Loans With Jen

03/13/2026

Andrew Smitka with Loans with Jen at Benchmark Mortgage is here as a resource for you long after closing day.

Our team believes in being a mortgage partner for life and staying connected with clients well beyond the home purchase.

📲 Have questions about your mortgage or future plans? Reach out anytime, and be sure to watch for upcoming events from the Loans with Jen team!

Andrew Sitka
Client Care Manager
913-308-4443
[email protected]
www.loanswithjen.com
Loans with Jen - Powered by Benchmark Mortgage, NMLS # 2143

03/13/2026

Kansas City is kicking off St. Patrick’s Day celebrations early this weekend ☘️

From lively parades and family-friendly festivals to local food, music, and community traditions, there are plenty of ways to get out and enjoy the energy around the city. It’s one of those weekends where KC really shows off its community spirit.

Grab your green, invite some friends, and make a day of exploring what’s happening around town.

Which KC tradition are you most excited for this time of year? 🍀

JEN GILE | Your Mortgage Partner for Life, NMLS # 229551
Loans with Jen - Powered by Benchmark Mortgage, NMLS # 2143
📞 913-308-4443
📱913-660-8371
🌐www.loanswithjen.com

03/11/2026

💡 Mortgage Terms Explained

A 2/1 Buydown lowers your interest rate temporarily:
• Year 1: 2% lower rate
• Year 2: 1% lower rate
• Year 3+: returns to the full fixed rate

This strategy can help make the first years of homeownership more affordable.
Curious if it’s a good option for you? Reach out anytime!

JEN GILE | Your Mortgage Partner for Life, NMLS # 229551
Loans with Jen - Powered by Benchmark Mortgage, NMLS # 2143
📞 913-308-4443
📱913-660-8371
🌐www.loanswithjen.com

03/10/2026

🚨 WHO DO YOU KNOW?! 🚨
Our team is GROWING and I know my people are connected to some absolute rockstars 💥
We’re hiring — and not just anyone…
We’re looking for someone who:
✔️ Has mortgage experience (minimum 3 years — THIS IS A MUST)
✔️ Loves working on a team
✔️ Thrives in a fast-paced, high-energy, fun environment
✔️ Is passionate about people & believes in the power of homeownership
✔️ Has high integrity, is detail-oriented, and a true self-starter
✔️ Is a strong problem solver
✔️ Has excellent communication skills
🎯 Ideal candidates:
• Current Loan Officer Assistants
• Production Partners
• Loan Officers who are over the 100% commission rollercoaster and want a steadier paycheck — with the flexibility to earn bonus + commission
Let’s build something great together 🙌
JEN GILE | Your Mortgage Partner for Life, NMLS # 229551
Loans with Jen - Powered by Benchmark Mortgage, NMLS # 2143
📞 913-308-4443
📱 913-660-8371
🌐 www.loanswithjen.com

03/09/2026

Selling your current home before buying another isn’t always necessary. There are bridge loan options that can allow you to purchase your next home before your current one sells. That means you can move, take your time preparing your home for the market, and even make updates to the new place before settling in.

It can also make your offer stronger in competitive situations since you’re not contingent on selling first.

📲 Thinking about moving but unsure how the timing works? Reach out and I’d be happy to walk you through your options.

JEN GILE | Your Mortgage Partner for Life, NMLS # 229551
Loans with Jen - Powered by Benchmark Mortgage, NMLS # 2143
📞 913-308-4443
📱 913-660-8371
🌐 www.loanswithjen.com

03/06/2026

03/05/2026

Buying a home doesn’t always require 20% down.

In this video, I explain why PMI (private mortgage insurance) isn’t necessarily a bad thing. In many cases, it can be a small monthly cost that helps you buy a home sooner instead of waiting years to save a larger down payment. During that time, your home could already be building equity for you.

Plus, on most loans, PMI drops off once you reach 80% loan-to-value.

