Element Home Loans

09/02/2026

Closing costs caught you off guard? You are not alone.

Many buyers focus on the down payment and forget about the fees that come with it. Swipe to break down exactly what closing costs are, what is included, and how to reduce them.

08/31/2026

Thinking about refinancing before the season shifts? Here’s what’s worth considering before you make that move. Contact me today for more information and tips!

08/27/2026

A fall closing starts with summer prep. If buying is on your radar for later this year, here’s the checklist to start working through now.

Questions about any step? That’s what I’m here for.

08/20/2026

5.0 star review received on Experience.com for Susie Carlton by Ross E V - Everyone was so great to work with, went above and beyond every step of the way. I will recommend to everyone.

Click to see all 452 reviews of Susie Carlton at Element Home Loans, Sales Manager/Loan Originator | NMLS # 344354

08/19/2026

Mortgage rates aren’t one-size-fits-all. Here’s why quotes vary, what factors into yours, and how to read what you’re really being offered. Save this for when you’re ready to buy.

08/17/2026

Ever wondered what actually happens during a home appraisal? Here’s the quick version. Save this for your homebuying checklist.

08/15/2026

5.0 star review received on Experience.com for Susie Carlton by Loren A H - Susie is an all-star communicator. She took great care answering questions and communicating through every step of the process . She went above and beyond to get us the best possible rate and closing costs. She even made an effort to come to our closing to meet us in person. Thank you !

Click to see all 451 reviews of Susie Carlton at Element Home Loans, Sales Manager/Loan Originator | NMLS # 344354

08/13/2026

Fixed-rate or adjustable-rate? The right answer depends less on the market and more on your plans. Here’s the quick breakdown.

Save this for when you start comparing loan options, and reach out anytime with questions.

08/12/2026

5.0 star review received on Experience.com for Susie Carlton by Paul R - Thank You once again for unparralled service.

Click to see all 450 reviews of Susie Carlton at Element Home Loans, Sales Manager/Loan Originator | NMLS # 344354

08/10/2026

5.0 star review received on Experience.com for Susie Carlton by Rafael P - I have worked with Susie numerous times, always very professional and always looking to help however possible. Thank you. Highly recommend.

Click to see all 450 reviews of Susie Carlton at Element Home Loans, Sales Manager/Loan Originator | NMLS # 344354