Santos Garza / Branch Manager / Loan Specialist

10/10/2024

If we weren’t busy as it is, we will be opening up soon a new company named” Devine Wraps & Signs, Inc”, we will also be doing tint jobs. Thank you all for the support, we can’t wait to see you at the shop. A lot has changed since we have moved in to the new building. Call me if you have any questions.. &stiresinc

Check out Jandstiresinc’s post.

10/18/2021

Congratulations to the winner of the first annual Gold Medallion Scavenger Hunt, Eileen Garza! Eileen won $500 cash prize for following the clues and finding the hidden Medallion! Eileen is a 7th grader at MMS and has a heart of pure gold! She is planning to give a portion of her winnings back to the food bank to help other people! What a beautiful act of kindness to conclude KINDNESS WEEK by thinking of others with her reward! 😍

The Gold Medallion Hunt was held in memory of Kyle Lutey during Kindness Week to encourage families to get out and have some fun and make happy memories together. The clues were posted daily on the Smile 4 Kyle Foundation page and by following the clues, Eileen found the medallion after school on Tuesday, October 12th. The five clues were given one day at a time as follows:

Day One: “I am near everything, but next to nothing” Meaning - Kiwanis Park is in the center of town so it was near everything, but the picnic area where the medallion was found was not next to the playground, it is off by itself…next to nothing.

Day Two: “I hear bells”. Meaning - Lutacaga School Bell

Day Three: “If the cross is in sight, your path will be right”. Meaning - looking up from that area of the park you can see the cross from the Lutheran church.

Day Four: “You can look up down and all around, but somewhere near where I am hiding runs underground.” Meaning - the medallion was hidden behind the sink in that pavilion area.

Day Five: “Where the sidewalk ends the fun begins. At 2:45 this place comes alive.” Meaning: the side walk ends at the pavilion. Lutacaga gets out of school at 2:45 and school kids cut through the park walking home.

We plan to do this Gold Medallion Hunt next year, look for clues during The 4th annual Kindness Week in Othello!

Thank you to all the individuals and businesses that have supported us over the past few years and make these activities happen! Special Thanks to graphic designer Briolio, Lakeside Dental, EJL Photography, Food Drives the Mood, the Brunswick, the Kix Stand, Big Rob Productions, Desert Rose Floral, City of Othello, Walmart, and the Old Hotel!

If you would like to support the Smile 4 Kyle Foundation, Donations can be sent to:
Smile 4 Kyle Foundation
PO BOX 157
Othello, WA 99344

Let’s continue the momentum and always remember to “Use Your Super Power, BE KIND!”

09/02/2016

USDA Loans are changing:

The upfront guarantee fee stands at 2.75 percent of the loan amount, and the "annual fee" (MI) is currently 0.50 percent, paid in twelve equal installments and included in each mortgage payment.

Starting on October 1, 2016, the upfront fee will be reduced.

•Current upfront fee: 2.75%
•New upfront fee: 1.00%

The monthly MI fee will also drop.
•Current annual fee: 0.50%
•New annual fee: 0.35%

Don't miss your oppertunity to save some cash...
509-346-7611 Let's talk..

09/02/2016

I want to try out and see how many people would be interested in attending like a 1st time home buyer class, or maybe a class on "What the benifits are to refinancing?", or "What does it take to get a construction loan?" Please leave me a comment, if you think there is a need for this, and maybe just so I can get a rough number, how many of you would attend? Thanks, have a great day!!

09/02/2016

FHA Loans get more house for your money. If you got an FHA loan prior to Jan 2015, you might want to consider a refi, rates are down and Mortgage Insurance has also gone way down since then. Give me a call let's talk. 509-346-7611

09/02/2016

Hey Friends and Family, it's me again your local Mortgage Lender. Just wanted to give a shout out to everyone who has a home and everyone looking to purchase a home. It's a great time to both refinance and buy a house right now, while rates are still at an all time low. The feds are talking about raising the interest rates by end of year right after we elect a new President. You don't want to miss your oppertunity to save your self hundreds of dollars a month. If you have any questions or concerns or want to get pre-qualified please click on my web page or shoot me an email. If your in my area stop by at Palos Verdes Plaza here in Othello, next to the Verizon store and Dollar Stop. It doesn't cost you anything to find out how much money you can save on your mortgage or new purchase. Don't get caught thinking "I should have done it", just get it done. I would love to help you achieve that monment where you can say" we did it" or "Wow we are saving some money now". Thanks for checking out my new page.

09/01/2016

Samson Martinez, thanks you so much for allowing me to work for you and help you in this new chapter of your life. I hope you the best in all your future endeavors.

09/01/2016

Thanks again Mario and Lupita Montes for trusting in me to help you with aquiring your new home. You have made a life long friend, anytime you need help just let me know.