Florida Home Loans by Dianna

06/02/2026

Getting you ❤️ Home 🏡

05/03/2026

Florida's first artificial wave pool is coming to Fellsmere, where The Point Surf Park is now under construction. The $30 million project will transform a former vacant park into a 10.5-acre destination for surfers of all abilities, featuring a 700-foot heart-shaped lagoon powered by Endless Surf technology.

Crews have already begun building the lagoon, and when it opens in 2026, the park will offer free surfing lessons, water safety programs, and sessions for all ages and skill levels. Organizers say the surf park aims to support the local economy and provide new recreation options for the Indian River County community.

05/02/2026

Thanks to responsible fiscal governance, we are in the position to make transformative investments in our state’s infrastructure. Florida is consistently ranked in the top five states with the highest-quality roadways. The Moving Florida Forward Initiative, which expedites important transportation projects across the state, ensures that Florida will continue to be a model of efficient and cost-effective infrastructure investment.

As part of this initiative, we broke ground on the reconstruction of the I-95 and U.S. 1 interchange in Ormond Beach today—a year ahead of schedule. This project will relieve congestion, support businesses in the area, and improve access for residents and visitors.

04/25/2026

04/25/2026

Beautiful Juno Beach
Photo Credits: Sam H

04/24/2026

Today, the Blount Island Vehicle Processing Center for Southeast Toyota Distributors opened in Jacksonville. This $170 million investment will support over 400 full-time jobs, process up to 165,000 vehicles annually, and strengthen Florida’s position as a major logistics and distribution hub.

04/05/2026

Florida just made history.

The Florida House voted 80-30 to put a constitutional amendment on the November 2026 ballot that would completely eliminate non-school property taxes for homesteaded properties beginning January 1, 2027.

For Florida homeowners this would mean zero property taxes on their primary residence. The savings on a typical Florida home could run $3,000 to $8,000 a year or more depending on where you live.

House Speaker Daniel Perez called it "the most aggressive legislation ever passed by a legislative chamber on property taxes in the history of the United States."

Before you start celebrating though here's what still has to happen.

The bill died in the Senate when the regular session ended March 13. A special session is set for the week of April 20 where the Senate is expected to introduce its own proposal. Both chambers must pass any amendment by 60% and voters must approve it by 60% in November 2026.

And here's the financial reality nobody is talking about loudly enough.

The proposal is projected to cost cities, counties, water management districts and other taxing districts $14.8 billion a year. That money currently funds roads, parks, libraries and local services.

Economists estimate Florida's sales tax would need to increase from 6% to approximately 11 to 12% to replace the lost homestead property tax revenue.

So the question worth asking isn't just whether you'd save on property taxes. It's whether a 5 to 6 percentage point sales tax increase ends up costing you more than the property tax you saved.

For homeowners with high property tax bills and modest spending it could be a genuine win. For renters and families who spend heavily on taxable goods it could quietly cost them more.

The headline sounds great. The math deserves a closer look.

03/28/2026

Always check……

🚫 No confirmed policy from Fannie Mae

As of the latest reliable information, Fannie Mae has NOT announced that it accepts crypto (like Bitcoin or USDC) as collateral for a mortgage.
• Fannie Mae sets strict underwriting guidelines.
• Currently, crypto is generally treated as an asset that must be converted to cash (and documented) before being used for down payments or reserves.

If something this big actually happened, it would be:
• Major national news
• Published in official lender bulletins
• Widely confirmed across the mortgage industry

⸻

⚠️ The “Coinbase + Better” claim
• Coinbase and Better Home & Finance have explored crypto-related products before.
• BUT there is no verified announcement that:
• They’re offering Fannie Mae–backed loans using crypto as collateral, or
• That this is approved within conforming mortgage guidelines.

At most, some fintech lenders have tested:
• Crypto-backed loans (separate from mortgages)
• Or requiring liquidation of crypto

That’s very different from what this post claims.

⸻

🚩 Biggest red flags in the post

These are the parts that don’t line up with reality:
• “Use crypto as down payment without selling”
→ Not allowed under current conforming loan rules.
• “No margin calls even if Bitcoin drops”
→ That contradicts how collateralized lending typically works.
• “Standard Fannie Mae conforming mortgage”
→ Highly unlikely without major, public guideline changes.
• “Just happened this morning”
→ Big financial policy shifts don’t roll out quietly.

⸻

🧠 What is true (partially)

There is a trend toward:
• Considering crypto as part of net worth
• More fintech experimentation with crypto-backed lending

But:
👉 It’s not mainstream mortgage underwriting yet
👉 And definitely not standard Fannie Mae policy

03/27/2026

Publix, take it or leave it ? What’s your thoughts ?

03/25/2026

😂