The Insurance Couple

09/21/2026

🚨 SELF-EMPLOYED OR A 1099 WORKER?

Now is the time to start reviewing your 2027 health insurance options.

For more than 12 years, we’ve helped thousands of individuals and families compare both private and ACA Marketplace coverage.

✅ Individual and family plans
✅ Private and ACA options
✅ Major carrier networks
✅ Honest, personalized recommendations

And don’t worry—we’re not a call center. We won’t blow up your phone or sell your information. You’ll work directly with a licensed insurance advisor.

ACA Open Enrollment runs from November 1, 2026 through January 15, 2027. Private options may be available year-round.

Comment “QUOTE” or message me your ages and ZIP code to compare your options.

09/16/2026

THE GRASS ISN’T ALWAYS GREENER. 🌱

This is a real conversation with a client, and unfortunately, it’s a perfect example of why you need to understand exactly what you’re buying before replacing health coverage.

They didn’t just cancel their insurance and hope to find something cheaper.

They were presented with a Medi-Share/health care sharing option, felt like they were promised everything they wanted to hear, and believed they were getting comparable coverage for less money.

So they canceled the plan we originally put them on.

Then they started learning about the limitations, exclusions, and differences they weren’t fully aware of before making the switch.

They wanted their old coverage back.

Problem is — health insurance doesn’t always have an “undo” button.

Their health situation has since changed, and they can’t qualify for the same medically underwritten coverage they had before.

Now we're trying to help them navigate options that either cost considerably more, don't include the doctors they want, or come with limitations they aren't comfortable with.

This isn't about saying “I told you so.”

It's about saying:

PLEASE understand what you're replacing before you cancel good coverage.

A lower monthly payment doesn't automatically mean you're getting the same thing for less.

Ask about the network.
Ask about pre-existing conditions.
Ask what's excluded.
Ask what's limited.
Ask what happens with a major claim.

And most importantly, don't cancel your existing coverage until you fully understand and are comfortable with the replacement.

Sometimes the grass looks greener because nobody showed you the weeds. 🌱😂

08/13/2026

🚨 There’s more than ONE way to buy health insurance.
Private or Public — which one fits YOU?

Compare your options before you choose.

👇 Choose below to have options sent directly to your email, or comment “QUOTE” and we’ll message you!

08/13/2026

🚨 There’s more than ONE way to buy health coverage.

Private or Public — which one fits YOU?

Compare your options before you choose.

👇 Choose below to have options sent directly to your email, or comment “QUOTE” and we’ll message you!

08/12/2026

Group rates going up? Send this to your boss. 👀 They DO have better options.

08/10/2026

Great question!

08/10/2026

🚨 HEALTH INSURANCE COSTS AREN’T JUST RISING ON THE ACA MARKETPLACE…

Small businesses could be next.

New 2027 insurance filings show that nearly 300 insurance companies offering small-business health coverage are proposing a median premium increase of 14% next year.

And nearly 6 out of 10 carriers are proposing increases between 10%–20%.

For business owners already trying to balance payroll, benefits and rising operating costs, another double-digit increase can hurt.

And for employees? Higher insurance costs can eventually mean higher payroll deductions, higher deductibles, reduced benefits — or employers being forced to rethink what they offer altogether.

The takeaway: Don’t automatically assume the health plan you have today will still be your best option in 2027.

Whether you’re self-employed, a small-business owner, or covered through work, it never hurts to understand what other options are available before renewal time.

📲 2027 is coming. Start comparing early.

https://calendly.com/the_insurance_couple/consultation

07/21/2026

🚨 ATTENTION TEACHERS 🚨

Bad news...

Many school employees are seeing higher health insurance premiums and higher out-of-pocket costs heading into 2027.

The good news?

You may have more than one option.

Before you automatically renew your school coverage, get a free second opinion to see why so many teachers are exploring alternative health insurance options—and whether there's a plan that better fits your needs and budget.

👇 Comment your ZIP Code and/or Age, and we'll see what options may be available for you.

07/20/2026

Why can you shop for a TV, a truck, or even a mortgage—but you still can't easily compare healthcare prices? Federal regulators are pushing hospitals and insurance companies to become much more transparent about costs. Whether that actually lowers your premiums is another question, but it's definitely changing the healthcare landscape.

Thoughts?

Federal Officials Announce Steps To Strengthen Health Care Price Transparency Stacey Pogue | 2025-07-21 On May 22, 2025, the Departments of Health and Human Services, Labor, and the Treasury (the “tri-agencies”) issued a press release announcing several actions to enhance health care price tra...

07/15/2026

🚨 Health insurance costs aren't getting any cheaper.

Many insurance companies are already asking for premium increases in 2027.

If you're on an ACA Marketplace plan, don't assume your current plan will still be your best option during Open Enrollment.

Every year I see people save hundreds of dollars simply by reviewing their options instead of letting their plan auto-renew.

📩 If you'd like a free review when Open Enrollment gets here, send me a message.

Explore PwC’s 2027 medical cost trend outlook, including five healthcare cost inflators and payer actions to manage affordability.