First Bank of the Lake

First Bank of the Lake Welcome to First Bank of the Lake
First Bank of the Lake is one of the nation’s top SBA lenders.

As a nationwide SBA Preferred Lender, we provide faster processing, experienced guidance, and customized financing solutions tailored to your goals. At First Bank of the Lake, we don't try to sell you a loan or service you don't need. And, we make all of our decisions right here at home - we use judgment and compassion when evaluating customer requests.

Buying a self-storage property means taking on more than the buildings.Before you move forward, it helps to know what to...
09/09/2026

Buying a self-storage property means taking on more than the buildings.

Before you move forward, it helps to know what to look for. Property condition, deferred maintenance, access systems, drainage, security, and future capital needs can all shape what you are really buying.

Our Self-Storage Due Diligence Checklist can help you take a closer look before you make the investment.

Download the checklist: https://tinyurl.com/mrmaj36r

A veteran entrepreneur launched a new blowdry bar franchise with the help of SBA 7(a) financing. For a start-up like thi...
09/08/2026

A veteran entrepreneur launched a new blowdry bar franchise with the help of SBA 7(a) financing. For a start-up like this, the flexibility of SBA financing can help cover the costs that come with opening the doors and building a new business.

First Bank of the Lake brought experienced SBA guidance to the process from start to finish.

Learn more about franchise financing: https://hubs.la/Q04wjdnS0

Here’s the thing about a Money Market Account: the more you keep in it, the harder it works for you.Our rates step up as...
09/07/2026

Here’s the thing about a Money Market Account: the more you keep in it, the harder it works for you.

Our rates step up as your balance grows, and you’re never locked out of your money. It’s a solid middle ground if you want your savings earning more but still want to get to it when life happens.

👉 Learn more: https://hubs.la/Q04tMfwC0

*$1,000 Minimum Opening Deposit. Additional conditions and requirements may apply. See bank for details.

First Bank of the Lake will be closed Monday, September 7 in observance of Labor Day. As always, you can access your acc...
09/04/2026

First Bank of the Lake will be closed Monday, September 7 in observance of Labor Day. As always, you can access your account through Online and Mobile Banking or by visiting our website at https://hubs.la/Q04qQXh20

For this pharmaceutical distributor, growth meant needing more room to serve more clients. An SBA 504 loan helped the co...
09/03/2026

For this pharmaceutical distributor, growth meant needing more room to serve more clients. An SBA 504 loan helped the company purchase the property it was already calling home and create space to expand into multiple buildings, with First Bank of the Lake alongside them through the process.

Sometimes the next chapter starts by putting down deeper roots in the place where the business is already growing.

Learn more: https://hubs.la/Q04wjcdW0

Your gas station is more than a location. It is a business you have built, invested in, and worked hard to grow.When the...
09/01/2026

Your gas station is more than a location. It is a business you have built, invested in, and worked hard to grow.

When the next opportunity comes along, whether that means buying another station, updating equipment, renovating your store, or expanding your footprint, the right financing can help you plan with confidence.

At First Bank of the Lake, we take the time to understand your business, your project, and where you want to go next.

Explore gas station financing options: https://hubs.la/Q04vmSPf0

Your credit score is only as reliable as the data behind it. A recent class-action settlement involving Equifax is a use...
08/28/2026

Your credit score is only as reliable as the data behind it.

A recent class-action settlement involving Equifax is a useful reminder. A coding error in 2022 resulted in inaccurate credit scores being reported for millions of consumers. Equifax has agreed to a $100 million settlement that has received preliminary court approval.

The lesson is simple: do not assume every item on your credit report is correct.

Review your reports and look for information such as:
• Accounts you do not recognize
• Incorrect balances or payment history
• Duplicate accounts
• Personal information that does not belong to you

If information is inaccurate or incomplete, federal law gives you the right to dispute it.

But there is an important distinction. Accurate negative information generally cannot be removed simply because it hurts your score. Good credit preparation starts with understanding what is on your report, what is accurate, and what may need to be corrected.

Better financing conversations start with better information.

Buying an established business often means financing more than just the purchase price. This gas station acquisition was...
08/27/2026

Buying an established business often means financing more than just the purchase price. This gas station acquisition was completed with an SBA 7(a) loan that financed the business, the owner-occupied commercial real estate, equipment, and working capital, giving the new owner a comprehensive financing solution in one transaction. First Bank of the Lake was proud to help structure the financing and guide the process from start to finish.

Learn more about financing a business acquisition: https://hubs.la/Q04rvfRx0

AI is making technology smarter, but it’s also giving scammers new tools to create more convincing fraud attempts.From r...
08/26/2026

AI is making technology smarter, but it’s also giving scammers new tools to create more convincing fraud attempts.

From realistic emails and texts to fake calls that sound like someone you know, today’s scams can be harder to recognize. 🚨

Protect yourself by:
✅ Never sharing personal or account information through unexpected messages
✅ Verifying requests directly with your bank
✅ Avoiding links from unfamiliar sources
✅ Taking a moment before responding to urgent requests

If something feels off, trust your instincts and take time to verify.

Learn more about protecting yourself from fraud: https://hubs.la/Q04qRfrj0

When a business changes ownership, the right financing can help keep everything moving forward. This early learning fran...
08/25/2026

When a business changes ownership, the right financing can help keep everything moving forward. This early learning franchise completed a partner buyout using an SBA 7(a) loan and a pari passu structure, where two lenders share the loan and collateral equally, while also financing the commercial real estate. First Bank of the Lake was proud to help structure a solution that supported the business's next chapter.

Learn more about partner buyout financing: https://hubs.la/Q04rv7vX0

Address

4558 Osage Beach Parkway #100
Osage Beach, MO
65065

Opening Hours

Monday 8:30am - 4pm
Tuesday 8:30am - 4pm
Wednesday 8:30am - 4pm
Thursday 8:30am - 4pm
Friday 8:30am - 4pm
Saturday 8am - 12pm

Telephone

+15733482265

Website

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