Luray Insurance Agency

Luray Insurance Agency [email protected] Specializing in Habitational, Builder's Risk, and Worker's Comp Insurance

“It was only a quick test drive.”That’s what a dealer told us after a customer vehicle was damaged on the lot. A routine...
09/01/2026

“It was only a quick test drive.”

That’s what a dealer told us after a customer vehicle was damaged on the lot. A routine moment quickly became a serious business question: who pays when a vehicle is in your care?

Auto dealers and wholesalers face risks that ordinary business coverage may not address. Garage liability insurance is designed for the unique exposures tied to vehicle sales, test drives, customer vehicles, and daily lot operations.

The right coverage can help protect your dealership from a costly claim and keep one incident from putting pressure on the business you’ve built.

Call us today at 410-602-2636 to see how much you can save.

Maryland landlords: Your insurance needs change with your property type.Single-family rentals:• Dwelling coverage for th...
08/30/2026

Maryland landlords: Your insurance needs change with your property type.

Single-family rentals:
• Dwelling coverage for the structure
• Liability protection for tenant injuries
• Loss of rental income
• Personal property for appliances/furnishings

Multi-unit properties:
• Higher liability limits
• Commercial property coverage
• Building ordinance coverage
• Umbrella policies for added protection

Both need specialized landlord policies - not just homeowners insurance.

Get the right coverage for your investment and learn more here: https://lurayinsurance.com/how-to-choose-right-auto-insurance-maryland/

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Did you know that keeping up with industry trends can help you save on your insurance? Hyper-personalization is the new ...
08/29/2026

Did you know that keeping up with industry trends can help you save on your insurance? Hyper-personalization is the new standard, meaning your coverage should be as unique as you are. Stay informed and ensure you're not overpaying for features you don't need. Knowledge is power when it comes to your financial security.

Your car insurance premium shouldn't feel like a second mortgage. With rates rising across Maryland, many drivers are st...
08/28/2026

Your car insurance premium shouldn't feel like a second mortgage.

With rates rising across Maryland, many drivers are stuck in outdated policies that no longer serve their budget.

We specialize in in helping you reduce your rates and finding you coverage that actually fits.

• Spot hidden discounts
• Compare local rates
• Protect your family’s assets

When was the last time you checked if you were overpaying?

Visit https://lurayinsurance.com to learn more about our insurance products

Learn more here: https://lurayinsurance.com/how-to-choose-right-auto-insurance-maryland/

Baltimore is buzzing with community spirit! From local festivals to back-to-school rallies, there's so much to celebrate...
08/27/2026

Baltimore is buzzing with community spirit! From local festivals to back-to-school rallies, there's so much to celebrate in our vibrant city. We love being part of this community and helping our neighbors stay protected. What's your favorite local event to attend this summer? Let us know in the comments!

Protecting what matters most shouldn't be a puzzle. Whether it's your home, car, or business, Luray Insurance is here to...
08/25/2026

Protecting what matters most shouldn't be a puzzle. Whether it's your home, car, or business, Luray Insurance is here to help you find the right coverage at the right price. Visit our Owings Mills office today and let's get you a personalized quote. we make insurance simple so you can focus on what you love.

Your dealer plates cover test drives. What covers the other 47 cars on your lot tonight?A lot of dealers assume their st...
08/25/2026

Your dealer plates cover test drives. What covers the other 47 cars on your lot tonight?

A lot of dealers assume their standard auto dealer policy extends to their inventory. It doesn't. Theft, vandalism, hail damage, flood, those losses happen on your lot, not on the road. Without Dealer's Open Lot coverage, you're eating every dollar of that loss yourself.

Call us today at 410-602-2636 to see how much you can save
Visit https://lurayinsurance.com to learn more about our insurance products

A car accident in Maryland turns your stomach before you even pull over.That first minute matters—and here’s what our te...
08/22/2026

A car accident in Maryland turns your stomach before you even pull over.
That first minute matters—and here’s what our team tells property owners and investors to do first:
• Check injuries, call 911 if needed
• Move to safety if you can
• Exchange info with the other driver
• Photograph the scene + plates (from a safe spot)
• Notify your insurer fast

Quick risk note for owners: the sooner you document and report, the smoother the claims process usually goes—especially with rental vehicles, fleet operations, or tenant damage.

Call us today at 410-602-2636 to see how much you can save

Did you know that bundling your home and auto insurance can often lead to significant savings on your premiums? It's a s...
08/21/2026

Did you know that bundling your home and auto insurance can often lead to significant savings on your premiums? It's a simple way to streamline your protection while keeping more money in your pocket. Check your current policies and see if a bundle might be right for you!

Navigating insurance regulatory requirements in Maryland can be complex.✅ Luray & Associates provides experienced assist...
08/20/2026

Navigating insurance regulatory requirements in Maryland can be complex.

✅ Luray & Associates provides experienced assistance for businesses of all sizes, insuring you have the necessary protection while helping you keep your insurance rates down.

Visit https://lurayinsurance.com to learn more about our insurance products

Address

66 Painters Mill Road, Suite 112
Owings Mills, MD
21117

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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