Mages Group

06/03/2026

🧩 Solving the Medicare puzzle shouldn’t mean dodging scammers. At Mages Insurance Group, we want to help you Protect What Matters Most.

Lately, scammers have been calling, texting, and emailing folks offering "free" medical equipment or unrequested services. Their real goal? To steal your Medicare Number and fraudulently bill for things like home health or hospice care—which could accidentally freeze your standard healthcare benefits! 🛑

Be a fraud fighter with these simple steps:
✅ Hang up or delete: Treat unexpected offers for "free" medical supplies as a red flag.
✅ Protect your number: Never give out your Medicare Number over the phone or text to strangers.
✅ Trust your doctor: Only you and your physician should decide what care is right for you.

If you suspect fraud, report it immediately to 1-800-MEDICARE.

Looking for an honest, local partner to guide you through your insurance options with ease? As a Veteran-Owned Small Business with offices in Owatonna and New Ulm, we’ve got your back.

👉 Visit us for straightforward Medicare information from a certified, licensed agent at: https://www.mageshealthplans.com/

Licensing Disclosure: Mages Insurance Group LLC is a licensed life and health insurance agency in the state of Minnesota, with physical office locations in Owatonna and New Ulm. To serve our clients completely, we also offer insurance and financial products outside the state of Minnesota and maintain active, appropriate licensure in each respective state where products are offered.

CMS Compliance Note: We may not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. For dedicated retirement income, annuity, or life planning, please visit our financial services division at https://www.magesgrp.com/.

05/27/2026

No family should have to choose between honoring a loved one and paying their bills. Yet without final expense coverage, that's exactly the position many families face when end-of-life costs, medical bills, and other unexpected expenses pile up.

At Mages Insurance Group LLC, we believe in helping you Protect What Matters Most. Final expense insurance is more than just a policy—it is a lasting act of care that shields the people you love from financial hardship during an already difficult time.

Why Final Expense Insurance is Vital
Coverage for Any Budget: Choose flexible policies ranging from $5,000 to $25,000 with highly affordable monthly premiums.

Easy Qualification: With simplified or guaranteed issue options, age and health are rarely barriers to getting covered.

Fast, Direct Benefits: Cash benefits are paid quickly and directly to your beneficiaries to cover funeral, cremation, or outstanding medical costs.

True Peace of Mind: Gain confidence knowing your passing will not create an immediate financial burden for your family.

Find The Right Coverage With Ease
As a Veteran Owned Small Business with offices in Owatonna and New Ulm, we are dedicated to helping families all across Minnesota navigate their retirement and life planning needs with clarity and respect.

Let us help you design a plan tailored to your unique needs. Visit us today to connect with our local experts and secure your family's future.

👉 Learn more and request a free consultation: www.magesgrp.com

05/27/2026

Did you know that claiming Social Security at the wrong time could alter your entire retirement roadmap? Great breakdown here on why there is no single 'right' age for everyone.

How timing the benefit can help with a classic retirement problem: an early bear market.

05/22/2026

Have a safe and meaningful weekend. God Bless.

05/17/2026

Turning 65 soon? Navigating the switch to Medicare can be confusing. Here are the three main things you should do:

​1. Know Your Timing: The Initial Enrollment Period (IEP) surrounds your 65th birthday—three months before, the month of, and three months after. Enrolling at the right time helps you avoid lifelong penalties.

​2. Learn about Original Medicare: This consists of Part A (Hospital Insurance) and Part B (Medical Insurance). Most people do not pay a premium for Part A, but you generally will have a monthly premium for Part B.

​3. Explore Your Options for Gaps: Original Medicare does not cover everything. You will likely need additional coverage, like a Part D Prescription Drug plan, or a Medicare Advantage (Part C) or Medigap supplement plan. This is where we excel.

​At Mages Insurance Group, we are here to help you solve the Medicare puzzle. We can help you pick a plan that fits your health and financial needs in Minnesota. We provide expert, individualized guidance so you can Find The Right Coverage With Ease.

​Learn more and get your free Medicare information kit at https://www.mageshealthplans.com

​Mages Insurance Group - Proudly Serving Minnesota - Veteran Owned Small Business.
Protect What Matters Most.

05/11/2026

Let's get real—life insurance used to be a total headache. Endless paperwork, awkward medical exams, and weeks of waiting. 😴

But honestly? Things have changed! In today’s market, it’s easier than ever to get covered, and with everything going on in the world, it’s never been more important.

