Heritage National Insurance Agency

05/23/2019

Hurricane season starts in just a couple days. Don't wait until a storm causes a shopping frenzy! Stock up during the tax free week Florida is offeriing.

09/08/2017

In preparation of Hurricane Irma our office will be closing at 1:00pm today and anticipates to re-open on Tuesday, 9/12. In the event we are not able to make it into the office, both Liz and myself hope to have access to our email/voicemail and should be able to assist you. We recommend having a copy of your policy available and taking inventory of the home as it is right now. This can easily be done by taking a video with your smartphone. If you have damage, you need to report a claim immediately to your insurance carrier. Once the claim has been reported, be sure to take the following steps to protect your home from any further damage.

1. Take pictures of all damages.
2. Take reasonable emergency measures to protect from further damage such as boarding up a broken window or tarping the roof and save all receipts for any materials purchased.
3. DO NOT make any permanent repairs or dispose of any damaged items until an adjustor has been able to assess the damages.
4. Make a list of personal property that has been damaged.
5. Last but not least, if the residence is unlivable and you need to vacate, keep all of your receipts from temporary lodging and other expenses.

Below is a list of our carriers and their claims department telephone numbers:
American Integrity- 1-866-277-9871
American Traditions/Modern USA- 1-866-270-8430
Cypress property & casualty- 1-877-560-5224
Elements (EPIC)/Avatar- 1-877-233-3237
Gulfstream Property & casualty- 1-866-485-3005
Homeowners Choice- 1-866-324-3138
Heritage Insurance- 1-855-415-7120
Olympus Insurance- 1-866-281-2242
Southern Fidelity- 1-866-722-4995
St Johns Insurance- 1-877-748-2059
United Property & casualty- 1-888-256-3378
Universal North America- 1-866-999-0898
Universal Property & Casualty- 1-800-470-0599

***When choosing a contractor, please be aware of contract language that can negatively impact your claim. Do not sign any document that suggests you “transfer and assign insurance rights or benefits to the contactor.” Please see attached flier regarding the “Assignment of Benefits” and contact your adjustor for a preferred vendors list.***

Thank you for your continued business. We wish you and your family a safe weekend and we'll be ready to assist you with all of your needs following the storm.
-Jenn Gustavson & Liz Socie

04/14/2016

Take a loook at this clip. This is why we will continue to see increases in homeowner insurance. The Assignment of Benefits is not something to help the insured, it's supposed to be a money maker for these companies which ends up costing the insurance carriers & you in the long run. Before signing this, contact your agent to discuss the possibility of a claim.

An Orange County man says a roofing company hijacked his insurance claim for hail damage that didn't exist.  

03/27/2016

Hope everyone has a Happy Easter!

03/23/2016

Did you know your homeowners policy does not cover flood? Hurricane season is just around the corner again. With premiums ranging from $171-$450 per year for a preferred zone, why wait??

03/16/2016

Uneventful hurricane seasons for the last few years, so why are my rates still going up?

Florida's property insurance rates are some of the highest in the country. Why? This video explains why your property insurance bill is higher...and what you...

11/25/2015

Thanksgiving Baskets!! - Great team work Palm Lake Elementary family!! Over 60 baskets were donated & put together for families in need! Love working with such giving people!

11/18/2015

New 5 Star Review:

"Heritage National is the company I always recommend them to my clients when purchasing a home. I use them and would never think of switching. They have amazing service, in fact they call me when they think they have a better rate. I never have to check in and ask about lower rates. It's nice to know they are looking out for me."

Regardless of the type of plan you choose, Heritage National Insurance consistently provides supreme customer service. We are an Orlando, FL Health-Insurance company that cares about your coverage.

11/18/2015

July 4th Flags - Residents in Abingdon Hill awoke to American flags placed in their yards by our agents in celebration of July 4th!

04/02/2015

http://www.claimsjournal.com/news/national/2014/05/02/248354.htm

The number of reported claims involving hail damage to residential and commercial roofing products has increased dramatically over the past few years. Some reports place the increase at almost double historical claim totals.

01/16/2014

Our policyholders often ask us, "For how much should I insure my home?" Here's some insight from the team at Tower Hill.
https://www.youtube.com/watch?v=r5MACMZld5k&feature=player_embedded

Tower Hill's Joel Curran, Susan Smith, and Brian Banks discuss common questions about replacement cost and actual cash value when it comes to your homeowners...