Bankers Life Insurance Raul Sotelo

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If you turned 72 in 2023, your RMD age is 73. By 2033, it’ll be 75. The SECURE Act 2.0 keeps shifting the rules, giving ...
05/08/2026

If you turned 72 in 2023, your RMD age is 73. By 2033, it’ll be 75. The SECURE Act 2.0 keeps shifting the rules, giving you extra years to grow your accounts and plan for the tax hit your heirs could face. Life insurance can help offset those future taxes and protect the legacy you want to leave. Call me today to review smart ways to incorporate it into your distribution strategy. bankerslife.com/life-insurance

05/07/2026

The life insurance industry is growing—and so are the opportunities.

As more individuals and families seek guidance to protect their financial futures, the demand for knowledgeable, trusted professionals continues to rise.

At Bankers Life, we’re proud to be part of an industry that offers long-term stability, meaningful work, and the chance to make a real impact. If you’re looking for a career with purpose, growth potential, and support every step of the way, explore opportunities with Bankers Life today.

Message me to learn more!

https://www.expertmarketresearch.com/reports/united-states-life-insurance-market

Most term policies end between ages 65—75. Then what? If you still have people depending on you—or debts to cover—you mi...
05/06/2026

Most term policies end between ages 65—75. Then what? If you still have people depending on you—or debts to cover—you might need permanent coverage. Let’s explore your options before your term runs out. Call me today to review your life insurance options.

This Older Americans Month, we’re celebrating the 2026 theme: Champion Your Health.At Bankers Life, we support retirees ...
05/05/2026

This Older Americans Month, we’re celebrating the 2026 theme: Champion Your Health.

At Bankers Life, we support retirees with personalized guidance to help protect their health, finances, and future—so they can live confidently at every stage.

Message me to start the conversation.

With National Life Insurance Day tomorrow, it’s a good reminder to check in on your coverage and your goals.If it’s been...
05/01/2026

With National Life Insurance Day tomorrow, it’s a good reminder to check in on your coverage and your goals.

If it’s been a while since you reviewed your coverage—or you’re exploring life insurance for the first time—now’s a great time to take the next step.

Message me and let’s review your options.

You want your family to farm that land for generations, but will they be able to afford it? Property taxes, estate taxes...
04/29/2026

You want your family to farm that land for generations, but will they be able to afford it? Property taxes, estate taxes, and capital gains can force sales. Life insurance pays those bills so the farm stays in the family. Call me today to review your life insurance options. bankerslife.com/life-insurance

Planning for retirement? Some expenses may surprise you.USA TODAY breaks down retirement costs many people forget to pla...
04/28/2026

Planning for retirement? Some expenses may surprise you.

USA TODAY breaks down retirement costs many people forget to plan for—and why it pays to look beyond the basics. Bankers Life helps you prepare for what’s expected and what’s not.

You probably know to factor certain costs into your budget, like utilities and car insurance. But some key retirement expenses may slip off your radar.

One checkbox can change who actually gets paid. A fast beneficiary tune-up helps ensure proceeds go to the right people,...
04/27/2026

One checkbox can change who actually gets paid. A fast beneficiary tune-up helps ensure proceeds go to the right people, the right way. Call me today to review your life insurance options.

If your life insurance policy is 5+ years old, your life has probably changed—and your policy may need to catch up. A 10...
04/24/2026

If your life insurance policy is 5+ years old, your life has probably changed—and your policy may need to catch up. A 10-minute review can confirm whether your beneficiary options are current, your coverage still fits your goals, and your policy is structured the way you intend. Call me today to review your life insurance options.

04/23/2026

Looking for a fresh start? Jump into a new career with Bankers Life!

We set our agents up for success with all the tools and incentives they need to succeed:

• Award-winning training, career progression, mentoring, and leading technology
• New leads at your fingertips each month
• Competitive commissions, benefits program, incentives, and unlimited earning potential
• A business webpage, prospecting resources, email templates, and social media support

Ready to take the leap? Visit https://www.careersatbankerslife.com/ and apply today!

Annuities can feel complex, but for many retirees, they can provide stability and confidence. In honor of  , here are fi...
04/21/2026

Annuities can feel complex, but for many retirees, they can provide stability and confidence. In honor of , here are five reasons an annuity may be worth considering:

1. Principal protection
2. Tax-deferred growth potential
3. Protection from market volatility
4. Predictable income—possibly for life
5. Legacy protection through a death benefit

Let’s connect to see how an annuity may support your financial goals.

Address

10461 Mill Run Circle Suite 650
Owings Mills, MD
21117

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