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Monday 8:30am - 4pm Tuesday 8:30am - 4pm Wednesday 8:30am - 4pm Thursday 8:30am - 4pm Friday 8:30am - 4pm Saturday 8am - 12pm

First Bank of the Lake

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United States
Osage Beach, MO
First Bank of the Lake

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Business financing to grow. Nationwide SBA lender, savings & CDs. Member FDIC. Equal Housing Lender.

At First Bank of the Lake, we don't try to sell you a loan or service you don't need. And, we make all of our decisions right here at home - we use judgment and compassion when evaluating customer requests.

11/02/2026

A great rate without a long commitment.

Lock in 4.55% APY* on your CD, one of the best rates in the nation. Your rate stays the same for all 7 months, so you know exactly what you'll earn.

Open online today: https://hubs.la/Q04Cx2jb0

*Annual Percentage Yield (APY) assumes interest will remain on deposit until maturity. APY is accurate as of 10/14/2026. Rates subject to change at any time without notice. Penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. $5,000 minimum opening deposit to open the account online. $1,000 minimum to open the account in-person at branch. No institutional funds allowed. Other restrictions may apply. Contact bank for details.

10/30/2026

Your savings should do more than just sit there.

With our High-Yield Savings Account earning 4.00% APY*, you can put your money to work with one of the best savings rates in the nation while keeping it readily available when you need it. There’s no term commitment, just a great rate that helps you make more of the money you’re already saving.

👉 Learn more: https://hubs.la/Q04yrNMD0

*Annual Percentage Yield. See site for full disclosures. $2,500 minimum balance to earn advertised APY.

10/29/2026

SBA Loan Myths, Debunked 🎃

Some SBA loan myths are scarier than Halloween. Swipe to see the truth behind three we hear often from business owners.

If buying a business, expanding or owning your building is on your list, talk to one of our specialists: https://hubs.la/Q04CJmwJ0

All loans are subject to credit approval. Restrictions and limitations may apply.

10/28/2026

For this tunnel car wash owner, growth means building a second location from the ground up. A $5.45 million SBA 504 loan is helping support the construction behind that next chapter, giving an established business room to expand its footprint. First Bank of the Lake is providing experienced SBA lending support as the owner brings the new location to life.

Learn more about SBA 504 financing: https://hubs.ly/Q04yWYs50

10/26/2026

A rock climbing gym recently used a $1.79 million SBA 504 loan to refinance debt and purchase equipment. SBA 504 financing can help established businesses address eligible fixed-asset needs while providing a structure designed for longer-term investments. First Bank of the Lake brings experienced SBA lending support to help business owners navigate the financing process.

Learn more about equipment financing: https://hubs.ly/Q04yWYp60

10/23/2026

This drop-in childcare startup is moving toward opening with a $780,000 SBA 7(a) loan for construction and working capital. For a new business, SBA financing can help bring buildout expenses and working capital together in one financing structure. First Bank of the Lake provides experienced guidance to help business owners navigate SBA construction financing from the early stages through closing.

Learn more: https://hubs.ly/Q04yWYs-0

10/21/2026

Don’t want your money locked up for years to get a good rate? You don’t have to.

Our 7-month CD is earning 4.55% APY*, giving you a strong return with a shorter-term commitment. It’s a smart way to make the most of your savings without committing to a longer-term CD.

👉 Learn more: https://hubs.la/Q04zWXqH0

*Annual Percentage Yield (APY) assumes interest will remain on deposit until maturity. APY is accurate as of 10/14/2026. Rates subject to change at any time without notice. Penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. $5,000 minimum opening deposit to open the account online. $1,000 minimum to open the account in-person at branch. No institutional funds allowed. Other restrictions may apply. Contact bank for details.

10/19/2026

For this offshore oil and gas company, moving forward required a significant investment in the equipment behind its operations. A $25 million USDA loan helped make that investment possible, providing financing for both equipment purchase and refurbishment. With First Bank of the Lake as an experienced lending partner, the business had a team to help navigate the USDA financing process and bring the pieces together.

Learn more about USDA financing: https://hubs.ly/Q04yWYrj0

10/16/2026

This early education franchise is moving toward opening with a $4 million SBA 7(a) loan for construction and working capital. SBA financing can help bring multiple startup needs together with longer repayment terms and added flexibility. First Bank of the Lake provides experienced guidance to help business owners navigate the details behind financing a new venture.

Learn more: https://hubs.ly/Q04yWYqC0

10/14/2026

For this veteran business owner, the next chapter is a healthy quick-service franchise of their own. A $1.2 million SBA 7(a) loan is helping turn that startup plan into a new business, with the flexibility SBA financing can bring to a franchise transaction. First Bank of the Lake is proud to provide experienced guidance as veteran entrepreneurs take their next step in business ownership.

Learn more: https://hubs.ly/Q04yWY_N0

Address

4558 Osage Beach Parkway #100
Osage Beach, MO
65065

Opening Hours

Monday	8:30am - 4pm
Tuesday	8:30am - 4pm
Wednesday	8:30am - 4pm
Thursday	8:30am - 4pm
Friday	8:30am - 4pm
Saturday	8am - 12pm

Telephone

+15733482265

Website

https://www.fblake.bank/

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