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True Captive Insurance

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United States
Overland Park, KS
True Captive Insurance

Medical stop-loss captive that serves the 50-500 space that believes in healthcare that is personal and insurance that isn't complicated.

Our mission is to show small to medium size businesses how to successfully participate in these programs that provide sophisticated and innovative healthcare products while benefiting from the economics of a captive arrangement.

09/01/2026

Success is more than just savings 💙

At True Captive, we believe that real success in healthcare isn’t measured only by the claims we reduce—but by the lives we help rebuild.

When we identified over $110,000 in emergency claims tied to one child, the data told us there was a problem.

But it was what the data didn’t show that mattered most.

This child wasn’t just racking up high-cost ambulance rides and emergency visits—they were caught in a cycle of unmanaged diabetes. The danger wasn’t just financial. It was life-threatening.

And the reason? A divided household.
One side was educated, engaged, and proactive.
The other, simply under-resourced and unaware.

We didn’t stop at numbers.
We stepped in with compassion and a solution that saw the whole picture.

➡️ We provided a private duty nurse, not only to manage the child’s care—but to unify and empower both households with the knowledge and support they needed.

The outcome?

✅ A child who now lives with stability, not fear
✅ A family with peace of mind
✅ And yes, over $110,000 in averted emergency costs

But those savings were a byproduct of doing the right thing.
Because when we prioritize people over paperwork, savings follow.

This is the power of proactive care.
Schedule a meeting to start seeing true success in action!

08/27/2026

Most health plans stop evolving the day they're implemented.
That's where the problem starts. ⚠️

A plan gets built, implemented, and launched. Then it sits until renewal.

By that point, rising healthcare costs, high-cost claims, and missed opportunities have already impacted the outcome. You're looking at last year's data instead of changing next year's results.

A health plan shouldn't be managed once a year. Every one of our customers sits down 1:1 with our team every 30 days to review claims data, identify trends, and make adjustments before small issues become expensive ones. That way, you're making informed decisions all year long.

That ongoing visibility changes the conversation. 👀

Start tracking your healthcare coverage.
Schedule a meeting with one of our experts today!

08/25/2026

What is a captive insurance program? Why would you benefit from one?

Captive insurance is a form of self-insurance that allows groups to tailor their coverage to their specific needs. It offers a level of flexibility and control that traditional insurance simply can't match.

At True Captive, we offer a proactive approach that not only mitigates risk but also drives strategic growth. It all starts at the beginning, where we invest our capital in our customers to create alignment.

What does that mean?
True Captive covers a majority of the collateral, which establishes a partnership right from the start.

Want to learn more? Schedule a meeting with True Captive!

08/20/2026

Captives are solving puzzles in the healthcare insurance industry.
Now is the time to prioritize educating yourself on the value they can deliver.

We’ll give you a head start.

With True Captive, you gain access to the only captive in the nation that directly invests in its customers’ success—and that’s just the beginning. We set ourselves apart through:

🧩 Data Insights:
Monthly, transparent reporting that gives employers real visibility into claims, trends, and cost drivers—so decisions are proactive, not reactive.

🧩 Tailored Coverage:
Plan designs built around your group’s actual needs—not one-size-fits-all solutions—providing flexibility, control, and customization.

🧩 True Risk Mitigation:
A model focused on long-term stability, predictable renewals, and strategic risk management—designed to reduce volatility and protect your bottom line.

There’s a better way to manage healthcare insurance.
Schedule a meeting with True Captive today.

08/18/2026

The reason your plan keeps hitting turbulence has nothing to do with having "bad claims." ✈️

It's what happens when you're flying without visibility.

Renewal season arrives, and by then, the damage has already been done. Rising costs. Unexpected medical expenses. Recommendations based on what already happened.

Sound familiar?

Your healthcare strategy deserves a better flight path.

Because the smoothest journeys don't happen by accident. They happen with the right crew, the right instruments, and a partner committed to helping you arrive where you want to go.

