4 Acre Funding

09/19/2024

Yesterday, I received numerous calls, texts, and emails, all asking if it is time to refinance? 🤔 I would wait

Federal Reserve cut the benchmark rate by 0.5%! What does this mean for mortgage rates?
When the Federal Reserve cuts rates, it doesn't directly change mortgage rates, but it can influence them over time. Here's how:
• Short-Term: Adjustable-rate mortgages
(ARMs) and HELOCs often see lower rates quickly.
• Long-Term: Fixed mortgage rates depend more on the economy and bond yields, which may drop as investors buy more bonds after a rate cut.
• Other Factors: Inflation and the overall economy also affect mortgage rates-low inflation can help rates fall over time.

The Fed will meet again in November and December. Predictions point to two more benchmark reductions. This could translate to even lower rates.

10/05/2023

Guess who still has rates in the 6’s…. ME 📞 407-963-7850 you should always shop lenders

08/23/2023

03/29/2023

3 soon to be new homeowners got to hear the most beautiful 🤩 3 words after less than 12 days of starting the process with 4Acre Funding 🙌🏻 AND we kicked butt on their rate
YOU ARE CLEAR TO CLOSE 🎶🎉

02/27/2023

HomeStyle Renovation

Accessory Dwelling Units (ADUs): You can use HomeStyle Renovation to finance the addition of an ADU to your home, providing more space for family or an opportunity for rental income. These buildings or structures must follow any applicable building codes for the local area.

Give us a call to learn more!
4 Acre Funding
407-429-0086
“Experienced-Trusted-Dedicated”

02/25/2023

Congratulations Heidi

We are grateful for your Trust in our Team to get you into your first home.
Here's to New Beginnings and Amazing Memories!

Thank you,
Amy Fouraker
407-429-0086
"Experienced-Trusted-Dedicated"

02/24/2023

Housing Market

"Despite the higher rate environment dominating the national conversation, we saw buyer demand improve as the fourth quarter progressed and can confirm this strength continued through the month of January," says Pulte Group Inc. President and CEO Ryan Marshall
If you are in the process of buying a home and you’re not sure how the pre-approval process is supposed to happen. We can help…

4 Acre Funding
407-429-0086
Experienced-Trusted-Dedicated

02/23/2023

Congratulations... Adam and Shilo
We are grateful for your Trust in our Team to get you into your first home.
Here's to New Beginnings and Amazing Memories!

Thank you
Amy Fouraker
4 Acre Funding
"Experienced-Trusted-Dedicated"

02/21/2023

Every loan profile is different, that is why we are partnered with numerous lenders to find the best rate and loan program. Whether it’s a purchase or refinance, we are dedicated to doing everything possible to get you to the closing table.

4 Acre Funding
407-429-0086
“Experienced-Trusted-Dedicated”

02/02/2023

“Mortgage rates continue to tick down and, as a result, home purchase demand is thawing from the months-long freeze that gripped the housing market,” said Sam Khater, Freddie Mac’s Chief Economist.
The steady decline in rates over the past two months has convinced more economists that rates could level off through early 2023. The 30-year, fixed-rate mortgage is now less than double what it was a year ago. That may not sound like much, but rates climbed relentlessly last year.
If you are in the process of buying a home and you’re not sure how the pre-approval process is supposed to happen. Get into your new home with 4 Acre Funding, LLC Call or Text 407-429-0086
20+ Years in Business!

01/30/2023

Lenders rely on credit scores as an indication that a borrower will meet obligations. A higher credit score, experts say, reassures lenders that they will be paid back. Your credit score is one of the most important parts to qualify, but it is a part. The best course is to set a plan in place so you have the whole package: income, sufficient assets and credit.
We are not finance counselors however, we have years of experience helping numerous clients achieve their goal of buying a home.

4 Acre Funding “Experienced – Trusted – Dedicated” 407-429-0086