08/06/2024
Friends - if you have purchased a home in the last 12-24 months and have a rate north of 7% or an adjustable rate mortgage you want to get out of; the recent dip in rates could save you a lot of $$ by refinancing.
However - if you got your mortgage thru me, you know how I operate as I break down the costs to show the benefit in refinancing, or lack thereof. If you didn’t, I can’t express this loud enough - be very wary of companies flashing super low rates as they most always come with significant costs to get those lower rates. The costs to refinance can be very hard to find but they shouldn’t be. Many lenders will try to finance insane amount of fees into borrowers new loans and simply sell you on a payment. Not me!!!
If you have questions or would like a second opinion, I’d love to help and if there is a benefit to refinance into a new mortgage, you’ll see very clearly from the get go. Don’t hesitate to call me at (913) 235-2597 if I can help at all.