📩 Curious what you might qualify for? Reach out and let’s run the numbers together.
JEN GILE | Your Mortgage Partner for Life, NMLS # 229551
Loans with Jen - Powered by Benchmark Mortgage, NMLS # 2143
📞 913-308-4443
📱 913-660-8371
🌐 www.loanswithjen.com

03/04/2026

I’m Andrew with the Jen Giles Team, and I’m here to support our agent partners.
My focus is helping you grow your business through marketing support, events, and business-development brainstorms.
I’m here as a resource and look forward to connecting in person to help you reach your goals this year.

Want to connect and talk strategy? Let’s set up a meeting.
Andrew Sitka
Client Care Manager
913-308-4443
[email protected]
www.loanswithjen.com
Loans with Jen - Powered by Benchmark Mortgage, NMLS # 2143

03/03/2026

📊 You're Invite to Forecast to Fortune: KC Economic Summit

📍 BEST Conference Center | Overland Park, KS
🗓 Wednesday, March 4
⏰ 9:30–11:30 AM

⭐️ 2026 Real Estate Forecast • KC Growth • Legacy Planning
🎤 Dr. Lawrence Yun – Housing market + interest rate outlook
🌎 Tim Cowden – KC growth, World Cup impact & economic momentum
🏆 Jennifer Vick – Succession & long-term business planning

If you want to stay ahead of the market (not chase it), this is the room to be in.

🤝 Presented by the Taking Care of Business Team:
Benchmark Mortgage • Real Estate Media & Marketing • Cinch Home Warranty • Farmers Insurance • Platinum Title • JL Property Management • Pyramid Roofing • You Move Me

🎯 2 hours. In-person. High-value insights.

If you’re serious about growth, strategy, and long-term success—don’t miss this.

👇 Registration link in the comments

JEN GILE | Your Mortgage Partner for Life, NMLS # 229551
Loans with Jen - Powered by Benchmark Mortgage, NMLS # 2143
📞 913-308-4443
📱 913-660-8371
🌐 www.loanswithjen.com

03/02/2026

“Buy Now, Refinance Later” — what does that actually mean?

It’s about having a plan — not just reacting to the market.

Buy Now:
If the home makes sense for your budget and goals today, you secure the property and start building equity. Waiting for the “perfect” rate can sometimes cost more in missed opportunities.

Refinance Later:
When rates improve, your credit strengthens, or your financial picture changes, we can revisit your loan and potentially restructure it to better align with your long-term goals.

But here’s the key:
This strategy only works when it’s built around your numbers, timeline, and comfort level — not a trend.

Before you buy, let’s create a plan that makes sense now and later.
Message me and we’ll run the numbers together. 💬📊

JEN GILE | Your Mortgage Partner for Life, NMLS # 229551
Loans with Jen - Powered by Benchmark Mortgage, NMLS # 2143
📞 913-308-4443
📱913-660-8371
🌐www.loanswithjen.com

02/28/2026

📊 A meaningful shift in the rate conversation
For the first time since 2022, average mortgage rates have dipped below 6% for some borrowers.

That doesn’t signal a sudden market turnaround, and it doesn’t mean timing the market matters more than understanding it. What it does signal is a change in affordability dynamics that’s worth revisiting if you paused your plans over the last few years.

Lower rates can impact:
• Monthly payment structure
• Long-term interest costs
• Buying power and strategy

The key isn’t reacting to headlines. It’s evaluating how today’s rates align with your financial goals, loan options, and timeline.

📲 If you’d like a clear, numbers-driven look at what current rates could mean for you, let’s talk.
JEN GILE | Your Mortgage Partner for Life, NMLS # 229551
Loans with Jen - Powered by Benchmark Mortgage, NMLS # 2143
📞 913-308-4443
📱 913-660-8371
🌐 www.loanswithjen.com

02/27/2026

⚽️💙 The season we’ve been waiting for is finally here!

Sporting Kansas City is back and KC is ready to show up loud and proud. From blue scarves to match-night lights at Children’s Mercy Park — there’s nothing like game day in this city.

Who’s heading to a match this season? 🙌
Drop your favorite game-day tradition below 👇

JEN GILE | Your Mortgage Partner for Life, NMLS # 229551
Loans with Jen - Powered by Benchmark Mortgage, NMLS # 2143
📞 913-308-4443
📱913-660-8371
🌐www.loanswithjen.com