Mlo-Nikki

03/06/2026

5.0 star review received on Experience.com for Juan (Nikki) Tong -Loan Officer- General Mortgage Capital Corp. by Ren Y - She is very responsible and was patient to answer all my questions. She also kept me updated on the progress throughout the refinancing process. Highly recommend.

Click to see all 14 reviews of Juan (Nikki) Tong -Loan Officer- General Mortgage Capital Corp., Mortgage Loan Officer

02/28/2026

5.0 star review received on Experience.com for Juan (Nikki) Tong -Loan Officer- General Mortgage Capital Corp. by Hl S - She was very professional, responsive, and always patient in explaining every detail clearly.

Click to see all 13 reviews of Juan (Nikki) Tong -Loan Officer- General Mortgage Capital Corp., Mortgage Loan Officer

01/14/2026

5.0 star review received on Experience.com for Juan (Nikki) Tong -Loan Officer- General Mortgage Capital Corp. by Shirley N - It was such a pleasure having a loan officer like Nikki! She is very professional and very responsible. I first got denied due to high DTI, but she was very patient and put a lot of efforts on my case to make this happen. She even responded my message at midnight - very responsive and hardworking. We also locked great interest with no point no fee refinance. I will definitely do loans with her again and again and recommend my friends too.

Click to see all 12 reviews of Juan (Nikki) Tong -Loan Officer- General Mortgage Capital Corp., Mortgage Loan Officer

12/13/2025

5.0 star review received on Experience.com for Juan (Nikki) Tong -Loan Officer- General Mortgage Capital Corp. by Lucas W - She did a great job with our refinance.

Click to see all 11 reviews of Juan (Nikki) Tong -Loan Officer- General Mortgage Capital Corp., Mortgage Loan Officer

12/09/2025

5.0 star review received on Experience.com for Juan (Nikki) Tong -Loan Officer- General Mortgage Capital Corp. by Sophia L - Nikki is dedicated and very easy to work with. Five star loan officer. Highly recommend.

Click to see all 10 reviews of Juan (Nikki) Tong -Loan Officer- General Mortgage Capital Corp., Mortgage Loan Officer

12/08/2025

5.0 star review received on Experience.com for Juan (Nikki) Tong -Loan Officer- General Mortgage Capital Corp. by xs H - As a self-employed individual, my business has suffered significantly over the past two years, which made my financial statements and bank records less than ideal. Nikki was incredibly resourceful and found alternative ways to help me successfully refinance my mortgage—with a great interest rate that has greatly reduced my monthly payment burden. I’m truly grateful for her support and expertise. Looking forward to working with her again on my next refinance opportunity!

Click to see all 9 reviews of Juan (Nikki) Tong -Loan Officer- General Mortgage Capital Corp., Mortgage Loan Officer

11/25/2025

5.0 star review received on Experience.com for Juan (Nikki) Tong -Loan Officer- General Mortgage Capital Corp. by Jenny Z - when my offer was accepted,I had to travel outside the USA and only had three week's to close. Once Nikki learned about my situation,she immediately organized everything I need to prepare.The entire process was incredibly smooth,and she helped me close on time and get my keys without any delays.Thank you Nikki, I will definitely recommend you to my friends

Click to see all 7 reviews of Juan (Nikki) Tong -Loan Officer- General Mortgage Capital Corp., Mortgage Loan Officer

11/19/2025

11/19/2025

10/30/2025

5.0 star review received on Experience.com for Juan (Nikki) Tong -Loan Officer- General Mortgage Capital Corp. by leo C - Nikki knows the loan process inside out and guided us through every step with clarity and care. Thanks to her thorough preparation, everything went smoothly and we closed right on time on Oct 29 We are truly grateful for her help and will definitely work with her again on our next investment property

Click to see all 5 reviews of Juan (Nikki) Tong -Loan Officer- General Mortgage Capital Corp., Mortgage Loan Officer

10/30/2025

5.0 star review received on Experience.com for Juan (Nikki) Tong -Loan Officer- General Mortgage Capital Corp. by Randolph S - Very good experience

Click to see all 4 reviews of Juan (Nikki) Tong -Loan Officer- General Mortgage Capital Corp., Mortgage Loan Officer

10/22/2025

Want to lock your listing but your client can’t sell their current home fast enough?
We can help! 🏠✨

GMCC’s Non-QM “Buy Without Sell” program allows homeowners to purchase their next property without needing to sell their existing one first — perfect for clients upgrading, downsizing, or moving markets.

Here’s what makes it work:
✅ No income or tax returns required
✅ Available in 49 states
✅ Loan amounts $150K–$3M
✅ Down payment from 20%, up to 55% DTI
✅ Accepts VOE / Bank Statements / Asset-based documentation
✅ Optional 3-2-1 Buy Down to reduce monthly payments

If your buyers are sitting on equity but stuck by traditional DTI or tax-return limits, this is a great solution to get their offer accepted and close faster.

Let’s chat about how we can help your clients buy first, sell later — stress free.

Best regards,
Nikki Tong
Mortgage Strategist | GMCC
📞 (702)703-9997
📧 [email protected]
NMLS #2506697