Journey Financial

Journey Financial Streamlining your financial journey through specialized expertise in all aspects of your financial life—giving you total peace of mind.

One of eight children growing up on a family farm in northwest Ohio, Dan Turnwald learned the value of hard work early in life. Today, his outstanding work ethic benefits all his clients and has earned him a spot in the Million Dollar Round Table (MDRT) nearly every year since 2004. MDRT members are among the top 2 percent of industry professionals worldwide, and they demonstrate exceptional profe

ssional knowledge, strict ethical conduct, and outstanding client service. Due to his industry knowledge, Dan was also selected to serve as a MDRT committee member, providing input to improve education experience for members. Dan strives to provide his clients the confidence that comes from having a well-thought-out approach to pursuing their goals. He is a sought-after speaker on such topics as financial planning, insurance, and minimizing taxes. Dan and his wife Kathy have been married since 1995. They are active in their parish. They have five children: Rachel, Jonathan, Grace, Rose, and Clare. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Journey Financial and Cambridge are not affiliated. Disclosure: Content provided via links to third party sites should not be considered an endorsement of content, which we cannot verify completeness or accuracy of. Honorees of Million Dollar Round Table (Awarded: 2006, 2013-2016, 2018-2023) must achieve a sales goal predetermined by the MDRT organization and maintain this level throughout the course of one year. Qualified individuals must pay a membership fee in order to participate. Sales amounts are independently verified by the MDRT organization through certifying letters. Qualification for recognition is based on the amount of premium/commission dollars produced over the previous year. This recognition is not representative of any investment performance or returns.

🚨 LAST CHANCE TO REGISTER! 🚨Should you claim Social Security at 62, 67, or 70? The decision you make could cost—or save—...
08/24/2026

🚨 LAST CHANCE TO REGISTER! 🚨

Should you claim Social Security at 62, 67, or 70? The decision you make could cost—or save—you tens of thousands of dollars in retirement income.

Join us Wednesday, August 26 at 12:00 PM at the Putnam County District Library for a clear, stress-free breakdown of your Social Security options.
📍 Where: Putnam County District Library (Ottawa, OH)
⏰ When: August 26 | 12:00 PM – 1:00 PM | Lunch Provided
🎟️ Cost: Complimentary
We would love you there! Click the link below to reserve your spot before registration closes!

If you aren’t able to attend in person, we will also have a virtual option which can be found through our website www.yourjourneyfinancial.com!

Please join us for an informative session on optimizing your Social Security benefits. This seminar will be on August 26 @ 12 pm at the Putnam County District Library. Confirm your attendance and let us know your preferences below!

⏳ ONE WEEK AWAY — We Want You There!Social Security is one of the few guaranteed income sources in retirement—but filing...
08/18/2026

⏳ ONE WEEK AWAY — We Want You There!

Social Security is one of the few guaranteed income sources in retirement—but filing incorrectly can cost you thousands in lifetime benefits and unexpected taxes.
We are just 7 days out from our Social Security Benefits and Maximization Seminar at the Putnam County District Library, and we want you there!

What we’re covering in 1 hour:
🔹 The #1 mistake pre-retirees make when filing
🔹 How spousal & survivor benefits actually work
🔹 Smart ways to keep the IRS out of your benefits

🗓️ Date: August 26, 2026
⏰ Time: 12-1 PM
📍 Location: Putnam County District Library [136 Putnam Parkway Ottawa, OH]
🎟️ Reserve a seat now: Fill out the Google Form below

If you aren’t able to attend in person, we will also have a virtual option which can be found through our website www.yourjourneyfinancial.com!

Don't leave your retirement strategy to chance!

Please join us for an informative session on optimizing your Social Security benefits. This seminar will be on August 26 @ 12 pm at the Putnam County District Library. Confirm your attendance and let us know your preferences below!

Did you know 74% of retirees take permanently reduced Social Security benefits? 🚨 Choosing when to claim is one of the ...
08/13/2026

Did you know 74% of retirees take permanently reduced Social Security benefits? 🚨

Choosing when to claim is one of the biggest financial decisions you’ll make for your retirement. Waiting can boost your payout by 8% per year up to age 70, but the right choice depends on your personal breakeven point, health, and goals.

Join us for a free educational seminar to get the facts!
📅 Date: Wednesday, Aug 26, 2026
⏰ Time: 12:00 PM – 1:00 PM || Lunch Provided
📍 Location: Putnam County District Library (Ottawa, OH)
👥 Virtual Guests welcome through our Google Meet Link on our website

Seats are limited. RSVP by Aug 24th by calling 567-376-9241 or click the link below to save your spot! 👇

Please join us for an informative session on optimizing your Social Security benefits. This seminar will be on August 26 @ 12 pm at the Putnam County District Library. Confirm your attendance and let us know your preferences below!

08/10/2026

Why is a Financial Plan essential in your 20s & 30s?

Having a financial plan in your 20s and 30s helps you enjoy life now, while setting you up to live comfortably and confidently in the future. It's not about being perfect — it’s about being prepared.

📈You’ll gain control, not chaos.
Without a plan, money can disappear fast — rent, food, fun, random subscriptions. A financial plan helps you track your income and spending so you're not left wondering, "Where did it all go?"