That's why we invest in every group that joins our program—covering up to 95% of the initial collateral investment. Our success is tied to yours because we don't believe in winning unless our clients do first.

After all, we don't reach our destination until you reach yours.

Instead of waiting for your annual renewal to discover what went wrong, you'll have:

🧭 Monthly strategy meetings to keep your plan on course.
📡 Continuous monitoring to identify cost trends.
🤝 A team with you—not watching from the control tower.

Schedule a meeting with one of our experts today!
Your dream destination awaits.

08/13/2026

Every health destination starts with the right direction. 🚗

Too many plans spend the year reacting—only to find themselves at the same expensive renewal.

At True Captive, we believe a better route starts long before renewal season. That's why we meet with every customer every 30 days, reviewing claims data, identifying trends, and making course corrections before small issues become costly detours.

Because the best healthcare strategy isn't about getting back on track.
It's about staying on the right path from the beginning. 🛞

Ready to start taking control of your plan insights?
Schedule a meeting with one of our experts!

08/11/2026

We’re officially one of the fastest-growing private companies in America.

True Captive has earned a spot on the 2026 Inc. 5000, ranking #1,463 nationwide and placing us in the top 30% of the entire list.

Our growth stood out nationally, locally, and within our industry:

🏆 #6 in Kansas City
🏆 #9 in Kansas
🏆 #25 in Insurance

This is a significant milestone for us, but what we’re most proud of is what the growth represents.

True Captive was built around a simple idea: when our clients do better, we do better. That alignment has shaped the way we’ve grown, the team we’ve built, and the results we continue to deliver.

Being recognized among the Inc. 5000 validates the momentum behind that model, but we believe we’re still in the early chapters of what True Captive can become.

To our team, broker partners, clients, and everyone who has been part of the journey: thank you.

#1463 looks pretty good on us. And we’re just getting started.

08/06/2026

Ctrl + C, Ctrl + V… that’s not a benefits strategy.
Too many companies are stuck with copy-paste coverage—plans that aren’t built for their people, their challenges, or their goals.

At True Captive, we think it should be different.
Your clients deserve benefits that actually fit. Not just plans pulled from a template, but real solutions that are built around their team and how they operate.

We help brokers offer something better:
✔️ Customized plans
✔️ Clear data
✔️ And a partner who listens

Let’s stop repeating what doesn’t work—and start building something that does.
Schedule a meeting with True Captive today!

08/04/2026

If you're only looking at the data once a year, it's easy to miss what's lurking below. 🦈

Every year, employers gather around the renewal table looking for answers. But by the time renewal arrives, the biggest cost drivers have often been swimming beneath the surface for months.

Healthcare costs rarely jump out of the water without warning. Rising claims, specialty medications, and high-cost conditions leave clues along the way. 🔎

True Captive knows the best healthcare strategy isn't reacting to what already happened. It's about having the visibility to spot trends early, understand what's driving costs, and take action before small issues become Megalodon.

Because when it comes to healthcare costs, the most dangerous risks aren't always the ones you can see—they're the ones hiding beneath the surface.

You're gonna need a bigger strategy.
Schedule a meeting with our experts today.

07/31/2026

What does budgeting for healthcare look like with a captive?

It's simple! Like traditional insurance, the company sets aside a predetermined monthly fixed cost and pays as claims come up. The difference with a captive is that any unused money stays with the group, and they get the additional benefit of potential dividends.

If the claims for the months exceed the predetermined amount, don't worry! True Captive's model covers customers in their bad months.

We want to see you succeed.
Schedule a meeting with one of our experts to begin strategizing healthcare spend!

Address

12980 Foster Street
Overland Park, KS
66213

Opening Hours

Monday	8:30am - 5pm
Tuesday	8:30am - 5pm
Wednesday	8:30am - 5pm
Thursday	8:30am - 5pm
Friday	8:30am - 5pm

Telephone

+19133707123

Website

https://truecaptive.com/

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