transaction. In some cases, with high credit scores or large cash reserves, this can go higher. This allowance helps Millennials living in expensive urban areas. They often pay most of their income toward housing.

This group's property type preferences have shifted. Millennials often prefer suburban homes with space for remote work. The rise of flexible work arrangements allows people to move further from city centers, so houses with updated wiring and high-speed internet capabilities are a draw.

📣Social Trends and FHA Loans

Social trends also affect the market. Some Millennials buy houses later in life than previous generations. They are often married or in long-term partnerships when they buy, and dual incomes qualify them for larger loan amounts.

The current interest rate environment is an important factor. Rates are higher than the lows of the previous decade, which affects an FHA borrower’s total monthly payment.

Housing prices remain high relative to historical averages, affecting the accessibility of conventional loans, which often require higher credit scores and higher upfront costs.

The FHA loan program provides a viable path for applicants with moderate debt, regardless of generation. But Millennials seem to reap more of those benefits as they take a larger share of housing-related transactions in America.

📣We partner with Trusted Lenders who provide FHA Loans to borrowers. Let us help match you with a Lender today!

REALTOR®️ LIFE
Angela Hanks | The Real Estate Co. NC | VA
Broker-Owner & Your Rural Luxury Homegirl
O: (984)-340-4663 | M: (252)433-7769

🔑 🏡 💰 🏠🙌🏾 🔓🔑


Credit: www.fha.com

Take advantage of all the fun events happening in Mecklenburg County, VA!
04/24/2026

Take advantage of all the fun events happening in Mecklenburg County, VA!

UNDER CONTRACT IN 10 DAYS 🔑✨Every situation is different… and this one required strategy, honesty, and trust.My seller c...
04/20/2026

UNDER CONTRACT IN 10 DAYS 🔑✨

Every situation is different… and this one required strategy, honesty, and trust.

My seller came to me needing to close one chapter quickly to step into the next. That meant we had to have a real conversation—no fluff, just facts.

Together, we:
✔️ Aligned on clear goals
✔️ Faced the market head-on
✔️ Created a targeted marketing plan
✔️ Implemented a strategic, intentional pricing approach

And in just 10 days… we got it DONE.

This is what it looks like when preparation meets ex*****on.

If you’re thinking about selling, understand this:
You don’t just need a Real Estate Agent…

You need a Trusted Advisor who will hear your goals, respect your limitations, and activate a plan designed to exceed your expectations.

Real Estate Built on Relationships 💙

Angela Hanks
Broker | Owner, Your Trusted Realtor
The Real Estate Co. NC | VA
252-433-7769

Address

139 College Street
Oxford, NC
27565

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+19843404663

Website

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