Luray Insurance Agency

Luray Insurance Agency [email protected] Specializing in Habitational, Builder's Risk, and Worker's Comp Insurance

That fender-bender turns into a “bigger bill” fast—especially when paperwork gets skipped.If you’re in Maryland and you ...
05/29/2026

That fender-bender turns into a “bigger bill” fast—especially when paperwork gets skipped.

If you’re in Maryland and you can safely do it, here’s what we recommend first:
• Check for injuries and move to safety if you can
• Exchange contact + insurance info
• Take photos of damage and vehicle plates
• Write down what happened while it’s fresh
• Report to police if there’s injury or major harm

Next, don’t guess on details. Documentation is what keeps the claim clean and prevents preventable premium headaches later.

Contact us for a personalized insurance quote
Visit lurayinsurance.com to learn more about our insurance products



Is your business fully protected?Operating in Maryland means navigating unique risks. To keep your assets secure, you ne...
05/26/2026

Is your business fully protected?

Operating in Maryland means navigating unique risks. To keep your assets secure, you need more than just a policy—you need the right mix of coverage:

• General Liability: Protection against third-party claims.
• Property Insurance: Covers your building and gear.
• Workers’ Comp: Essential for your team and compliance.
• Specialized Bonding: Required for many industries like auto dealers.

At Luray & Associates, we don’t just sell plans. We act as your cost-reduction advocate to help you fight rising rates while ensuring you’re properly covered.

Which of these is your biggest priority this year?

Visit https://lurayinsurance.com to learn more about our insurance products

Whether you're a rehabber, a real estate investor, or in the middle of a flip, standard insurance often leaves you expos...
05/23/2026

Whether you're a rehabber, a real estate investor, or in the middle of a flip, standard insurance often leaves you exposed. We provide specialized coverage for:

• Vandalism and theft
• Fire and weather damage
• General liability protection

Don't wait for a claim to find out you have the wrong policy. Visit https://lurayinsurance.com to learn more about our insurance products.

Getting your dealer tags is only half the battle. In Maryland, worker’s compensation isn't just a safety net—it’s a lice...
05/20/2026

Getting your dealer tags is only half the battle.

In Maryland, worker’s compensation isn't just a safety net—it’s a licensing requirement for auto dealers and wholesalers.

To move forward with your practice, you need:
• Active worker’s compensation coverage
• Proper bonding for licensing
• Garage liability for your tags

Don’t wait for a claim to reveal a gap in your policy. We specialize in high-stakes coverage for the auto industry across MD, PA, VA, DC, and WV.

Are you fully covered for your next licensing renewal?

Visit https://lurayinsurance.com to learn more about our insurance products

05/17/2026

Your website gets hacked, customer information gets leaked, and suddenly every email sounds like a crisis.

That’s why we treat cyber insurance as a cost-reduction tool—not a checkbox. Cyber losses aren’t just “the hack.” They snowball: incident response costs, notifying customers, downtime, legal help, and restoring systems.

Call us today at 410-602-2636 to see how much you can save.
Or Visit https://lurayinsurance.com to learn more about our insurance products

Maryland landlords, are your rental properties fully protected? 🔑 From single-family homes to multi-unit complexes, our ...
05/14/2026

Maryland landlords, are your rental properties fully protected? 🔑

From single-family homes to multi-unit complexes, our tailored insurance solutions prevent financial loss and secure your real estate portfolio.

Luray & Associates is your proactive advocate in the local market.

Contact us for a personalized insurance quote. Visit https://lurayinsurance.com to learn more

Waiting weeks for an insurance quote is a thing of the past. ⏱️We’ve streamlined our process so Maryland families and bu...
05/12/2026

Waiting weeks for an insurance quote is a thing of the past. ⏱️

We’ve streamlined our process so Maryland families and business owners can secure coverage without the headache. Whether it’s for your home, your new dealership inventory, or the family boat, our team combines local expertise with speed.

Here is how we do it:
✅ Fast online request form
✅ Direct access to local MD experts
✅ Immediate policy activation options

No robotic call centers—just real guidance and quick results to help you save hundreds.

Ready to see your new rate? Visit https://lurayinsurance.com to learn more about our insurance products.

🔍 Tired of paying too much for insurance? Here’s how to audit your coverage before 2026 hikes:1️⃣ List all your insuranc...
05/09/2026

🔍 Tired of paying too much for insurance? Here’s how to audit your coverage before 2026 hikes:

1️⃣ List all your insurance policies.
2️⃣ Identify overlapping coverages.
3️⃣ Note gaps you might be missing.
4️⃣ Compare current rates and benefits.
5️⃣ Call your agent to negotiate better terms.

An informed review today can save you hundreds tomorrow. How often do you check your insurance?

Visit https://lurayinsurance.com to learn more about our insurance products

Family with life insurance feels secure. Without it? Financial risks hit hard.Protect your loved ones from unexpected bu...
05/06/2026

Family with life insurance feels secure. Without it? Financial risks hit hard.

Protect your loved ones from unexpected burdens.

Call us today for a quote and peace of mind. 💬

What’s your biggest worry about being uninsured? Let’s talk.

https://lurayinsurance.com/

Ransomware hits auto dealers in 2026? One click can freeze your systems—and expose customer's data.We see 2026 coming wi...
05/04/2026

Ransomware hits auto dealers in 2026? One click can freeze your systems—and expose customer's data.

We see 2026 coming with a harsh pattern: attacks don’t just “take computers.” They take leads, inventory access, and the reputation you built with every one of your local customers.

Here’s what the risk really looks like:
- Ransomware often results in data encryption (about half of incidents), and the path to exposure is getting narrower.
- Automotive-related organizations remain in the crosshairs—threat intel groups consistently track automotive as part of the manufacturing target set.

Cyber liability isn’t a “nice-to-have” for auto dealers. It helps cover the costs that follow an incident—so you can respond fast and protect your customers’ trust.

Call 410-602-2636 to see how much you can save and get a quote built for your dealership.

Visit https://lurayinsurance.com to learn more about our cyber insurance products

05/01/2026

That crunch sound after a crash? The next 10 minutes decide how smooth your claim goes.

Here’s what we tell Maryland drivers to do first:
- Pull over safely, turn on hazards, and check for injuries
- Call 911 if anyone’s hurt (or if it’s a hit-and-run)
- Exchange info: names, phone numbers, insurance, driver’s license
- Take photos: vehicle damage, license plates, road conditions, any traffic signals
- Don’t admit fault at the scene
- Get the police report number if law enforcement responds

Then contact your insurance and keep all receipts (towing, rentals, prescriptions, repairs).

Want to make sure you’re not underinsured when the unexpected happens? Call us today at 410-602-2636 to see how much you can save.



Address

66 Painters Mill Road, Suite 112
Owings Mills, MD
21117

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 10:30am - 1pm

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