Dustin J. Cox-COUNTRY Financial

Dustin J. Cox-COUNTRY Financial I look forward to learning about your needs and helping you achieve financial security.

From many varieties of insurance and financial services, I strive to help you and your family achieve financial security!

Life insurance provides more protection than you might think. If something ever happens and you are no longer here to he...
09/30/2025

Life insurance provides more protection than you might think. If something ever happens and you are no longer here to help pay for the mortgage, life insurance is a great way to help your family stay in your home. Plus, enhancing your coverage might be more affordable than you expect. Contact me today to discuss your options and feel confident your loved ones have the financial security they need.

If you’ve ever thought that you may not have enough life insurance, you’re not alone. According to the 2025 Insurance Ba...
09/23/2025

If you’ve ever thought that you may not have enough life insurance, you’re not alone. According to the 2025 Insurance Barometer Study Report, 25 million Americans feel that they are underinsured, while 74 million Americans don’t have any life insurance at all.

So, what stops us from getting the coverage we know we need? Cost, or more accurately, perceived cost. Historically, nearly three-quarters of Americans overestimate the cost of a basic term life insurance policy. It’s worth noting that respondents, 35 and under, who said they were healthy overestimated the price of life insurance 7-10x the actual cost.

The truth is the right life insurance for your needs might be more affordable than you think. Learn more about life insurance and what options are available to you at countryfinancial.com/life.

09/12/2025

Life changes fast. Has your life insurance kept up with you? Whether you’ve welcomed a new child or bought a new home, there is no better time than right now to reevaluate your needs and make sure you have proper protection. With the right policy from Forbes’ 2024 #1 ranked life insurance in the U.S., you can have peace of mind knowing your loved ones are protected without throwing off your budget. Let's talk!.

09/05/2025

Life changes fast. Has your life insurance kept up with you? Whether you’re welcoming a new child or have purchased a new home, now is the time to reevaluate your needs to ensure you have the proper protection. With the right policy, your loved ones can feel protected while still paying an affordable monthly premium for Forbes’ 2024 #1 ranked life insurance in the U.S. Let’s talk!

If you’ve ever thought that you may not have enough life insurance, you’re not alone. According to the 2024 Insurance Ba...
09/04/2025

If you’ve ever thought that you may not have enough life insurance, you’re not alone. According to the 2024 Insurance Barometer Study Report, 22% of life insurance owners say they do not have enough coverage. Non-owners who say they need life insurance represent 30% of all respondents.

So, what stops us from getting the coverage we know we need? Cost, or more accurately, perceived cost. Nearly three-quarters (72%) of all respondents overestimated the cost of a basic term life insurance policy. It’s worth noting that 54% said their estimate was based on “gut instinct” or a “wild guess.”

The truth is the right life insurance for your needs might be more affordable than you think. Contact me today to see how we can affordably enhance your life insurance coverage with Forbes’ 2024 #1 ranked life insurance in the U.S. or get you set up with a policy that will help you rest easy at night.

Life insurance policies issued by COUNTRY Life Insurance Company®️ and COUNTRY Investors Life Assurance Company®️, Bloomington, IL

08/21/2025

The months between Memorial Day and Labor Day are popular for summer travel. If you and your family are planning to cruise the open road this summer, make sure your car is in tip-top shape.
Here’s how to get your car road trip-ready, so you can be on your way.
✅ Car maintenance checklist:
✔️ Check your tires
✔️ Test your wipers
✔️ Make sure your headlights and taillights work
✔️ Get an oil change
✔️ Prepare your emergency car kit
🚨Consider Roadside Assistance coverage
Roadside Assistance reimburses you for the cost of road trip mishaps like flat tires, towing and locksmith services.
✅ Stay safe and alert on the road
✅Check on your car insurance coverage
If things go wrong, your car insurance is there to help get you back on the road again.

Talking to your insurance agent once a year can help you prepare for major life events and unexpected curveballs. Here’s...
08/15/2025

Talking to your insurance agent once a year can help you prepare for major life events and unexpected curveballs. Here’s what to discuss and why it’s important to meet with your agent annually.

❔ What should I discuss with my insurance agent?
When life changes, so do your priorities. In an annual review, talk to your agent about changes in your life, as well as your plans and priorities, to ensure you're protected.

❔ Are there other times I should contact my insurance agent?
Yes! Here are other times when giving your agent a call is worth the time.

1️⃣ Your policy is up for renewal.
Take time to evaluate your needs and your coverage since your last renewal to ensure you’re protected.

2️⃣ You’ve made major lifestyle changes.
Got married, quit smoking or had a baby? These changes can impact your insurance coverage needs.

3️⃣ You bought or received valuable items.
Receiving gifts such as jewelry or buying anything new for your home, like TVs or even artwork, means you might need additional personal property protection.

