Dalton J. Pierce-Speer - Community Mortgage

04/18/2025

It's been a challenging year but that doesn't stop Community Mortgage. Congratulations to all of our home buyers! 🥳
The Becky Shultz team
Becky Shultz - NMLS: 257952
Dalton Pierce-Speer - NMLS: 1949507
Co. NMLS: 224143

01/10/2025

Just listed!!
https://agentrocgroup.kw.com/property/1007-S-12th-Street-St-Joseph-MO-64503/1940082002743552

01/01/2025

📣💥 New Listing Alert!💥📣
📍 1024 2nd Ave, Leavenworth, KS

Step into the perfect blend of modern style and historic charm! This stunning 2-story home, built in 1900, features:
✅ 3 spacious bedrooms
✅ 2.5 bathrooms
✅ Hardwood floors & large windows bringing in natural light
✅ A 2-car detached garage for convenience

From its timeless character to thoughtful modern updates, this home is perfect for anyone looking for something truly special!

Click here for more information on this beautiful home
https://rem.ax/3PgWjVV

Reach out today to schedule your showing and make this gem yours!

Lauren Cottingham
RE/MAX Advantage
(816) 682-3888 cell
(816) 903-1515 office

12/21/2024

11/03/2023

A big time congratulations to our clients who we had the privildge of assisting in the purchasing a home this fall.

A big time THANK YOU to all of the great realtors and referral partners who trust Community Mortgage to take care of business. We APPRECIATE you!

01/04/2023

🥳Happy 2023!🥳
🏡A new year brings new opportunities! Due to a changing housing market, a great money saving opportunity for home buyers this year will be "TEMPORARY BUYDOWNS".
🏡A 2-1 temporary buydown is a program where your interest rate is reduced for the first two years of your home loan. Your interest rate returns to its original rate on the third year. The awesome opportunity in a temporary buydown is that it can by paid by the Seller or Builder!
🏡In today's housing market, we are seeing prices coming down and Seller's willingness to cover the buyer's closing cost. Instead of asking a the Seller for a price reduction, ask them for a temporary buydown.
🏡For example; if you are purchasing a home priced at $450K with a 6.125% interest rate, a $10K price reduction will only save you on your monthly mortgage $57.73/month or $1,385.52 after two years.
🏡INSTEAD, ask the seller contribute the same amount toward a buydown. You will save $9,546.24 on your monthly payment over 2 years! Almost a 7X savings difference compared to the price reduction!
🏡Sellers can take advantage of temporary buydowns too. As the market cools, this is a great way to market their home to get plenty of interested buyers.
🏡Benefits of a buydown:
⭐Helps Buyers ease into their payments
⭐BIG savings for the buyer
⭐Can be paid by Sellers, Builders, or interested party
⭐Great Marketing Tool for Sellers to sell their property
⭐Available for Conventional, FHA, VA, and USDA loans
Want more information on different price points? Reach out to me!

12/31/2022

Woot! Woot! Congratulations to the Peres Family! Thank you SIMSsells - Cindy Sims, EXP Realty for all your hard work!

Great way to close out the year!!! Love first time home buyers that were told to wait to buy… then matched to a fantastic lender, Dalton Pierce-speer, community mortgage that could make it happen… find a perfect house for this family & negotiate closing costs…then work with Security First Title to make closing smooth!! WIN WIN for everyone!!! The best 🎁 to start out 2023!!! Congrats Peres family!!! Wishing you many years of memories!! ❤️
Thanks Katie Warner…we were the dream team to make it happen 😊

12/27/2022

🏡🙌🏻 MAJOR shoutout to my clients who purchased their home in November and December!🍾🎉
All but one were first time homebuyers! What a great feeling it is to help someone get into their first home (or any home).

12/06/2022

🏡What is the first step in preparing to purchase a home? Getting Pre-Approved! 🤘
There so many benefits of having your Pre-Approval done at the very beginning of the home buying process. Here are 5 quick reasons:

⭐1. Knowing where you stand and what the monthly payments will look like.

⭐2. Beating the competition! Being able to put an offer in immediately. Not scrambling last minute, praying you qualify.

⭐3. Many Realtors and Seller's require you to have a Pre-Approval from your Lender before any shopping or negotiating can be done.

⭐4. Catching any quick credit fixes that may improve your credit score, so you can get the best interest rate possible.

⭐5. Giving yourself time! Time is important if you need to save up, work on credit or determine what financing option best fits your goals.
The list goes on and on! Thinking about being a homeowner? Reach out to me! 😄Let me assist and educate you before and during your journey. 😎