Patterson & Associates

Patterson & Associates Where We Treat Your Finances Like Family

What happens to your life insurance if you leave your job? 🤔A lot of us have life insurance through work and assume we’r...
09/15/2026

What happens to your life insurance if you leave your job? 🤔

A lot of us have life insurance through work and assume we’re covered.

But what happens if you:

• Leave your job
• Get laid off
• Reduce your hours
• Retire
• Lose eligibility for benefits

Your employer-provided coverage is tied to the terms of the group policy.

That’s why you need to KNOW what you have.

We’re careful about not keeping all our money in one place...

But sometimes we have one life insurance policy through our employer.

Employer coverage can be a great benefit. Just don’t assume it’s enough or that it will always be there.

This Life Insurance Awareness Month, take a few minutes to review your coverage.

Know your coverage. Know your options. Protect your family. ❤️

If you’re not sure what your current policy covers, send me a message. Let’s talk.

09/11/2026

Not understanding your life insurance, investments, 401k, pension, TSP is like walking around with your wallet wide open allowing the money to fall out as you go 💸

There's nothing to be embarrassed about. Even the most educated, myself included, didn't understand these things before we got clarity and assistance.

It's time to get the clarity and understanding you need to keep more of YOUR HARD-EARNED MONEY 💚

What are you waiting for? ✨

Comment "Clarity" for a budget tracker and the link to a free strategy session .

Let’s talk about why you need life insurance OUTSIDE of your job.Because some of y’all don’t even trust your job. 😂You s...
09/08/2026

Let’s talk about why you need life insurance OUTSIDE of your job.

Because some of y’all don’t even trust your job. 😂

You see the shady stuff.
The unfair systems.
The cutting corners.
The SHENANIGANS

You don’t trust them with your TIME…

But you’re trusting them with your FAMILY?!

That math ain’t mathing. 🤔

Here’s something else people don’t always realize:

Your employer-provided life insurance is tied to the terms of your employer’s group policy.

Some policies have “actively at work” provisions that can affect when coverage becomes effective or whether certain increases in coverage take effect. And what happens to your coverage if you leave the company, get laid off, reduce your hours, retire, or become ineligible for benefits depends on the terms of that plan.

Translation: READ YOUR POLICY.

We’ll have 3 or 4 bank accounts because somebody told us, “Don’t keep all your money in one place.”

Then turn around and have ONE life insurance policy…

Through the job we were just complaining about yesterday. 😂

Make it make sense!

There’s nothing wrong with having life insurance through your employer. TAKE IT.

Just don’t automatically assume it’s enough.

Know how much coverage you have.
Know when it applies.
Know what happens if your employment changes.
And most importantly, have coverage YOU control.

Your family shouldn’t have to figure all of this out while they’re grieving.

If your entire life insurance plan is through your job and you’re not sure what you actually have, let me help you figure it out.

September is Life Insurance Awareness Month. Let’s get educated AND protected. 💚

🚨 NEW BLOG POST ALERT! 🚨What if building generational wealth starts with something as simple as changing the way you thi...
09/01/2026

🚨 NEW BLOG POST ALERT! 🚨

What if building generational wealth starts with something as simple as changing the way you think about your money?

Financial success isn’t just about how much you make. It’s about what you do with what you have; and the decisions you make today that can shape your financial future tomorrow.

Our latest blog, “Creating Generational Wealth, One Family at a Time,” explores practical ways to move from simply getting by to getting financially intentional.

Inside, we cover how to:

• Set clear and achievable financial goals
• Create a budget that reflects your priorities
• Make your spending align with your goals
• Prepare for unexpected expenses
• Work toward reducing debt
• Build financial habits that support your long-term vision

And the best part? You don’t have to figure it all out at once.

One goal.
One plan.
One better financial decision at a time.

Because creating a stronger financial future isn’t just about today; it’s about what you can build for yourself, your family, and the generations that come after you.

Ready to become more intentional with your money?

👉 Ready to become more intentional with your money? Read the full blog here: https://pandafg.com/post/new-blog-post-9572

Financially thrive. Take ownership. Set the goal. Make the plan. Take action.

Who do you know who could use a little financial guidance? 💚Your referral could be the first step toward helping someone...
08/19/2026

Who do you know who could use a little financial guidance? 💚

Your referral could be the first step toward helping someone build a stronger financial future.

