10/01/2026
Molly Kurtz joined Sage Insurance Advisors in 2020 and holds the Registered Social Security Analyst designation, a certification focused on how and when people claim Social Security benefits.
That perspective is useful because these decisions rarely arrive one at a time. Someone approaching 65 is often sorting out Medicare enrollment, deciding when to file for Social Security, and working out what the household budget looks like afterward, all within the same few months.
Having someone who can talk through how those pieces affect each other tends to make the process feel less overwhelming.
Sage Insurance Advisors is not affiliated with or endorsed by the Social Security Administration.
If you're approaching 65, you can download our guide "So You're Turning 65, Now What?" at sageinsuranceadvisors.com/book-landing.