Scott Somerville, Senior Loan Originator - NMLS# 269657

05/20/2024

Have you been thinking about buying a home for the last few years, but you just can't quite pull the trigger?

Let me tell you about why waiting may be the worst decision that you can make.

Home prices have continued to go up- in spite of high interest rates and other economic factors.

As rates come down, we're going to see more buyers enter the market- which should force prices higher.

It's a good idea to find a home now: get in early, and make sure you can afford it, and then take advantage of those rates when they come down in the future.

05/03/2024

Every market has opportunity.
..and typically, the thing that the main stream media is trying to sell you as "the biggest challenge" - might actually be your biggest opportunity.

Let me explain: right now they're talking about interest rates being high, which is true! But those higher interest rates may be the advantage that you need to avoid the mania of 20 multiple offers. You may be more likely to get the home you love at a fair price, and then refinancing in the future.

In any market, look for OPPORTUNITY, not fear.

If you're curious what the opportunities are for YOU- reach out to me.

04/18/2024

Despite what we're being told by the media, inflation may not really be as bad as you think...

Inflation may seem like a bad thing, but in this market- if you invest in real estate, it can be your best friend.

Inflation is a force that devalues money...but increases the value of assets. So, if you own real estate, stocks, and other things- it will go up during periods of inflation.

Using debt to buy those assets actually can be diminished by inflation as well. Because, if you borrow $300,000 today and inflation runs rampant, the cost of repaying that debt effectively goes DOWN over time. So, you buy an asset that will be helped by inflation and a debt that is diminished by deflation.

Then, you win on both sides!

04/11/2024

Believe it or not - the most important part about being in the mortgage business isn't the loan itself...

It's the relationship with the client and the value, leadership, and direction that we get to lead them in.

I love that people come to me thinking they're only getting a new home... when in fact they leave getting much more than that.

I really pride myself on being relationship focused first, making connections and leading people through this process. And that's the truth.

03/01/2024

BIG news! There’s been a buzz about town and we’re finally so excited to share that we have joined forces and have opened up our own branch of CrossCountry Mortgage here in Kansas City!

Your trust and loyalty in us over the years has fueled our journey and we’re thrilled to work together and leverage CCM’s impressive and powerhouse capabilities.

While we will continue to run our origination businesses separately, we recognize that there is a void in the lending space in our community: collaboration. Becoming better together became an exciting concept that we could no longer ignore and it became clear that we were both aligned with one simple word: impact.

Impact for our clients: you deserve a suite of innovative financing products, transparent interest rates and pricing, and an unwavering dedication to top-notch service. Trusting us with your biggest investment is a BIG DEAL and we’re here to treat it as just that.

Impact for our Realtor/referral partners: you deserve to work with seasoned professionals who care more about the people we serve than the profit we earn. We recognize that you are the lifeblood of our business, and without you, we wouldn’t be where we are. We promise to provide just as much in value for you in your business as you do in ours.

Impact for mortgage originators: simply put- we’ve been there, done that. We know what works and what doesn’t. We believe that we have curated the perfect blend of traditional and modern sales in Scott, who has over 20+ years in the mortgage industry with an immense knowledge of mortgage operations and systems to dial in every aspect of your file processes; and Katie, who grew her origination business to $120 million in volume in just 4 years through smart marketing systems and a polished approach to relational selling. We’ve found fulfillment in our own careers, and now it’s time to help others do the same. No inflated egos- just two people knowing that when we’re all winning together, we’re winning at life.

Impact for our community: giving back to the Kansas City community that supports us all will always be the main pillar of our businesses. We are grateful to be able to support many causes that are near and dear to us by offering our time and fundraising support to continue to make our city the absolute best place to raise our families.

We are so grateful for the places and experiences that have led us to this point. A sincere and heartfelt thank you for your continued support. We are so excited to share more about our passion and purpose, and we can’t wait to embark on this exciting endeavor with you, Kansas City!

If you have any questions or just want to say hello, we’d welcome a conversation anytime!

Cheers to making smart moves and making an impact!

-
Scott and KG

Katie Grimes

08/21/2023

4.75 star review received on Experience.com for Scott Somerville by Haden S - Thanks!!!!

Click to see all 219 reviews of Scott Somerville, Branch Production Manager | NMLS # 269657

08/19/2023

5.0 star review received on Experience.com for Scott Somerville by Kristian S - Scott and his team were great from the beginning of this process all of the way through closing.

Click to see all 218 reviews of Scott Somerville, Branch Production Manager | NMLS # 269657

08/12/2023

5.0 star review received on Experience.com for Scott Somerville by Adelynn B - Scott is so nice and explains everything so well

Click to see all 217 reviews of Scott Somerville, Branch Production Manager | NMLS # 269657

08/09/2023

5.0 star review received on Experience.com for Scott Somerville by Caleb W - Very knowledgeable and great communication. Made the whole process painless

Click to see all 216 reviews of Scott Somerville, Branch Production Manager | NMLS # 269657

08/08/2023

5.0 star review received on Experience.com for Scott Somerville by Andrew T - Scott went above and beyond to get me closed!

Click to see all 215 reviews of Scott Somerville, Branch Production Manager | NMLS # 269657