ASB Retirement Advisors - Deb Trainor

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ASB Retirement Advisors - Deb Trainor Retirement planning professional who helps clients understand Medicare, health, life, LTC, and dental coverage.

Focused on clear guidance and personalized support. Holds a Master’s degree in Human Resources Management.

🍂 It’s that time of year again — Medicare’s Annual Enrollment Period runs from October 15 to December 7.This is your opp...
10/15/2026

🍂 It’s that time of year again — Medicare’s Annual Enrollment Period runs from October 15 to December 7.

This is your opportunity to review your coverage and make changes for the upcoming year. I’ll help you compare your options and make sure your plan fits your healthcare needs and budget. 💼

Message me or call 386-671-9148 to schedule your Medicare review. 📞

10/08/2026

With an IUL, your policy’s cash value is tied to a market index—not individual stocks.

That means you can benefit from market gains, while also having a 0% floor—so you won’t lose money due to market downturns.

It’s a different approach to growing wealth with protection in mind.

📲 Call me at 386-212-3043 to talk through how this works.

10/01/2026

When it comes to Medicare, having more choices can make a big difference.

A licensed broker can offer plans from multiple insurance carriers—giving you access to a wider range of coverage options tailored to your needs.

More options often lead to better solutions.

📲 Call me at 386-212-3043 to explore what’s available to you.

09/24/2026

One of the biggest concerns in retirement is running out of money.

An annuity can be designed to provide a stream of income you may not outlive—helping bring more confidence to your financial future.

Everyone’s situation is different, and the right strategy starts with a conversation.

📲 Call me today at 386-212-3043 to talk through your options.

09/17/2026

Long-term care isn’t just medical care—it’s help with everyday life.

This can include things like bathing, dressing, eating, or even getting in and out of bed. These are known as Activities of Daily Living, and many people need support with them as they age.

Planning ahead can help protect your independence and your finances.

📲 Call me at 386-212-3043 to talk through your options.

Planning is only half the equation. It’s the doing that turns your goals into gains.
09/10/2026

Planning is only half the equation. It’s the doing that turns your goals into gains.

37 DAYS UNTIL MEDICARE OPEN ENROLLMENTMedicare plans can change their costs and coverage every year — sometimes dramatic...
09/08/2026

37 DAYS UNTIL MEDICARE OPEN ENROLLMENT

Medicare plans can change their costs and coverage every year — sometimes dramatically. That same card in your wallet may renew for 2026 with a higher deductible, a different drug formulary, or a network that no longer includes your doctor.

Open Enrollment runs October 15 through December 7. Use it to compare your current plan against what’s coming next year. If you sit it out, you may have to wait for another enrollment opportunity before you can switch — and that could mean paying more or losing access to the care you rely on.

Don’t assume your plan stays the same. The notice you got in the mail tells the real story.

Special Enrollment Periods and other limited enrollment opportunities may apply in some circumstances.

I’ll connect with you to help you prepare at ZERO cost to you!

09/03/2026

Most fixed index annuities have two phases:

• An accumulation phase, where your money earns interest
• A payout phase, where you begin receiving income

This structure allows your savings to grow first, then support you later in retirement.

📲 Call me at 386-212-3043 to walk through how this could fit into your plan.

Medicare can be confusing — especially when it comes to supplemental plans. 🤔I’ll walk you through how Medicare Suppleme...
08/27/2026

Medicare can be confusing — especially when it comes to supplemental plans. 🤔

I’ll walk you through how Medicare Supplement or other coverage options may enhance your benefits and fit your healthcare needs. 💡

Reach out at 386-671-9148 and let’s simplify your coverage.

A personalized strategy for your investment goals can make all the difference. 💼Whether you’re planning for retirement, ...
08/20/2026

A personalized strategy for your investment goals can make all the difference. 💼

Whether you’re planning for retirement, saving for a dream home, or building long-term wealth, I create customized strategies designed around your unique goals and timeline. 💰

Call me at 386-671-9148 to schedule a consultation. 📞

Address

1450 W Granada Boulevard Suite 1
Ormond Beach, FL
32174

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