Security Financial Management, Inc.

10/16/2026

📊 Markets entered the third quarter expecting lower rates and a more supportive backdrop for bonds.

⚠️ Instead, stronger growth, higher oil prices, and renewed inflation concerns pushed yields sharply higher while forcing investors to reassess expectations for both stocks and bonds.

Watch this week's Money with Murphy to learn more. ⬇️

Markets entered the third quarter expecting lower rates and a more supportive backdrop for bonds. Instead, stronger growth, higher oil prices, and renewed inflation concerns pushed yields sharply higher while forcing investors to reassess expectations for both stocks and bonds.

10/15/2026

What happens when you hand high schoolers $500K in real money to invest?
Quint Tatro breaks down his radical financial literacy program in our latest episode.
Watch it now: https://linktr.ee/sfmmedia

10/13/2026

🔍 In this edition of ‘A Minute With Mitch,’ Mitch and Trevor discuss using a security-backed line of credit to access liquidity without selling certain investments.

🧾 They review how borrowing may avoid a sale and associated capital gains, while also involving interest costs, market risks, and collateral requirements.

🏛️ They also explore how lending, taxes, and estate planning can intersect in wealth-transfer discussions.



Learn more about the SFM process: www.SFMadvisorgroup.com

10/13/2026

Roughly eleven weeks remain in the 2026 tax year, and several year-end moves can’t be undone once the calendar flips.

Each decision has its own rules:

📉 Loss harvesting: the date the trade executes decides the tax year, not the settlement date. Watch out for the 30-day wash-sale window, which also counts purchases by a spouse or in your own IRA.

🔄 Roth conversion: it’s reported on the return for the year you convert, and since 2017 it can’t be reversed. Take your required minimum distribution first, because it can’t be converted.

🎁 Charitable giving: new for 2026, non-itemizers can deduct up to $1,000 in cash gifts ($2,000 joint). Donor-advised fund gifts don’t qualify. IRA owners 70½ and older can give up to $111,000 directly to charity.

📅 Income timing: 2026’s 0% capital gains bracket tops out at $98,900 of taxable income for joint filers and $49,450 for single filers. Before deferring income into 2027, check what that year already holds.

Each section also lists a common mistake to avoid and a short checklist you can run through with your tax professional.

Get the full 2026 breakdown, with an IRS source for every rule
👉 https://sfmadvisorgroup.com/year-end-tax-planning/

10/13/2026

Most households treat year-end tax planning as a deduction hunt. Find them, claim them, done.

The catch is that a deduction only fixes one number. Your gains, losses, Roth conversions, and charitable gifts all land on the same return, and each one changes the income the others are measured against. A Roth conversion, for example, can shrink the $6,000 senior deduction for people 65 and older. A required minimum distribution can’t be converted at all. And a qualified charitable distribution can’t be sent to a donor-advised fund. Each choice can be sound by itself and still collide with another.

We call this pattern Annual Optimization Bias. It’s the confidence that comes from counting what’s visible while the rules connecting your decisions sit out of view. The fix isn’t more deductions. It’s seeing the whole return before December 31.

Read the full breakdown of why coordination matters more than any single deduction 👉 https://sfmadvisorgroup.com/year-end-tax-planning-coordination-failure/

10/07/2026

𝗣𝗲𝗿𝘀𝗽𝗲𝗰𝘁𝗶𝘃𝗲 𝘁𝗵𝗮𝘁 𝗶𝗻𝗳𝗼𝗿𝗺𝘀 𝗼𝘂𝗿 𝘄𝗼𝗿𝗸.

Mitchell Walk, AAMS® recently attended the SEI Investment Summit,

connecting with industry leaders Bryan Hoffman, CFA and Eugene Barbanecagra, CFA and bringing back fresh perspective!

10/02/2026

🏦 One Fed rate hike is unlikely to change the economy overnight, but it could signal where interest rates are headed.

🛡️ In this week's Money with Murphy, Kara examines why some companies and consumers are better protected from higher rates, while others may feel the pressure almost immediately.

🏠 She also explains why mortgage rates could remain elevated regardless of the Fed's next move.

Learn more by clicking below ⬇️

Discover how a potential Fed rate hike could affect consumers, businesses, borrowing costs, and mortgage rates in Kara Murphy's latest market update.

10/01/2026

Market crashing? Don't hit the panic button until you watch this episode.

We’re breaking down the 4 biggest single-day crashes in history and how to stay profitable when stocks plummet.

Watch it here: https://linktr.ee/sfmmedia

09/29/2026

Revocable vs. irrevocable trust. Do you know the difference?

A revocable trust works during your lifetime, so you stay in control of the decisions. An irrevocable trust can't be undone. It's often used for children's trusts, for example, one that opens at age 30, with limits on what they can do and a separate trustee overseeing it. That's the kind of trust that can be protected from creditors.

Thanks to Olivia and Austen, and Nelson Mullins, for sharing their insight.

👉 Watch the full episode: https://sfmadvisorgroup.com/estate-planning-explained/