03/30/2018
Can anything be done to remove accurate items?
If you feel a negative credit item is 100% accurate and timely, you do not have the grounds to question this item with bureaus. Only the passage of time can assure bureau removal.
However, just because an item cannot be questioned with credit bureaus does not mean it cannot be removed from your credit reports.
As the originating source of credit report information, your creditors may revise or remove furnished information whenever they see fit. In that regard, you have a number of rights when it comes to dealing with your creditors which can be leveraged to work toward a favorable credit solution.