Lucrece Valentin- Mortgages

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United States
Orlando, FL
Lucrece Valentin- Mortgages

Mortgage Loan Officer NMLS # 1532740
Licensed and servicing FL
Residential/Commercial Lending Je parle Français/ Mwen pale Kreyòl

04/11/2023

Happy National Pet Day! I’m sure there’s not a day that goes by that you don’t celebrate your four-legged friend’s companion! Let’s get you a backyard that’ll make your pet smile 😉

03/21/2023

Say BYEEEE to the stress of fluctuating interest rates! With Movement’s Lock & Shop, qualified borrowers* can secure their mortgage rate for 90 days** and SHOP. WITH. CONFIDENCE. No more timing the mortgage market or putting your dreams on hold. Lock in your rate and get shopping today! Contact me to get started!

*Qualification is required. Additional restrictions may apply. Reach out to a loan officer for more information.
**90 Day lock total. 45 days to find a home and 45 days to close. Qualification is required.

03/12/2023

In today’s competitive market, sellers dodge offers weighed down by contingencies. So when you’ve found your dream home, speed and efficiency are key. With Movement Purchase Power, we buy your home and unlock your equity upfront, enabling you to make a faster, stronger offer on your new home without contingencies or costly bridge loans. Ready to get moving? Let’s talk!

02/25/2023

Turn your equity into cash with a Home Equity Line of Credit. 100% online application. Approval in 5 minutes.* And you keep your current interest rate! Looks like it’s time to check off some goals.

Message me to get started today!

02/24/2023

BIG MORTGAGE NEWS! The Federal Housing Administration is cutting insurance costs for FHA loans. This means more buying power AND lower monthly payments for new FHA borrowers. The reduced costs could save a family up to $800 a year! If you’ve been thinking about buying and financing with an FHA loan, there’s literally never been a better time.

02/22/2023

Keep showing up ☺️
I remind myself that I have to show up everyday. It is not easy but the commitment always pays off.

"The most effective way to do it, is to do it." - Amelia Earhart

01/30/2023

Why do I need home inspection when my bank is having the house appraised?

Is there a difference between an inspection and an appraisal? Yes, and this is why you need both.

An appraisal is a third-party report written by a professional appraiser that is meant to inform you and your mortgage lender on the monetary value of the property you are looking at buying. Appraisals help make sure all parties in a real estate transaction get a current, accurate, and fair value for the property.

Inspections, on the other hand, are done by a home inspector to report on any issues that could spell trouble for the buyer down the road.

A home inspection can save you thousands of dollars in the long run, while an appraisal is almost always required if you are looking to secure financing from a mortgage lender. Having both will give you a complete picture of the property, without having to only rely on the word of the seller and their realtor.

01/12/2023

Gratitude 🙏🏻 will always be the foundation of my household. God has been present in all We do, in who We are and what We have accomplished thus far.
We pray in good and bad times because let me tell you my God starts acting funny when he’s neglected lol
A praying household is Key 🔐
Pray over your family ladies and gentlemen 🙏🏻

12/14/2022

Hey you, did the offer you just put in on your dream home get approved by the seller? Congrats! Now what?

You’ll soon be going through the mortgage closing process and to prep you, here’s what you can expect:

1. Get pre-approved before you look at homes
This allows the lender to review your credit score, income, assets, and liabilities.

2. Work with a reputable real estate agent
To find your dream home and sign a purchase contract.

3. Open escrow
This is where you put money down in ‘good faith.’ This tells sellers you’re a serious and qualified buyer

4. The lender (Me 😉) orders an appraisal and title work on the property

This information tells the lender if the home is a good risk

5. Clear any outstanding conditions
To get to a ‘clear to close’, you may have to provide any required documentation by the lender

6. Close on your loan
Once you have the ‘clear to close,’ you’re free to close on the loan and take ownership of the home

11/02/2022

Our best nights are usually unplanned, random and spontaneous 😆 I love you Kae
📸 ❤️

Address

Orlando, FL

Telephone

+19549559292

Website

https://lo.movement.com/lucrece-valentin

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