10/09/2026
Math is fun! Let’s do some math.
You turn 65 and buy a Medicare Supplement. You’ll pay $200 +/- for Medicare Part B, no matter what you do.
If you buy a Medicare Supplement, add $200 +/- for that plus $47 +/- for Part D, Plus $50 to $75 for a Dental Insurance Policy….thats another $300 +/- every single month for all your most likely “Healthy Years” and the prices keep going up. $300 a month plus Part B premiums = over $500 a month for Medicare insurance plus Supplement.
If you go with Advantage….you’ll still pay for Part B…but that’s it. Advantage Plans include Part D, Dental, Vision, Hearing, Over the counter products, a gym membership and much more! For $0 additional premium.
Fast forward to age 80. If you had purchased a Medicare Supplement….amd stayed pretty healthy for the first 15 years of your retirement….you spent at a minimum $54,000 out of your retirement savings whether you went to the Dr or not. Now, your Medicare Supplement is over $350 to $450 plus Part D and a separate Dental plan….your voluntarily paying more than the max out of pocket on Medicare Advantage (which statistically fewer than 3% of Medicare Advantage Members will ever hit the max).
It’s a lot of money. 💰 Medicare Advantage almost always wins!!! Ask me about it!!
Would you trade places with someone who spent $54,000 out of their retirement savings on a Medicare supplement and original Medicare to get $90 from the government this year? I don’t think so! If you’re asking me, it’s almost always a no-brainer. It’s very simple math.
Required Licensed Agent Disclaimer:
We do not offer every plan available in your area. Currently we represent 8 organizations which offer [insert number of plans] products in your area. Please contact Medicare.gov, 1-800-MEDICARE to get information on all of your options.”
