The Zappa Agency

The Zappa Agency At the Zappa Agency we strive to provide quality products and superior service to our clients at affordable prices.

Steve Zappa is licensed in Minnesota (LIC #53908), Wisconsin, and Iowa. Representing American National Insurance Company, Galveston, TX, and American National Property and Casualty, Springfield, MO. Products and services are not available in all states. American National means American National Insurance Company and its subsidiaries and affiliates. The content of this site does not necessarily repr

esent the positions, strategies or opinions of American National. Neither I nor American National is responsible for statements posted by third parties. All logos and trademarks are the property of their respective owners. This site may have links to other sites not maintained by this agency or American National. Such links do not imply endorsement or approval of these sites or the content therein. We reserve the right to remove any posts from this page, including repeated posts containing the same content, posts that we determine to be confrontational, and posts that advertise other products or are not relevant to business. Do not post personal information such as claim numbers, policy numbers, etc. If you need assistance concerning your policy or claim, you may call 507-451-9343. We will not provide any claim information or request any personal information on a public forum.

🏡🚗 Protect What Matters Most with The Zappa Agency! 🛡️✨Life moves fast, and as your needs change, your insurance coverag...
06/02/2026

🏡🚗 Protect What Matters Most with The Zappa Agency! 🛡️✨

Life moves fast, and as your needs change, your insurance coverage should too. Whether you are buying your first home, adding a new vehicle to the family garage, or looking to protect the local business you’ve poured your heart into, The Zappa Agency is here to make insurance simple, clear, and reliable.

We don't believe in one-size-fits-all policies. Our team takes the time to listen to your unique story, identify potential gaps in your coverage, and build a personalized insurance portfolio that gives you true peace of mind.

We offer a comprehensive range of coverage options to protect every aspect of your life:

🏠 Homeowners & Renters: Safely secure your biggest investments and personal property.

🚗 Auto & Powersports: Hit the road or the trails knowing you're fully covered.

💼 Commercial & Business: Protect your livelihood, employees, and assets with tailored business lines.

👥 Life & Umbrella: Build a sturdy safety net for your family's future and financial well-being.

As your local insurance partners, we pride ourselves on delivering competitive rates backed by the elite, responsive service you deserve when it matters most.

Don't wait for the unexpected to find out if you're properly covered. Let’s review your current policies and make sure you have the perfect safety net in place! 🤝🌦️

💻 Get your free, no-obligation quote today: zappaagency.com

Summer is just around the corner, and we know you’re busy mapping out road trips, tuning up the boat, and getting the mo...
05/30/2026

Summer is just around the corner, and we know you’re busy mapping out road trips, tuning up the boat, and getting the motorhome ready for adventure! 🚤🏕️

While you're checking off your summer bucket list, it's also the perfect time for a quick coverage review. Adding new summer "toys" like ATVs, jet skis, or campers means your insurance needs change too. We want to make sure you have the right protection in place before you hit the road or the water.

Give The Zappa Agency a call this week, and let’s make sure your summer plans are fully covered! 📞💼

Heading out of town? While you're making your packing list, don't forget to secure your peace of mind! Regular homeowner...
05/27/2026

Heading out of town? While you're making your packing list, don't forget to secure your peace of mind! Regular homeowners or renters insurance often has sub-limits on high-value items like jewelry, watches, and high-end electronics if they are lost or stolen while traveling.

Before you load up the car or head to the airport, a quick call to The Zappa Agency can ensure your most precious belongings are fully protected wherever your travels take you.

Safe travels start with smart coverage. Let us help you check that off your list today! ✈️💼

Today, we remember and honor. 🕊️❤️On this Memorial Day, all of us at The Zappa Agency pause to honor the brave men and w...
05/25/2026

Today, we remember and honor. 🕊️❤️

On this Memorial Day, all of us at The Zappa Agency pause to honor the brave men and women who made the ultimate sacrifice in service to our country. We are deeply grateful for the selfless heroes who gave everything to protect our freedom, and our highest respect goes out to the families who carry their legacy forward.

Wishing our clients, neighbors, and community a safe, peaceful, and meaningful Memorial Day. 🎖️✨

❤️ Life insurance isn’t about the policy—it's about the promise you make to the people you love. ✨We all work hard to pr...
05/23/2026

❤️ Life insurance isn’t about the policy—it's about the promise you make to the people you love. ✨

We all work hard to provide a comfortable life for our families today, but true peace of mind comes from knowing they will be taken care of no matter what tomorrow holds. A life insurance policy is one of the most selfless gifts you can put in place for your loved ones.