📈You can enjoy life and save for the future.
A smart plan isn’t about cutting out fun; it’s about balancing today and tomorrow. Want to travel, move out, or buy a car? Planning helps make those things happen without going broke.

📈You’ll avoid debt traps.
Credit cards, student loans, and buy-now-pay-later options can sneak up on you. With a plan, you’ll be better at managing debt or avoiding unnecessary ones in the first place.

📈Compound interest is your best friend.
The earlier you start saving or investing, the more your money grows over time — like, a lot. Even small amounts saved now can grow into something big by the time you’re older.

📈Big goals become way more reachable.
Want a house, to start a business, or retire early? A plan turns those “someday” dreams into actual steps — with timelines, budgets, and progress you can track.

📈Personal financial confidence is priceless.
When unexpected stuff happens — job loss, medical bills, car repairs — having a plan (and emergency savings!) helps you stay calm and ready.

08/07/2026

FRIDAY FUN FINANCIAL FACT: August is National Wellness Month

DID YOU KNOW? According to data often cited by major financial firms, individuals with a formal retirement plan report significantly lower stress levels—a key pillar of National Wellness Month. Chronic financial stress is linked to increased cortisol levels, which can lead to heart disease and sleep disorders. Planning isn't just for your bank account; it’s a preventative health measure.

Are you preparing to transition into retirement? Don't leave money on the table! 💰📅 When: August 26th @ 12-1 PM ||| Lunc...
08/06/2026

Are you preparing to transition into retirement? Don't leave money on the table! 💰

📅 When: August 26th @ 12-1 PM ||| Lunch Is Provided
📍 Where: Putnam County District Library [136 Putnam Parkway Ottawa, OH]

Filing for Social Security is one of the most important financial decisions you will ever make. Yet, almost 3 out of 4 people accidentally lock in permanently reduced monthly checks from claiming at the wrong time. You’ve worked hard for your benefits—now let’s make sure they work hard for you!

Join us for an exclusive, educational seminar on Social Security Benefits & Maximization Strategies

Here is a sneak peak as to what you will learn:
✅ How to avoid the massive mistakes 74% of retirees make.
✅ The math behind your "breakeven point" (early vs. delayed claiming).
✅ How to protect up to 85% of your benefits from being taxed by the IRS.
✅ Clever coordination strategies for married couples and survivors.

Bring a Guest! Do you have a friend, family member, or fellow local business owner who is also planning their retirement? Feel free to bring them along! There is no cost or sales pressure—just clear, honest information to help you retire happy!

👉 How to Register: Call our office at 567-376-9241 or fill out the Google Form to reserve your seat by August 24! If you aren’t able to attend in person, we will also have a virtual option which can be found through our website www.yourjourneyfinancial.com!

See you there! 👋

Please join us for an informative session on optimizing your Social Security benefits. This seminar will be on August 26 @ 12 pm at the Putnam County District Library. Confirm your attendance and let us know your preferences below!

It’s a touchy topic, but certainly open for discussion, this is an interesting perspective
07/29/2026

It’s a touchy topic, but certainly open for discussion, this is an interesting perspective

When I was in seventh grade, we took a field trip from our small southern Maine town to Lowell, Massachusetts to learn about the working conditions of early 19th Century textile mills. It was awful. T

Community isn’t just where we work—it’s who we grow alongside. 💙Our marketing intern, Katie, recently took a trip to vis...
07/29/2026

Community isn’t just where we work—it’s who we grow alongside. 💙

Our marketing intern, Katie, recently took a trip to visit Challenged Champions, an incredible local nonprofit that has been using equine therapy to empower individuals of all ages for nearly 30 years. 🐴✨
From serving over 400 individuals last year to seeing how our local community comes together to support one another, it was an inspiring reminder of what makes our area so special. As our owner Dan Turnwald put it: "The journey is different for everyone... we're both helping people with their journey, just in different ways."

Want to read the full story and see how local organizations are making an impact?

👉 Read the full article on our website:

Community. This is a word that has grown to mean so much more than just a word to Journey Financial. We have the pleasure of existing in a space built to allow small businesses like ours to thrive. From local events to hard-earned partnerships, our community has grown into a special place that we ar...

Question for business owners and HR leaders: Do you know your actual level of fiduciary exposure? 🤔Retirement plans are ...
07/27/2026

Question for business owners and HR leaders: Do you know your actual level of fiduciary exposure? 🤔

Retirement plans are complex, and the reality of your responsibility is often bigger than you realize. Missing key data or lacking detailed meeting minutes leaves your company—and you personally—exposed to fiduciary risk. We want to help you shift that burden.

Take a look at our new resource: Optimized Oversight: Shifting Investment Fiduciary Risk. It walks through our strict multi-step review process led by CFA®-designated committee members who handle:
✅ Lineup Creation
✅ Ongoing Monitoring
✅ Strategic Adjustments
✅ Detailed Documentation

Take the complexity out of your company's retirement plan. Read the flyer below to find out how easy it is to set up a fiduciary review! Then schedule an appointment by calling 567-376-9241 or visit www.yourjourneyfinancial.com link to start a new chapter today!

07/24/2026

Address

149 North Court Street
Ottawa, OH
45875

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm

Website

Alerts

Be the first to know and let us send you an email when Journey Financial posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Journey Financial:

Shortcuts

Share

Category