Flexxible Lending

09/12/2024

James 5:16

https://www.bible.com/verse-of-the-day/JAS.5.16/91332

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07/22/2022

04/12/2022

LAND!!!! Financing up to 160+ ACRES
- Loan Amounts up to $2Million
- 680 Min Credit Score
- 55%-75% LTV
- 15-30 Year Terms
- Barndaminiums with typical living quarters
- Hobby Farm Loans
- Vineyards Allowed
- Multiple Parcels Allowed
- Multiple Homes Allowed on Property
- Line of Credit May be Available for livestock or equipment
- Primary homes or second homes
- Land only purchases may be allowed at higher DP requirement, smaller lot size

03/30/2022

NO-RATIO | OWNER-OCCUPIED

Income Verification

- NONE! No statement or verification of income or employment is required!
- No DTI calculated!
- No tax returns or W2s are required.
- Not a bank statement program.

Asset Verification

- 1 Month bank statement (covering at least 30 days)
- 100% Gifts allowed for the down payment, closing costs, reserves

More...

- Minimum 720 Score
- 1-4 Units, condos, coops, PUDs
Second homes allowed
- 5/6 ARM, 7/6 ARM, 15 or 30 yr
- First-Time HB OK!

02/19/2022

$0 Down On VA Loans up to $2 Million! 100% Financing with full entitlement.

02/05/2022

Apartment & Multifamily Financing is available from $1 Million up to $7 Million. Fast appraisal. Faster Closings!

01/26/2022

Fix/Flip Financing Available

Loan Amounts: $100k - $5Million
Up to 90% of LTV
100% of Rehab
Up to 75% of ARV
Start rates 7.25%
9-24 month terms I/O Bridge
Close in LLC or Trust
Pre-Approval within 24 Hours
Approval within 48 Hours
14 Day Closing
Serving Florida Region

01/25/2022

Condotels | Co-Ops | Non-Warrantable

Program Highlights:
• New projects with no sold units
• Loan sizes up to 5,000,000 including cash out
• LTVs up to 80%
• All reasons for non-warrantable units are considered except structural or construction litigation
• Gifted down payment and reserves allowed including investment
• No seasoning cash-out refinances with no cap on cash in hand
• LLC closings for investment units
• No Credit - Expat - and Foreign Nationals allowed
• Condotels may be priced as primary, second home, or investment
• Lock-off units and units under 500 square feet allowed
• Pre-approvals provided for both client and complex
• Rush closings offered– we save loans!

01/24/2022

No Ratio Loans
Self Employed? Unemployed? Retired?

No Income Needed - 700 Credit Score Minimum. If you have the down payment and reserves, we can get you approved!

01/19/2022

Commercial Financing
Loans up to $500 Million

CMBS | Bridge Loans | Healthcare | Multi-Family | Church Loans | Mobile Home Parks | Land Only Loans

01/17/2022

😲 Super Jumbo Investment | Non-owner Occupied Loans

🔥 HIGHLIGHTS:
---------------
👉 1-4 units
👉 Bridge Financing for currently listed investment properties (max 60% LTV)
👉 Reverse 1031 Exchanges
👉 Cross Collateralization- leverage borrowers investment portfolio
Bank Statement Program (12 months with no hit to pricing)
👉 Qualify on full doc with borrower-prepared P&L (2 years of tax returns req’d for submission -refer to matrix max LTV)
👉 DTI up to 53% considered
👉 Gift funds for down payment-YES!
👉 New rents allowed with rent survey (use 75% of market rents)
👉 No landlord experience required
👉 Vesting In Entities LLC, Partnerships,
👉 6 months reserves with no additional reserves for required for additional properties

Proudly Serving The Florida Region!

Contact Me Today For More Information

01/15/2022

😲 Super Jumbo Investment | Non-owner Occupied Loans

🔥 HIGHLIGHTS:
---------------
👉 1-4 units
👉 Bridge Financing for currently listed investment properties (max 60% LTV)
👉 Reverse 1031 Exchanges
👉 Cross Collateralization- leverage borrowers investment portfolio
Bank Statement Program (12 months with no hit to pricing)
👉 Qualify on full doc with borrower-prepared P&L (2 years of tax returns req’d for submission -refer to matrix max LTV)
👉 DTI up to 53% considered
👉 Gift funds for down payment-YES!
👉 New rents allowed with rent survey (use 75% of market rents)
👉 No landlord experience required
👉 Vesting In Entities LLC, Partnerships,
👉 6 months reserves with no additional reserves for required for additional properties

Proudly Serving The Florida Region!

Contact Me Today For More Information