Senior Insurance Solutions

Senior Insurance Solutions Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Senior Insurance Solutions, Insurance broker, 3797 Osage Beach Pkwy Suite B3, Osage Beach, MO.

๐Ÿ“ Lake of the Ozarks based Medicare Broker
๐Ÿ“Ž Helping people with all things Medicare
โœ… Retiring and need to transition to Medicare
โœ… Turning 65 and making BIG choices
โœ… Exploring if the coverage you have still fits

Heading south for a few months sounds simple until you realize your Medicare plan may work very differently once youโ€™re ...
09/03/2026

Heading south for a few months sounds simple until you realize your Medicare plan may work very differently once youโ€™re away from home. ๐Ÿ’™

With Original Medicare, you can generally see any doctor or hospital in the U.S. that accepts Medicare. Medicare Advantage can be a different story because networks and service areas may matter for non-emergency care.

So before you pack the car and head out for the winter, check the boring stuff now: where you can see a doctor, how your prescriptions will be filled, and what happens if you need care while youโ€™re gone.

Spend part of the year somewhere else? Call me at 573-693-1414 and weโ€™ll make sure you know how your coverage travels with you.

-Ciarra ๐Ÿ’™

This one means so much. ๐Ÿ’™Medicare is already a lot to figure out, and then life throws in things like Social Security qu...
09/01/2026

This one means so much. ๐Ÿ’™

Medicare is already a lot to figure out, and then life throws in things like Social Security questions, provider networks changing, deadlines getting close, and decisions that actually matter for your health and your budget.

Iโ€™m so thankful Karen trusted me through all of that. Helping someone find a plan that fits their real situation, especially when things feel stressful or time sensitive, is exactly why I love doing this work.

Thank you, Karen, for the kind words and for letting me be part of your Medicare journey.

Need help looking over your options? Iโ€™d be happy to help.

To all of our clients, mark your calendars for October 7th from 1-4pm at the La Roca Clubโœจ
08/30/2026

To all of our clients, mark your calendars for October 7th from 1-4pm at the La Roca Clubโœจ

You can sleep in a hospital bed, get meals, have tests done, and still technically be there under observation instead of...
08/28/2026

You can sleep in a hospital bed, get meals, have tests done, and still technically be there under observation instead of being admitted as an inpatient. That little detail can matter more than youโ€™d think. ๐Ÿ’™

Before you leave the hospital, ask one very simple question: โ€œAm I admitted as an inpatient, or am I under observation?โ€

Knowing the answer can help you understand what Medicare may pay and whether your hospital stay will count toward certain care you may need afterward.

Save this one or send it to somebody who handles Medicare decisions for a parent. Itโ€™s a good question to have in your back pocket before you ever need it.

-Ciarra

โ€œJust a phone call awayโ€ is exactly how I want my clients to feel. ๐Ÿ’™Medicare doesnโ€™t stop being confusing the second you...
08/25/2026

โ€œJust a phone call awayโ€ is exactly how I want my clients to feel. ๐Ÿ’™

Medicare doesnโ€™t stop being confusing the second you choose coverage. Questions come up later, letters show up, prescriptions change, and sometimes you just want somebody who already knows your situation to pick up the phone and help you make sense of it.

Pat and Diana trusted me with their Medicare Supplement and drug coverage, and Iโ€™m grateful they know they can reach out when something comes up.

Thank you both for the kind words and for trusting me with your coverage.

-Ciarra

๐’๐ญ๐ข๐ฅ๐ฅ ๐ฉ๐ฎ๐ญ๐ญ๐ข๐ง๐  ๐ฆ๐จ๐ง๐ž๐ฒ ๐ข๐ง๐ญ๐จ ๐š๐ง ๐‡๐’๐€ ๐›๐ž๐œ๐š๐ฎ๐ฌ๐ž ๐ฒ๐จ๐ฎโ€™๐ซ๐ž ๐ฐ๐จ๐ซ๐ค๐ข๐ง๐  ๐ฉ๐š๐ฌ๐ญ ๐Ÿ”๐Ÿ“? ๐‘๐ž๐š๐ ๐ญ๐ก๐ข๐ฌ ๐›๐ž๐Ÿ๐จ๐ซ๐ž ๐ฒ๐จ๐ฎ ๐ฌ๐ข๐ ๐ง ๐ฎ๐ฉ ๐Ÿ๐จ๐ซ ๐Œ๐ž๐๐ข๐œ๐š๐ซ๐ž. ๐Ÿ’™Medicare and...
08/24/2026

