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Monday 8am - 6pm Tuesday 8am - 6pm Wednesday 8am - 6pm Thursday 8am - 6pm Friday 8am - 5pm

Gum Tree Mortgage Oxford

Home
United States
Oxford, MS
Gum Tree Mortgage Oxford

We offer mortgage programs for building, buying, or refinancing residential property. NMLS 91139, 70653

Gum Tree Mortgage can assist clients from all credit grades and secures mortgage loans across the entire state of Mississippi and Montana.

09/09/2026

Paying off debt before buying a home sounds like the responsible move.

But before you drain your savings to do it, run the numbers with your loan officer.

Not all debt affects your mortgage qualification the same way. Depending on your situation, that $5,000 could have a bigger impact if it's used to pay down a specific balance, increase your down payment, cover closing costs, or stay in the bank as reserves.

We've seen buyers make financial moves with the best intentions, only to find out afterward that there was a more strategic way to use the money.

So before you move a large chunk of cash around while preparing to buy, give us a call.

Tell us what you have to work with, and we'll help you figure out where it can make the biggest difference.

Comment $5K or send us a message and let's run the numbers.
https://myoc.io/gumtree2

09/07/2026

We talk about homes a lot around here. But what makes a place worth calling home has never been just the houses.

It's the people behind our local businesses, schools and neighborhoods. The healthcare workers, service professionals, small business owners, and countless others who show up every day to keep our communities moving forward.

As a local lending team, we get to see firsthand how much pride people pour into the communities we all call home.

So this Labor Day, we're celebrating YOU.

Tag a local business, coworker, neighbor, or someone in our community whose hard work deserves a little recognition today. 💚

Wishing everyone a happy Labor Day from all of us at Gum Tree Mortgage.
https://myoc.io/gumtree2

09/04/2026

A long weekend is always a good excuse to slow down a little. 💚

Gum Tree Mortgage will be closed Monday, September 7 in observance of Labor Day, giving our team some well-deserved time to rest, recharge, and spend with the people they love.

We hope you get the chance to do the same – whether that means a backyard cookout, a weekend away, football with the family, or simply enjoying an extra morning without an alarm.

We'll be back Tuesday, September 8, rested and ready to help.

From our Gum Tree family to yours, have a safe and relaxing Labor Day weekend! 🇺🇸
https://myoc.io/gumtree2

09/01/2026

We believe the mortgage process should leave you feeling informed, confident, and excited – not overwhelmed or rushed.

If you're thinking about buying a home, you deserve a lender who takes the time to explain your options, answer your questions, and help you make decisions you feel good about.

If you've been putting off the conversation because you're not sure where to start, comment HOME or send us a message whenever you're ready.

We'll meet you where you are.
https://myoc.io/gumtree2

08/30/2026

The buyers who have the smoothest experience usually aren't the ones who waited until they were "ready."

They're the ones who started preparing early.

Checking your credit. Understanding what fits comfortably in your budget. Getting pre-approved before they start house hunting. Learning which loan programs might work best for their situation.

Those simple steps can save you time, reduce stress, and help you move quickly when the right home comes along.

Even if you're still months away from buying, there's real value in knowing where you stand today.

Comment READY or send us a message if you'd like to build a game plan for buying before 2027. Whether you're ready now or just starting to think about it, we're here to help you take the next step with confidence.
https://myoc.io/gumtree2

08/28/2026

Most home purchases close in around 30 days from the time your offer is accepted.

The difference is whether you spend those 30 days wondering what's happening – or feeling confident because someone is keeping you informed every step of the way.

Because our goal isn't just to help you close fast. It's to close without surprises.

That's why we keep our clients updated every step of the way so they're never left wondering what's happening next.

Before today, how long did you think it took to buy a home once your offer was accepted?

A) 2 weeks
B) 30 days
C) 45+ days

Vote in the comments, and send this to someone who's planning to buy their first home. They might be surprised by the answer.
https://myoc.io/gumtree2

08/27/2026

We know you're trusting us with more than paperwork. You're trusting us with your budget, your timeline, your goals, and everything that comes with making such a big decision.

That's why we believe clear communication isn't a "nice to have"—it's part of the job.

You deserve to know what's happening, what comes next, and why you're being asked for certain documents. You deserve answers when you have questions and updates before you have to ask.

Because at the end of the day, being your lender isn't just about getting you to the closing table.

It's about making sure you feel informed and confident every step of the way.

If you've ever worked with a lender who made the process easier simply by communicating well, give them a shout-out in the comments. We'd love to celebrate the people who make a difference.
https://myoc.io/gumtree2

08/26/2026

One of the things we love most about our team is that they don't just work in this community – they invest in it.

Recently, Leslie Mackey had the privilege of sponsoring a pilot class at Columbus Air Force Base through the Pilot Partner Program.

For many of these pilots and their families, moving to a new city means starting from scratch. Programs like this help create connections, introduce newcomers to the area, and remind them they have a community ready to welcome them.

We're grateful to Leslie for representing Gum Tree Mortgage and taking the time to support the men and women serving our country as they begin their journey in the community we call home. 🇺🇸
https://myoc.io/gumtree2

08/25/2026

USDA loans are one of the most misunderstood mortgage options available.

Many people think they're only for buying farmland or homes "out in the country." In reality, many small towns and suburban communities qualify – and eligible buyers may be able to purchase a home with zero down payment.

The only way to know if it's an option for you is to check.

We've had conversations with buyers who were convinced they needed years to save for a down payment, only to discover there was another path they hadn't considered.

If you're curious whether a USDA loan could work for you, comment or message us USDA for more information.

Know someone who should see if a USDA loan could help them save? Share this with them. It might be the information they've been missing.
https://myoc.io/gumtree2

08/24/2026

A well-deserved honor for one of our own! 🏆

This past Friday Gum Tree Mortgage founding partner Kenneth McNeal received the Mortgage Bankers Association of Mississippi’s Lifetime Achievement Award.

Kenneth’s leadership, integrity and commitment to homeownership have made a lasting impact on our company and the mortgage industry across Mississippi. We are incredibly proud of him—please join us in congratulating Kenneth! 👏

Address

404 Enterprise Drive, Suite F
Oxford, MS
38655

Opening Hours

Monday	8am - 6pm
Tuesday	8am - 6pm
Wednesday	8am - 6pm
Thursday	8am - 6pm
Friday	8am - 5pm

Telephone

+16622341940

Website

https://gumtreemortgage.com/oxford

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