Dale Hotovec - State Farm Insurance Agent

06/02/2026

Summer is a common time for permit tests and newly licensed drivers.

Dale likes to spend time helping both parents and teens understand how insurance works before someone heads out on their own.

Adding a youthful driver usually changes premiums, but it’s also a good chance to talk through responsibility and expectations behind the wheel.

We’re happy to answer questions before that first solo drive happens.

06/01/2026

Getting married usually means combining more than schedules and furniture.

Different vehicles, different policies, and different coverage limits can make it worth sitting down and reviewing everything together.

People are often surprised by what changes — and what should.

We’re always available to walk through it carefully

05/29/2026

Graduation season changes more than schedules.

Students moving into apartments, commuting farther, or taking vehicles to college can create coverage questions families haven’t dealt with before.

A quick review now is easier than sorting it out after move-in day.

We can walk through common changes families run into this time of year.

05/28/2026

The most common homeowners claims we’ve been seeing lately are hail and wind related.

And it’s not just here locally. State Farm reported paying more than $5.6 billion in hail claims in 2025

Sometimes damage is obvious right away. Other times it’s a small leak, lifted shingle, or siding issue people don’t notice until weeks later.

Spring and early summer are a good time to document the condition of your roof and exterior before storm season ramps up further.

If you have questions about how storm-related claims are typically handled, we can walk through the basics with you.

Hail is one of the most frequent and costly weather hazards in the U.S., causing major damage to homes, vehicles, and property. In 2025, State Farm paid out more than $5.6 billion in hail-related claims. Texas led the nation with $1.4 billion in claims, followed by Missouri, Illinois, Wisconsin, and...

05/26/2026

A lot of people don’t realize how often home and auto policies are reviewed separately.

Having both under one company can simplify paperwork, billing, and policy reviews — and in many situations can also lower overall costs through a multi-line discount.

It’s worth reviewing once in a while instead of assuming everything is already set up the best way possible.

We can walk through it if you want a second look.

05/25/2026

Memorial Day carries a different weight for many military families.

For some, it’s a cookout weekend.

For others, it’s a day connected to names, memories, and people who never came home.

We pause today to remember those who gave their lives in service to this country and the families who continue carrying that loss long after the ceremonies end.

Our office will be closed Monday in observance of Memorial Day.

05/24/2026

Boats, ATVs, and campers are coming out of storage across Oshkosh right now.

Before the first weekend out, double check batteries, registrations, trailer tires, and stored fuel.

Seasonal equipment tends to sit longer than people realize.

We can help review coverage questions before summer schedules get busy.

05/24/2026

Memorial Day weekend tends to be the unofficial start of summer travel.

Before heading north or hooking up the camper, it’s worth checking tire pressure, trailer lights, registration paperwork, and what’s actually stored in the vehicle.

Most roadside headaches start with small overlooked details.

We’re here if questions come up around seasonal vehicles or travel coverage.

05/19/2026

Motorcycles are back on Wisconsin roads.

Drivers tend to look for cars at intersections and lane changes, not smaller profiles coming up beside them.

A few extra seconds before turning or merging matters this time of year.

We’re always available to review motorcycle coverage or answer questions before riding season gets busy.