Capstone Insurance Agency

Capstone Insurance Agency Capstone Insurance Agency, Inc., provides complete insurance services for individuals and businesses in the states of Kansas and Missouri.

As an independent agent, we don't work for a single insurance company, we work for you. We listen to your specific needs to find the company that will give you the
best value for your dollar. We represent only companies with superior products and excellent customer service. Additionally, all of the companies we represent have outstanding reputations for fast, fair claims service.

11/10/2025

🚨 What's with the TPMS Light? Cold Weather & Your Tires! ❄️

If your Tire Pressure Monitoring System (TPMS) light just flicked on, don't panic! This is incredibly common this time of year, and here's why you're seeing it and what you should do to protect your safety and your insurance rates.

🧐 What is a TPMS Monitor?

The TPMS is a vital onboard safety system in most modern vehicles. It uses sensors (usually located inside each tire) to constantly monitor the air pressure.

The Goal: To alert you when your tires are significantly underinflated (usually 25% below the recommended PSI), which can create unsafe driving conditions.

The Light: It looks like a horseshoe with an exclamation point (!) and is your cue to check your tire pressure ASAP.

🥶 Why is My TPMS Light On Now? (Hint: It's the Temperature!)

It's all down to simple physics! As the weather turns cold, the air inside your tires contracts (takes up less space), which causes the pressure to drop.

The Rule of Thumb: For every 10°F drop in outside temperature, your tires can lose about 1 to 2 PSI (Pounds per Square Inch) of pressure.

The Trigger: A sudden cold snap can easily drop your tire pressure below your vehicle's safe threshold, causing the TPMS light to illuminate. It’s often not a leak, just the air condensing due to the cold!

🛡️ Your Insurance Agency Safety Tip

Driving on underinflated tires is a serious safety risk that increases your chance of an accident. From an insurance standpoint, proper tire maintenance helps you avoid costly claims by preventing:

Reduced Traction: Low pressure affects your grip, especially on wet or icy roads, increasing the risk of skidding.

Compromised Handling: Steering and braking response are negatively impacted.

Tire Failure: Underinflated tires can overheat at highway speeds, potentially leading to a blowout.

✅ What to Do Right Now:

Check Pressure: Locate the correct PSI for your tires on the sticker inside your driver's side door jamb (not the number on the tire sidewall).

Add Air: Safely add air to all four tires to match the recommended "cold" pressure. The light should turn off shortly after you start driving again.

If the Light Flashes: A flashing TPMS light usually indicates a system malfunction (like a dead sensor battery). In this case, visit your trusted mechanic.

A few minutes spent on tire maintenance can prevent an accident and keep your winter driving safe!

10/06/2025

Know where your water, gas, and electric shutoffs are? It could save you thousands. Learn why it matters and how it connects to your home insurance coverage.

07/24/2025

Road trips can be the best trips. If you’re hitting the road today, let's make safety a priority and stay focused on the road. Here are some tips to help ensure a safe ride while you enjoy the open road: http://tkpl.us/pc5d6

07/11/2025

As the summer heat kicks up, many of us are excited to enjoy our backyard pools. While pools offer endless fun, safety should always be a priority. Here are some essential tips to help keep your pool area safe this summer: http://tkpl.us/pa5si

07/04/2025

As you gear up for Fourth of July celebrations, make sure your grilling is both fun and safe. Whether you're a fan of gas or charcoal grilling, here are some tips to help keep your holiday cookouts safe: http://tkpl.us/p9740

This spring, leave the chirping to the birds – not your smoke alarms. Add the task of changing your smoke alarm batterie...
06/06/2025

This spring, leave the chirping to the birds – not your smoke alarms. Add the task of changing your smoke alarm batteries to your to-do list, along with removing unwanted buildup on the alarm sensors. Learn More:

Water runoff may cause damage to your property. Learn how to help protect your property from water runoff with tips from...
05/27/2025

Water runoff may cause damage to your property. Learn how to help protect your property from water runoff with tips from Travelers.

While every claim is different, homeowners policies generally include coverage for property damage caused by power outag...
05/20/2025

While every claim is different, homeowners policies generally include coverage for property damage caused by power outages and disruptions.

05/16/2025

Howard lost his life by a distracted driver. In his honor, we worked with his family to imagine his Unfinished Story. Watch ‘The Treehouse,’ share it, and please don’t drive distracted. ​ http://tkpl.us/p25li

According to the National Highway Transportation Safety Association, the total economic impact of distracted driving far...
05/12/2025

According to the National Highway Transportation Safety Association, the total economic impact of distracted driving far exceeds the cost of speeding and alcohol-impaired driving. Test your knowledge to learn more.

According to the National Highway Transportation Safety Association, the total economic impact of distracted driving far exceeds the cost of speeding and alcohol-impaired driving. Test your knowledge to learn more.​

Learn about emergency evacuation planning and how to create an emergency evacuation plan for your family.
05/08/2025

Learn about emergency evacuation planning and how to create an emergency evacuation plan for your family.

Do you know how to identify hail damage to your roof? Learn the signs of hail damage and what to do if you believe your ...
04/29/2025

Do you know how to identify hail damage to your roof? Learn the signs of hail damage and what to do if you believe your home sustained hail damage.

Address

12721 Metcalf Avenue, Ste 100
Overland Park, KS
66213

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+19138252700

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