Element Home Loans

10/15/2026

You can renovate a kitchen. You cannot renovate a location.

Before you fall in love with the house, ask the hard questions about the neighborhood first. Swipe for what to research before you make an offer.

10/13/2026

Most buyers fall in love with the finishes and miss everything else. Before you make an offer, know what to actually look for during a home walkthrough. Swipe for the checklist that could save you thousands.

10/09/2026

Mortgage myths are keeping many buyers on the sidelines.

From needing 20% down to waiting for the perfect rate, we are debunking the scary things buyers believe that are simply not true. Swipe before the myths decide for you.

10/08/2026

5.0 star review received on Experience.com for Susie Carlton by Kimberley G - Susie was wonderful to work with . She is an excellent communicator . I will recommend Susie to my next client!

Click to see all 455 reviews of Susie Carlton at Element Home Loans, Sales Manager/Loan Originator | NMLS # 344354

10/08/2026

5.0 star review received on Experience.com for Susie Carlton by Nicholas S S - Susie was great! Very fast and informative!

Click to see all 455 reviews of Susie Carlton at Element Home Loans, Sales Manager/Loan Originator | NMLS # 344354

10/07/2026

A cheaper house doesn't always mean a cheaper payment, and that surprises a lot of buyers.

The price tag is just the starting point. Swipe to see what actually drives your monthly payment.

10/05/2026

How much cash do I actually need to buy a home? Most buyers do not ask this question until it’s too late.

The down payment is just the beginning. Swipe to see the full picture before you start shopping.

10/02/2026

Screenshots aren't bank statements, and yes, this happens more than you think.

If you are getting ready to apply for a mortgage, this one is worth a swipe.

Knowing what lenders actually need before you apply saves time and avoids delays when it matters most.

09/28/2026

Thinking about selling? Start here.

A little preparation before you list can make a big difference in how fast your home sells and how much you walk away with. Swipe to see what to tackle first.

09/24/2026

Will checking my credit hurt my score? Great question.

There’s a big difference between a hard and a soft credit pull, and every buyer should know which is which before starting the homebuying process.