Scott Cadwell, CFP, CPA

06/13/2026

It’s easy to think about how much you want your portfolio to grow.

It’s harder to know how you’ll feel when the market moves the other way.

Our Investment Risk Tolerance Quiz can help you better understand your comfort with risk, expectations, and long-term investing mindset. https://bit.ly/3EKs844

06/12/2026

Many people grow up hearing the same Social Security advice: Wait as long as you can.

That may still make sense for some people.

But survivor benefits, cash flow needs, market conditions, and personal circumstances can change the conversation.

Before you decide when to claim, it helps to know where the “wait as long as possible” rule may not fit. https://bit.ly/48F5YA3

Does claiming Social Security benefits early make sense? Carson’s financial advisors help you understand survivor benefits, market fluctuations and more.

06/10/2026

Estate planning can feel easy to put off.

But when accounts, property, beneficiaries, and important documents are all in different places, it can create confusion later.

Our Estate Planning Checklist can help you see what’s organized, what may be outdated, and what still needs attention. https://bit.ly/3Pjmm21

06/08/2026

A strong jobs report sounds like good news.

So why did stocks sell off?

That’s the tension investors saw Friday, when the S&P 500 dropped and ended its nine-week winning streak.

This week’s commentary looks at why the market reacted the way it did, and why one tough day may not tell the whole story. https://bit.ly/4olizi8

06/06/2026

Most parents know college is expensive.

Fewer know whether they're actually on track to pay for it.

Whether college is around the corner or years away, a quick check-in today can help uncover gaps, opportunities, and next steps.

See where you stand: https://www.carsonwealth.com/college-readiness-quiz/

06/05/2026

Sometimes the biggest changes in life aren't the ones you planned for.

A new home. A career move. Helping a family member. An unexpected opportunity that suddenly becomes the priority.

The question isn't whether your goals will change. It's whether your financial plan can change with them.

Your goals in life can change. Learn more about how your financial plan can be managed with the flexibility to change with them.

06/03/2026

Retirement isn't just about having enough money saved.

It's also about how you want to spend your time, who you want to spend it with, and what the next chapter of life looks like.

A little planning now can make a big difference later. https://bit.ly/3SfqLnK

Retirement is about more than finances—it’s a life transition. Learn how to prepare financially and personally for a fulfilling next chapter.

06/01/2026

Prices are higher.

Yet consumers continue to spend.

What's making that possible, and what could it mean for the economy and markets if that changes?

This week's commentary takes a closer look at one of the biggest stories beneath today's market headlines. https://bit.ly/4eigAHC

05/30/2026

Most IRA advice starts with a general rule.

Roth if you expect higher taxes later. Traditional if you expect the same or lower tax bracket in retirement.

Helpful, but only to a point.

Your actual contribution options depend on the details. Before you choose Roth or traditional, see what your household may be allowed to contribute: https://bit.ly/3DSygqB

05/29/2026

A Roth IRA conversion is a tax-timing decision.

For some savers, paying taxes now may create more flexibility later. For others, the tax bill may not make sense.

See whether the tradeoff may fit your retirement plan: https://bit.ly/4bK8zYt

Could you benefit from a Roth IRA conversion? Learn about the benefits and when it may make sense for your retirement plan.