10/16/2026
A sump pump and a sewer backup can cause water damage, but that doesn’t mean every homeowners policy handles that damage the same way.
At State Farm, Back-Up of Sewer or Drain coverage is an endorsement that has to be added to the homeowners policy for that coverage to apply.
Don’t wait until there’s water on the floor to find out whether it’s on your policy.
Check your declarations page, or ask us and we can show you where to look.