Flexxible Lending

Flexxible Lending Flexxible | Powered By Groves Capital, Inc. Company NMLS 1678775. Christopher Manns, Mortgage Banker Groves Capital, Inc. Christopher Manns, NMLS 1546767.

Florida Mortgage Programs, VA Florida Mortgage, FHA Florida Mortgage, USDA Florida Mortgage, Conventional Florida Mortgage, JUMBO Loan, Commerical Loans, Business Loans, Yacht Financing, Private Jet & Luxury Loans. Equal Housing Lender.

07/22/2022

04/12/2022

LAND!!!! Financing up to 160+ ACRES
- Loan Amounts up to $2Million
- 680 Min Credit Score
- 55%-75% LTV
- 15-30 Year Terms
- Barndaminiums with typical living quarters
- Hobby Farm Loans
- Vineyards Allowed
- Multiple Parcels Allowed
- Multiple Homes Allowed on Property
- Line of Credit May be Available for livestock or equipment
- Primary homes or second homes
- Land only purchases may be allowed at higher DP requirement, smaller lot size

NO-RATIO | OWNER-OCCUPIEDIncome Verification- NONE! No statement or verification of income or employment is required!- N...
03/30/2022

NO-RATIO | OWNER-OCCUPIED

Income Verification

- NONE! No statement or verification of income or employment is required!
- No DTI calculated!
- No tax returns or W2s are required.
- Not a bank statement program.

Asset Verification

- 1 Month bank statement (covering at least 30 days)
- 100% Gifts allowed for the down payment, closing costs, reserves

More...

- Minimum 720 Score
- 1-4 Units, condos, coops, PUDs
Second homes allowed
- 5/6 ARM, 7/6 ARM, 15 or 30 yr
- First-Time HB OK!


02/19/2022

$0 Down On VA Loans up to $2 Million! 100% Financing with full entitlement.

02/05/2022

Apartment & Multifamily Financing is available from $1 Million up to $7 Million. Fast appraisal. Faster Closings!

01/26/2022

Fix/Flip Financing Available

Loan Amounts: $100k - $5Million
Up to 90% of LTV
100% of Rehab
Up to 75% of ARV
Start rates 7.25%
9-24 month terms I/O Bridge
Close in LLC or Trust
Pre-Approval within 24 Hours
Approval within 48 Hours
14 Day Closing
Serving Florida Region

01/25/2022

Condotels | Co-Ops | Non-Warrantable

Program Highlights:
• New projects with no sold units
• Loan sizes up to 5,000,000 including cash out
• LTVs up to 80%
• All reasons for non-warrantable units are considered except structural or construction litigation
• Gifted down payment and reserves allowed including investment
• No seasoning cash-out refinances with no cap on cash in hand
• LLC closings for investment units
• No Credit - Expat - and Foreign Nationals allowed
• Condotels may be priced as primary, second home, or investment
• Lock-off units and units under 500 square feet allowed
• Pre-approvals provided for both client and complex
• Rush closings offered– we save loans!

01/24/2022

No Ratio Loans
Self Employed? Unemployed? Retired?

No Income Needed - 700 Credit Score Minimum. If you have the down payment and reserves, we can get you approved!

01/19/2022

Commercial Financing
Loans up to $500 Million

CMBS | Bridge Loans | Healthcare | Multi-Family | Church Loans | Mobile Home Parks | Land Only Loans

01/17/2022

😲 Super Jumbo Investment | Non-owner Occupied Loans

🔥 HIGHLIGHTS:
---------------
👉 1-4 units
👉 Bridge Financing for currently listed investment properties (max 60% LTV)
👉 Reverse 1031 Exchanges
👉 Cross Collateralization- leverage borrowers investment portfolio
Bank Statement Program (12 months with no hit to pricing)
👉 Qualify on full doc with borrower-prepared P&L (2 years of tax returns req’d for submission -refer to matrix max LTV)
👉 DTI up to 53% considered
👉 Gift funds for down payment-YES!
👉 New rents allowed with rent survey (use 75% of market rents)
👉 No landlord experience required
👉 Vesting In Entities LLC, Partnerships,
👉 6 months reserves with no additional reserves for required for additional properties

Proudly Serving The Florida Region!

Contact Me Today For More Information

😲 Super Jumbo Investment | Non-owner Occupied Loans🔥 HIGHLIGHTS:---------------👉 1-4 units👉 Bridge Financing for current...
01/15/2022

😲 Super Jumbo Investment | Non-owner Occupied Loans

🔥 HIGHLIGHTS:
---------------
👉 1-4 units
👉 Bridge Financing for currently listed investment properties (max 60% LTV)
👉 Reverse 1031 Exchanges
👉 Cross Collateralization- leverage borrowers investment portfolio
Bank Statement Program (12 months with no hit to pricing)
👉 Qualify on full doc with borrower-prepared P&L (2 years of tax returns req’d for submission -refer to matrix max LTV)
👉 DTI up to 53% considered
👉 Gift funds for down payment-YES!
👉 New rents allowed with rent survey (use 75% of market rents)
👉 No landlord experience required
👉 Vesting In Entities LLC, Partnerships,
👉 6 months reserves with no additional reserves for required for additional properties

Proudly Serving The Florida Region!

Contact Me Today For More Information

Address

Orlando, FL
32827

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm

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