Whether they need help with budgeting, debt, life insurance, retirement planning, or building long-term wealth, Patterson & Associates Financial Group is here to help.

If someone comes to mind, send them our way!

👉 Refer someone today: https://docs.google.com/forms/d/1Iq1oPHOoIE5gcwoWcIDiHm8oz65eYRMN9VJtDQgDU8M/edit

Thank you for your continued trust and support. We appreciate every referral! 💚

08/05/2026

Help us reach one more family.

If you've enjoyed our financial tips, educational content, and resources, we'd appreciate your help growing our community.

Invite your friends, family, coworkers, and anyone who could benefit from practical financial education to follow the Patterson & Associates Financial Group page.

You never know who may need guidance on:
• Budgeting
• Building wealth
• Protecting their family
• Saving for retirement
• Creating a stronger financial future

It only takes a minute to invite your friends, but the impact could last a lifetime.

Thank you for being part of our community and helping us make financial education accessible to more people.

08/05/2026

POLL TIME! Be honest... no judgment!

If your bank account could talk after payday, what would it say?

A. "We had a good run..." 😅

B. "Who approved all these Amazon purchases?"

C. "Can we PLEASE stop eating out?"

D. "I'm still here because I have a budget!"

👇 Drop your letter in the comments!

Bonus question:
What's the one expense that always seems to surprise you every month; even though it shows up every month? 😂

At Patterson & Associates Financial Group, we know managing money doesn't have to be boring. Sometimes, it starts with laughing at our habits... and then making a plan to change them.

🚨 Can we have an honest money conversation for a second?If your paycheck disappears faster than your phone battery... we...
07/29/2026

🚨 Can we have an honest money conversation for a second?

If your paycheck disappears faster than your phone battery... we need to talk. 😅

Somehow, there's always money for takeout, Amazon, and those "treat yourself" moments but when it's time to save or invest, suddenly we're saying, "I'll start next month."

Here's the truth:

Your future is being built by the choices you make today not by the ones you keep postponing.

No judgment. We've all been there.

So here's your midweek challenge:
💵 Skip ONE unnecessary purchase this week.
💰 Put that money into savings or an investment instead.

It doesn't have to be $500.
Even $20 is you telling your future self, "I've got you."

👇 Be honest...
What's the hardest habit for you to break?
☕ Daily coffee?
🍔 Eating out?
🛍️ Online shopping?
📦 Amazon packages magically showing up at your door?

Drop your answer in the comments. Let's laugh, learn, and grow together because financial freedom starts with honest conversations, not perfect people.

💰 Money Tip Wednesday: Small Changes, Big ResultsDid you know that building wealth doesn't always start with making more...
07/08/2026

💰 Money Tip Wednesday: Small Changes, Big Results
Did you know that building wealth doesn't always start with making more money? It often starts with making better decisions with the money you already have.
This week, challenge yourself to make one intentional financial move:
✔️ Review your monthly subscriptions.
✔️ Set aside even $20 for your emergency fund.
✔️ Pay a little extra toward your debt.
✔️ Schedule time to review your financial goals.
Small, consistent actions can create lasting financial confidence.
Question for you: What's one financial goal you're working toward this year? Share it in the comments; we'd love to cheer you on!
If you're ready to create a personalized plan to build, protect, and grow your wealth, we're here to help.
📅 Schedule your complimentary Financial Roadmap session today and let's build your financial future together.

🎉 Happy Belated Birthday to Our Amazing Financial Coach Shawnda Patterson! 🎂🎈Your dedication, wisdom, and genuine care c...
06/26/2026

🎉 Happy Belated Birthday to Our Amazing Financial Coach Shawnda Patterson! 🎂🎈
Your dedication, wisdom, and genuine care continue to make a positive impact on so many lives. We are grateful for your leadership and the difference you make every day.

Please join us in wishing Shawnda Patterson a very happy belated birthday! 🥳🎁

Here's to another year filled with good health, joy, continued success, and many more lives changed.

Happy Birthday, Shawnda Patterson! 💙🎉

Address

11419 Cronridge Drive
Owings Mills, MD
21117

Telephone

(410)4153088

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