Why it’s a breeze now:
Fast & Digital: You can apply from your couch in minutes.

No More Needles: Many plans now offer "no-exam" options for healthy folks.

Budget-Friendly: There are tons of ways to find a plan that actually fits your wallet.

Why it matters:
Life is unpredictable. Having a plan in place means you can Protect What Matters Most without the stress. It’s about making sure your family stays in their home and your kids' dreams stay on track, no matter what.

We’re a Veteran Owned Small Business and we’re here to help you Find The Right Coverage With Ease. Whether you’re in Owatonna, New Ulm, or anywhere in between, we’ve got your back! 🇺🇸

Check it out and see how simple it can be:
👉 https://www.magesgrp.com/life-insurance

05/07/2026

At Mages Insurance Group, a proud Veteran-Owned Small Business serving all of MN, we want to help you Find The Right Coverage With Ease. This month, we're helping Minnesota retire with confidence!

Instead of the stock market roller coaster, consider a "Paycheck" you can never outlive! We specialize in structuring income streams designed for growth and security. 📈

💰 Guaranteed Rates for May:
• 2-Year Multi-Year Guarantee Annuity (MYGA): 4.8%
• 3-Year MYGA: 5.4%
• 5-Year MYGA: 5.75%

Ask about our powerful Fixed Indexed Annuities with a 10% Premium Bonus! 🎁 Participate in S&P 500 growth without the risk of market loss.

Visit our website at www.magesgrp.com to learn more and Protect What Matters Most. Call our offices in Owatonna or New Ulm at 507-214-1240 to schedule your appointment with Jory Mages!

⚖️ Disclaimers
Fixed and Indexed Annuities are insurance products, not investments, and are subject to the claims-paying ability of the issuing insurance company. Rates, bonuses, and participation rates (caps, triggers, intraday) are current for May 7, 2026 and are subject to change by the carrier. Withdrawal charges or surrender penalties may apply. This information is for educational purposes only and does not constitute tax, legal, or investment advice. Consultation with a professional is recommended. Guarantees are based on the financial strength of the insurer. Mages Insurance Group LLC is a licensed insurance agency (MN License #40040488).

04/24/2026

Retirement goals! 🏎️💨

​Spent my morning catching up with my long-time client and friend, Dennis. We’ve been working together on his retirement planning for 10 years, and seeing his hard work culminate in projects like these is why I love what I do.

​Dennis gave me a shop tour today featuring:
​His custom International Pickup (sitting on a Corvette chassis!)
​A beautiful '67 Camaro SS
​And one very tall, very fluffy shop assistant! 🐾

​It’s an honor to help wonderful people like Dennis secure the retirement income they need to pursue their passions. Thanks for the tour, Dennis!

03/12/2026

Always proud to support and happy to participate in this wonderful event.

Mages Group is a Hops Sponsor this year !

Thank you to all who make Hops possible.

Do you have your tickets yet?

03/12/2026

As we move through March 2026, the financial landscape is presenting a unique "double-header" for those in or approaching retirement: a competitive window for fixed rates and the annual arrival of Required Minimum Distributions (RMDs).

A "Magical Moment" for Fixed Rates?

While we don't have a crystal ball, current economic indicators suggest we may be in a rare window for fixed insurance products. We are currently seeing rates in the 4.5% to 9% range on Multi-Year Guaranteed Annuities (MYGAs) and Fixed Indexed Annuities (FIAs).
Though no one can see the future with certainty, the prevailing trend among economists points toward a cooling rate environment as the year passes. If you’ve been looking for a reasonable rate to lock in for the next few years, this may be the opportune time to act before guarantees potentially decrease.

Economic Pulse: March 2026
Major institutions like Goldman Sachs and J.P. Morgan are closely watching the Federal Reserve, which currently holds the funds rate at 3.5% – 3.75%. While geopolitical factors have caused some shifts, many analysts still expect a gradual descent in rates by year-end. Historically, annuity carriers adjust their rates ahead of these moves—meaning today's 4.5%+ offers may not stay at these levels indefinitely.

The most important question to ask today is: How much of my retirement income do I want to be 100% guaranteed?

Jory Mages RICP®
Owner / Agent
New Ulm: 507-354-2037
Owatonna: 507-214-1240

Disclaimer: Fixed and Fixed Indexed Annuities are insurance products, not securities. Guaranteed rates are subject to the claims-paying ability of the issuing insurance company. This email is for educational purposes and does not constitute tax or legal advice.