4️⃣ You’ve updated your home.
Made home or property improvements such as replacing the roof or installing an alarm system? Depending on the upgrade, you may qualify for a home insurance discount.

As an insurance agent, I’m committed to providing you with the best solutions for your needs, so you can experience all that life has to offer.

Give me a call today, and let’s talk!

We put together some information to help you understand the basics of a homeowners policy so you’re better prepared when...
08/14/2025

We put together some information to help you understand the basics of a homeowners policy so you’re better prepared when you need to purchase or switch insurance providers. This information is not specific to COUNTRY Financial and is meant to provide a general overview.

◾ What is home insurance?
Home insurance is protection for your home and possessions. You pay your home insurer a premium and in exchange, they agree to pay for the cost to repair or rebuild your home if it’s damaged or destroyed by a covered event (these are outlined in your policy).
____

◾ What does home insurance cover?
Home insurance provides protection against damage caused by sudden and accidental incidents. A standard home insurance policy will usually include three main types of protection:
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◾ Dwelling Coverage
Designed to repair or rebuild your main home structure, dwelling coverage is the main protection provided by home insurance.
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◾ Personal Property Coverage
Personal Property Coverage allows you to replace items such as electronics, furniture, clothing and other belongings.
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◾ Liability Coverage
Liability Coverage provides financial protection for you if someone is injured on your property or a member of your household causes damage to someone else’s property. Umbrella insurance is added liability coverage that goes beyond the limits of your existing car and home insurance.
____

◾ What is a covered loss?
Covered losses are events, sometimes called perils, covered by homeowners insurance. Talk to your insurance agent about the covered losses contained in your specific home policy.
____

◾ How much is home insurance?
Factors affecting the cost of home insurance include: Location, age, size and condition of your home
____

◾ How can I be sure I’m covered for a home insurance claim?
You choose how your property will be valued if you have a claim, and that affects the amount of coverage you have to rebuild. While it may vary by home insurer the levels of protection are actual cash value and replacement cost.
____

Call me for a quote today!

Deductibles are a key part of your car insurance policy. When you have a car insurance claim, your deductible is the amo...
08/12/2025

Deductibles are a key part of your car insurance policy. When you have a car insurance claim, your deductible is the amount of money you pay for car repairs before insurance starts paying.
❔-- How does a deductible work?
When you buy a car insurance policy, you’ll select a deductible amount that you're comfortable paying. Your insurance company will use this amount to set your premium.
If something happens to your car, you’ll file an insurance claim. Your insurance company will take your deductible amount out of the total payout of the claim.
❔-- How do deductibles affect rates?
Your chosen insurance deductible will impact the premium you pay for your car insurance policy. In general, if you choose a higher deductible, you'll have a lower premium, and vice versa.
❔-- Why do I have to pay a deductible?
Insurance deductibles play a key role in how car insurance works. You pay a deductible to help:
• Control insurance costs
• Encourage responsible behavior
• Prevent fraud
As always, contact me so I can help you choose the right deductible for your car insurance needs.
Learn more about ways to save on your car insurance with our Multi-Policy discount here: www.countryfinancial.com/en/multi-policy-discount.html
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we believe the more you know about insurance, the better prepared you’ll be to make decisions. Follow us for more insurance and financial info.

A question we hear from our car insurance clients all the time …. does car insurance cover windshield replacement? It ca...
08/11/2025

A question we hear from our car insurance clients all the time …. does car insurance cover windshield replacement? It can, but not always. We put together a quick explainer that helps you make sense of glass coverage.

Check it out:http://bit.ly/45nQwFw

We’re in the midst of severe weather season, and severe weather is how we got our start. 100 years ago (1925), a group o...
06/18/2025

We’re in the midst of severe weather season, and severe weather is how we got our start. 100 years ago (1925), a group of farmers organized to provide lightning insurance for their neighbors and fellow farmers. That organization evolved to become COUNTRY Financial. It’s our home insurance that provides lightning protection today.

Quick tips to keep your home severe weather-ready:
✅ Check your roof regularly for damage, looking for missing shingles, holes or any wear n’ tear that could lead to leaks.
✅ Do you have a basement? Check that your sump pump is working and has a battery backup.
✅ Trim your trees. Falling limbs can do serious damage to your roof, siding or gutters.

But above all else, make sure you have the right home insurance … just in case. Book an appointment and I’ll tell you all about it

Those big moments go by so fast. They’re easier to enjoy when you know you have the right protection. Switch your home a...
06/17/2025

Those big moments go by so fast. They’re easier to enjoy when you know you have the right protection. Switch your home and car insurance today. Message me to find out how.

Address

5954 Osage Beach Pkwy, Suite A
Osage Beach, MO
65065

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

(573) 556-6284

Website

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