Joly Home Mortgage company

Joly Home Mortgage company We provide lending solutions for all of your financial needs. I am a mortgage loan officer with 10 years + in the mortgage industry.

I specialized in home purchases and refinances. I work with with top lenders to find you the best rates possible. Whether you have excellent credit, good credit or poor credit, I will be able to provide a lending solutions.

Mortgage No-Go’s 🚫 Mortgage No-Gos: Avoid These Common Pitfalls! 🏡 When it comes to getting your mortgage approved, ther...
11/20/2024

Mortgage No-Go’s 🚫 Mortgage No-Gos: Avoid These Common Pitfalls! 🏡 When it comes to getting your mortgage approved, there are a few things that could trip you up. Here is a list of Mortgage No-Gos to watch out for: 1️⃣ Changing Jobs Mid-Process: Lenders want stability, so stay steady until you have closed. 💼 2️⃣ Making Large Purchases: Big buys (like a new car) can impact your debt-to-income ratio. 🚗 3️⃣ Missing Payments: Stay on top of your credit cards and loans to keep your credit in good standing. 💳 4️⃣ Failing to Disclose Debts or Assets: Full transparency is key to a smooth approval process. 🕵️‍♂️ 5️⃣ Skipping the Pre-Approval Process: Get ahead of the game and know your budget before you shop! 💰 Avoid these and make your home-buying journey smooth and stress-free! Have questions? Drop them below! 👇

💡 Do or Don\'t: Tapping Into Your Retirement to Buy a Home? 🏡 Considering using your retirement savings for a down payme...
11/12/2024

💡 Do or Don\'t: Tapping Into Your Retirement to Buy a Home? 🏡 Considering using your retirement savings for a down payment? Here is what you need to know before making the move: 🔶 DO: Consider the long-term impact: ✅ It could get you into a home faster, but it may affect your future retirement plans. ✅ Explore options like IRAs or 401(k) loans, but weigh the pros and cons carefully. 💼📉 🔸 DON\'T: Rush into it without understanding the consequences: ❌ Early withdrawals can trigger penalties and taxes. 💸⚠️ ❌ It might reduce the funds you need when you retire, which could affect your lifestyle later. 💰⏳ Remember, there are other ways to buy a home without dipping into your future! Need advice on all your options? Let’s chat! 💬

11/11/2024

🎖️ Happy Veterans Day! 🇺🇸 To all the brave men and women who have served, we thank you! As a way to say thank you, the VA loan program offers incredible benefits for veterans and active-duty military. Here is why a VA loan might be the perfect fit for your homeownership journey: ✅ No down payment required ✅ No private mortgage insurance (PMI) ✅ Competitive interest rates ✅ Flexible credit requirements ✅ Easier refinancing options Your service deserves the best, and we are here to help you take advantage of these benefits.

11/05/2024

🏡 Integrity Matters in Mortgages 🏡

When choosing a mortgage broker, integrity is everything. Look for someone who’s honest, transparent, and committed to your best interests. A broker with integrity makes the process smoother and ensures you’re truly set up for success. Trust goes a long way! ✨ let’s chat . Dm me if you are in the market to buy a home.

Look Inside A First-Time Homebuyer’s Closing Day🎉 Look Inside a First-Time Homebuyer’s Closing Day! 🏡✨ Closing day is an...
11/04/2024

Look Inside A First-Time Homebuyer’s Closing Day
🎉 Look Inside a First-Time Homebuyer’s Closing Day! 🏡✨ Closing day is an exciting milestone—but there’s a little prep to make sure everything goes smoothly. Here’s what you need to bring to the table: 🔑 What to Bring: 1️⃣ Government-Issued ID: Make sure you’ve got your driver’s license or passport on hand. 🆔 2️⃣ Closing Costs: Be prepared to pay any outstanding fees, either by wire transfer or certified check. 💵💳 3️⃣ Proof of Insurance: Homeowners insurance should be in place before closing. 🛡️ 4️⃣ The Closing Disclosure: Review this document in advance, and bring it along to ensure everything’s accurate. 📑 5️⃣ Your Attorney (if applicable): Some states require an attorney at closing, so check in advance. 👩‍⚖️👨‍⚖️ 💡 What to Expect: ✅ Sign your documents (lots of them! ✍️) ✅ Officially get the keys to your new home 🔑🏡 ✅ Celebrate this huge win! 🎉 Got any questions about what to expect? Drop them below—I’m here to help! 💬

We want to know what gives you the most chills when it comes to home financing! Drop your answer below and lets discuss ...
10/28/2024

We want to know what gives you the most chills when it comes to home financing! Drop your answer below and lets discuss how to tackle these common mortgage fears.👇 1️⃣ High Interest Rates: The thought of paying more over the life of your loan. 📈💸 2️⃣ Large Down Payment: The challenge of saving up a significant amount upfront. 💰🏠 3️⃣ PMI (Private Mortgage Insurance): The extra cost if you put down less than 20%. 🛡️ Share your spookiest mortgage concern and lets work together to make it less frightening!

💳 Do you keep track of your credit score? 📈 Your credit score plays a big role in qualifying for a mortgage and securing...
10/22/2024

💳 Do you keep track of your credit score? 📈 Your credit score plays a big role in qualifying for a mortgage and securing a great interest rate! 💬 How often do you check yours? 🏡✨

reach out today to set up your free consultation!
10/21/2024

reach out today to set up your free consultation!

Congratulations to new homeowner for getting clear to close in records time. 🙌🏾🎉🙏🏾
09/02/2021

Congratulations to new homeowner for getting clear to close in records time. 🙌🏾🎉🙏🏾

When you are good at your job it shows. Getting my client in their new home within 13 days is best feeling.
07/27/2021

When you are good at your job it shows. Getting my client in their new home within 13 days is best feeling.

We offer unique programs that let you refinance with as little as 3% down. If your credit score has improved, you want t...
04/30/2021

We offer unique programs that let you refinance with as little as 3% down. If your credit score has improved, you want to lower your interest rate and/or you’re low on equity but want to refinance, call me today to discuss your options.

Address

6200 Metrowest Boulevard
Orlando, FL
32835

Telephone

+14076907262

Website

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