If the unexpected happens, a policy through The Zappa Agency can help your family:

🏡 Pay off the mortgage so they can stay in their home
🧾 Cover daily living expenses, bills, and outstanding debts
🎓 Secure future college tuition for your children

Talking about life insurance can feel intimidating, but our team is here to make the process simple, comfortable, and tailored directly to your budget and goals.

The best time to protect their future is today. Let’s start a conversation:

📞 507-451-9343

🛥️🌊 Boat season is finally here! Are you ready to hit the water? ☀️⚓There is nothing quite like spending a sunny afterno...
05/21/2026

🛥️🌊 Boat season is finally here! Are you ready to hit the water? ☀️⚓

There is nothing quite like spending a sunny afternoon out on the lake with family and friends. But before you hook up the trailer and head to the boat launch, it’s important to make sure your watercraft is properly protected.

Standard home insurance policies rarely offer the full coverage a boat actually needs. At The Zappa Agency, we can help you secure a dedicated boat insurance policy that protects against the unexpected—including:

💥 On-the-water accidents and collisions
🛠️ Property damage and towing assistance
🎣 Protection for your expensive fishing gear and equipment
🛡️ Personal liability for your passengers

Don't let an uncovered accident put a damper on your summer fun. Let us handle the safety net so you can focus on enjoying the waves! 🏄‍♂️🍹

Give us a call today for a quick review before your next lake day:

📞 507-451-9343

Agency

📦🚚 Packing up boxes and getting ready for a big move? ✨Between coordinating the movers, packing up your life, and settin...
05/19/2026

📦🚚 Packing up boxes and getting ready for a big move? ✨

Between coordinating the movers, packing up your life, and setting up utilities, moving to a new place comes with a massive to-do list. In the middle of all that chaos, don't forget to protect your new investment!

Whether you're closing on your dream home or signing a new lease, The Zappa Agency is here to make your insurance transition completely seamless.

We don't just transfer your policy; we review your new space to ensure you have the exact coverage you need for your new property, your belongings, and your family's changing lifestyle. Plus, bundling your new home or renters insurance with your auto policy is a great way to unlock extra savings! 🏠💰

Before you hand over the keys, let's check insurance off your list. Give us a call or send us a message today to get started! 📞📋

Exceptional Service You Can Trust 🤝 What makes The Zappa Agency different? It’s the people who greet you when you walk t...
05/14/2026

Exceptional Service You Can Trust 🤝

What makes The Zappa Agency different? It’s the people who greet you when you walk through our doors. From Kim’s 20+ years of top-tier expertise to Jeannie’s welcoming face at the front window, our team is dedicated to providing prompt, responsive service every single day.

Our clients say it best: whether you need help with a claim or just have a quick question about your policy, we are here to provide the "Excellent Response" you deserve.

Join the Zappa Agency family today!
💻 Get a quote online: zappaagency.com

Coverage for Every Part of Your Life 🚜🚗🏠 Insurance can be confusing, but it doesn't have to be. The Zappa Agency offers ...
05/12/2026

Coverage for Every Part of Your Life 🚜🚗🏠

Insurance can be confusing, but it doesn't have to be. The Zappa Agency offers a wide variety of American National products to ensure every part of your life is protected:

Home & Auto: Reliable protection for your most important assets.

Farm & Agriculture: Supporting our local farmers with specialized solutions.

Business: Helping local entrepreneurs thrive with tailored commercial coverage.

Life & Recreational: Peace of mind for your family’s future and your weekend adventures.

Stop by or call us today to explore your options!
📱 507-451-9343

🏎️ Protect Your Passion: Collector Car Insurance Your classic car is more than just a vehicle; it’s a piece of history, ...
05/09/2026

🏎️ Protect Your Passion: Collector Car Insurance

Your classic car is more than just a vehicle; it’s a piece of history, a labor of love, and a prized investment. At The Zappa Agency, we understand that a standard auto policy isn't always enough to protect the true value of your collector or vintage car.

Whether you’re cruising through Owatonna on a sunny weekend or showcasing your beauty at a local show, we offer specialized coverage designed for the unique needs of enthusiasts. Our policies can include:

Agreed Value Coverage: Ensuring you are covered for the full, appraised value of your car in the event of a total loss.

Flexible Mileage Options: Protection that fits how often you actually hit the road.

Specialized Claims Handling: Working with experts who understand the care classic cars require.

Don't leave your pride and joy to chance. Let’s find a policy that keeps your classic protected for years to come.

🏁 Get a specialized quote: https://zappaagency.com/

Address

111 W Main Street
Owatonna, MN
55060

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+15074519343

Website

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