๐’๐ญ๐ข๐ฅ๐ฅ ๐ฉ๐ฎ๐ญ๐ญ๐ข๐ง๐  ๐ฆ๐จ๐ง๐ž๐ฒ ๐ข๐ง๐ญ๐จ ๐š๐ง ๐‡๐’๐€ ๐›๐ž๐œ๐š๐ฎ๐ฌ๐ž ๐ฒ๐จ๐ฎโ€™๐ซ๐ž ๐ฐ๐จ๐ซ๐ค๐ข๐ง๐  ๐ฉ๐š๐ฌ๐ญ ๐Ÿ”๐Ÿ“? ๐‘๐ž๐š๐ ๐ญ๐ก๐ข๐ฌ ๐›๐ž๐Ÿ๐จ๐ซ๐ž ๐ฒ๐จ๐ฎ ๐ฌ๐ข๐ ๐ง ๐ฎ๐ฉ ๐Ÿ๐จ๐ซ ๐Œ๐ž๐๐ข๐œ๐š๐ซ๐ž. ๐Ÿ’™

Medicare and HSAs have one timing rule that can sneak up on you. Once your Medicare coverage starts, you canโ€™t keep contributing to the HSA, and Part A can sometimes be dated back up to six months when you enroll later.

So the date you stop contributing matters just as much as the date you start Medicare.

Call me at 573-693-1414, and weโ€™ll look at your Medicare timing first.

-Ciarra

September is when your Medicare plan starts showing its hand for next year. ๐Ÿ‘€That Annual Notice of Change sitting in you...
08/21/2026

September is when your Medicare plan starts showing its hand for next year. ๐Ÿ‘€

That Annual Notice of Change sitting in your mailbox is basically the preview. It tells you whatโ€™s changing with your current plan before Open Enrollment starts, so youโ€™re not walking into October completely blind.

This is one of those envelopes I want you to actually open, not โ€œsave for laterโ€ and lose under a stack of mail. ๐Ÿ˜…

When yours comes in, read through it once. Circle anything that looks different. Then bring it with you and we can talk through what those changes truly mean for you.

๐Ÿ’™Ciarra

The best Medicare decision is the one that actually makes sense for your life, your doctors, your prescriptions, and you...
08/18/2026

The best Medicare decision is the one that actually makes sense for your life, your doctors, your prescriptions, and your budget. ๐Ÿ’™

Jeff came in wanting help sorting through the options, and thatโ€™s exactly what we did. I took the time to compare what was available, explain the differences, and make sure he understood why one choice made more sense than another.

Thatโ€™s the kind of appointment I want every client to have. Clear answers, real comparison, and no rushing through the details.

Thank you, Jeff, for trusting me to help.

-Ciarra

Your Medicare number is worth protecting. ๐Ÿ’™Someone sounding official on the phone doesnโ€™t automatically mean they should...
08/16/2026

Your Medicare number is worth protecting. ๐Ÿ’™

Someone sounding official on the phone doesnโ€™t automatically mean they should have it. Medicare says not to share personal information with unexpected callers, emails, or visitors unless you contacted them first and gave permission.

And when your Medicare Summary Notice or plan statement comes in, actually look at it. A doctor, service, test, or piece of equipment you never received is something worth questioning.

Something feels off? Call me before you hand over information or ignore a charge you donโ€™t recognize.

573-693-1414 | YourMedicareGal.com

-Ciarra

Ever sat through an insurance conversation and thought, โ€œI know those are wordsโ€ฆ but I have no idea what they mean toget...
08/14/2026

Ever sat through an insurance conversation and thought, โ€œI know those are wordsโ€ฆ but I have no idea what they mean togetherโ€? ๐Ÿ˜…

These four show up everywhere in Medicare, and knowing the difference makes the rest of the conversation a whole lot easier. It also helps you understand what you could actually be paying when you compare coverage.

Save this one for later, send it to someone getting close to Medicare, and if a plan has you scratching your head, bring it to me. Iโ€™ll help translate the insurance-speak into something that actually makes sense. ๐Ÿ’™

-Ciarra

Address

3797 Osage Beach Pkwy Suite B3
Osage Beach, MO
65065

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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