01/15/2026
Many people think you need a 20% down payment to buy a home, but that’s not true - especially for first-time buyers. In 2025, the median down payment for first-time buyers was just 10%, and there are programs that let you put down as little as 0-3%. The key is working with a loan originator to get preapproved and understand your options.
Many people think you need a 20% down payment to buy a home, but that’s not true - especially for first-time buyers. In 2025, the median down payment for first-time buyers was just 10%, and there are programs that let you put down as little as 0-3%. The key is working with a loan originator to get...