David Haik - DMH Financial Solutions

David Haik - DMH Financial Solutions Securities offered through Sigma Financial Corporation, Member FINRA/SIPC.

Investment Advisory services offered through Sigma Planning Corporation, a registered Investment Advisor. DMH Financial Solutions is independent of Sigma Financial Corporation and Sigma Planning Corporation.

👉 Roughly 56 percent of IPOs bought at the offer price lost money after 3 years.That's not the headline you see on day o...
09/02/2026

👉 Roughly 56 percent of IPOs bought at the offer price lost money after 3 years.

That's not the headline you see on day one.

You see the first-day pop. The company goes public, and its stock has averaged a 19 percent gain since 1980. Feels like a moment you should catch.

Here's what actually happens:

1️⃣ Institutional investors get the offering price before trading opens.

2️⃣ You buy at market open, after the move.

Then the real story starts.

🔎 This gap is based on research led by Professor Jay R. Ritter, who authored a 2026 report on IPO performance for the University of Florida. His analysis of 9,300 U.S. IPOs is one of the most comprehensive databases available.

Chasing IPOs can provide a thrill, but there are pros and cons.

A sound portfolio should reflect an investor's goals, risk, and time horizon. The risks of an IPO are not for everyone. 🎯

📋 Past performance does not guarantee future results. The return and principal value of IPOs and other stocks will fluctuate as market conditions change. And shares, when sold, may be worth more or less than their original cost.

Let's make sure you're prepared for whatever the future holds. Reach out today!
09/01/2026

Let's make sure you're prepared for whatever the future holds.

Reach out today!

Looking to modernize your home? Try these six ideas for a fresh, functional space:✨ Opt for Sustainable Materials ✨ Add ...
08/30/2026

Looking to modernize your home?

Try these six ideas for a fresh, functional space:
✨ Opt for Sustainable Materials
✨ Add Smart Tech
✨ Go for Biophilic Design
✨ Refresh Your Cabinets
✨ Upgrade Your Kitchen
✨ Elevate Your Outdoors

08/28/2026

Small habits can lead to big results! 🌱✨

The choices we make each day may seem minor, but over time they can have a powerful impact on our productivity, well-being, and overall happiness.

Which daily habit has made the biggest difference in your life? Share below! 👇

There are 12 places that are often overlooked when cleaning. But not all hope is lost! We also have some hacks to make i...
08/27/2026

There are 12 places that are often overlooked when cleaning. But not all hope is lost! We also have some hacks to make it a little less painful. So, turn on your favorite energy-boosting playlist, and let’s get cleaning! - [email protected]" rel="ugc" target="_blank">https://content.essentialengine.com/places-to-clean/?wpcf-email=[email protected]

Two retirees can earn the same average return and have very different outcomes.Why?Because in retirement, timing matters...
08/27/2026

Two retirees can earn the same average return and have very different outcomes.

Why?

Because in retirement, timing matters.

An early market downturn in retirement can be more damaging than the same downturn later.

That is the sequence-of-returns risk.

The risk is not simply “the market went down.” It’s “the market went down while income still had to come out.”

A strong retirement strategy should look beyond average returns and address:

🔹 Where income will come from
🔹 How much cash or short-term reserves make sense
🔹 Which accounts to draw from first
🔹 When to rebalance
🔹 How RMDs and Social Security fit into the withdrawal strategy

Sequence-of-returns risk does not make many headlines.

But for anyone entering retirement, it can be one of the most important ideas to understand.

The goal is not to predict the next downturn. It’s about being prepared.

Experience a tropical escape in a glass with this Passion Fruit Mojito recipe.
08/26/2026

Experience a tropical escape in a glass with this Passion Fruit Mojito recipe.

By 2030, women are expected to control nearly two-thirds of private wealth in the United States, representing roughly $3...
08/26/2026

By 2030, women are expected to control nearly two-thirds of private wealth in the United States, representing roughly $30 trillion, according to a landmark 2020 study by McKinsey & Co.

That shift is already underway.

More women than men now graduate from college. Women-owned businesses generate more than $2.7 trillion in annual revenue.

And because women statistically live longer than men, many also manage the final, and often most complex, chapter of a family’s financial life.

The numbers tell an important story:

🔸 Women make or influence a growing share of household financial decisions.

🔸 Yet many still report feeling less confident, less heard, and less well served by traditional financial preparation.

🔸 That gap isn’t about ability. It is about whether the guidance, questions, and process reflect the realities of modern wealth.

Today is Women’s Equality Day.

A financial strategy should reflect the life being built and the goals that matter most for women and men alike: family dynamics, longevity, business ownership, caregiving, legacy, and the financial decisions that shape what is possible.

Does yours?

There is usually no single moment when the roles begin to shift with aging parents.A confusing medical bill.A missed pay...
08/25/2026

There is usually no single moment when the roles begin to shift with aging parents.

A confusing medical bill.
A missed payment.
A scam text that almost got clicked.

When and how do you step in without taking over?

The goal is not to take control.

The goal is to make sure helpful people, information, and safeguards are in place before decisions have to be made under pressure.

One potential conversation starter you could try…

“We are reviewing our own estate documents and realize we should understand where everything is.”

Sometimes, that is enough to open the door.

The families who tend to feel best about how this chapter goes are the ones who approached it as a proactive exercise rather than a response to a problem.

We are glad to be part of that process at whatever stage a family is ready to begin.

Ready to level up your home? Check out the latest trends in home upgrades, from quick and easy weekend projects to tech-...
08/24/2026

Ready to level up your home?

Check out the latest trends in home upgrades, from quick and easy weekend projects to tech-centered investments.

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Overland Park, KS
66212

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