10/08/2026
A favorite financial topic of mine is Early Retirement.
I define early retirement as pre-60 yrs old.
I enjoy the topic because my wife and I are planning for early retirement ourselves.
But here is where it gets interesting.
The word "retirement" doesn't mean we would stop working, unless we want to.
Money to us is flexibility.
That's the main reason why we are going after early retirement, or said another way, financial independence as early as possible.
We already reached our version of 𝘊𝘰𝘢𝘴𝘵 Financial Independence in 2021 (meaning we no longer need to save for traditional retirement).
That alone gives us a lot of flexibility today.
👇 Things to consider if you are interested in early retirement:
- You should have a brokerage account.
- You will want a 401K for the Rule of 55.
- You will need to be awesome at cash flow management.
- You will need to clearly define your goals.
- You and your spouse/parter (if you have one) will have disagreements about money.
- You will need to think strategically about long-term tax planning. (lots of opportunity here if retiring early)
- You will need to get good at prioritizing financial goals.
Basically, you need to do proper financial planning and start as early as possible.
Two questions for you:
- What does money mean to you?
- Have you considered early retirement?
