Centrus Financial Strategies

08/30/2026

The years leading up to retirement—and the years immediately after—can be especially important because unexpected changes can force you to adjust quickly. Stress-testing different scenarios ahead of time can help you understand how long your money may last and what changes you might need to make if retirement comes sooner than expected.

08/27/2026

Most people picture retirement happening on their own terms. But for many, the decision comes earlier than expected.

New research shows a significant number of people leave the workforce before age 65, often because of health issues, layoffs, disabilities, or other circumstances outside their control.

In this episode, we cover what a three-year shift from 65 to 62 can mean for your retirement plan. More importantly, we talk through what to do when the timeline changes ⬇️

Watch here 👉 https://centrusfs.com/retiring-early-isnt-always-a-choice-heres-what-the-data-shows/

07/27/2026

A retirement plan should never be treated like a one-time project. Markets change, tax laws change, and your income needs can change too.

07/25/2026

Every dollar you put away moves you closer to the point where your money can support your lifestyle- and help you buy back your time.

07/23/2026

The 8% rule sounds great… until the market has other plans.

In this episode, Jude breaks down Dave Ramsey’s 8% withdrawal rule and compares it to the more traditional 4% rule. The conversation looks at why averages can be misleading and why a personalized plan matters more than a simple rule of thumb.

In retirement, the question isn’t just how much you could withdraw. It’s whether your income plan can hold up when life and the markets change.

🎧 Watch here: https://centrusfs.com/the-4-rule-vs-the-8-rule-whats-the-right-withdrawal-rate-for-you/

07/19/2026

One of the things I’m most grateful for isn’t just what we’ve built for our clients, it’s who we get to build it with every day. This week, we stepped away from the office and spent the day together at Andretti’s, bowling, racing go-karts, playing laser tag, and just enjoying time with our families. We also celebrated two special additions, welcoming Megan to the team and spending time with Vikki’s beautiful daughter, Millie Grace, who stole the show in more than a few pictures. At Centrus, we believe great client experiences start with a team that enjoys working together, supports one another, and celebrates each other’s successes. To our clients, thank you for trusting this team. I’m truly grateful for this group and excited for everything we’re building together. 

07/15/2026

Estate planning isn't always about complicated legal documents ⬇️

Sometimes it's as simple as asking your bank about a Transfer on Death (TOD) designation.

07/13/2026

Many people think life insurance is only for replacing income if something happens to a spouse. But as life changes, its purpose can change too.

07/10/2026

NEW EPISODE 🎙️

Many people spend years building wealth but give very little thought to protecting it.

In this episode, Jude discusses the often-overlooked areas of financial planning that can have a major impact on your family and legacy. From beneficiary designations and life insurance to trusts and estate planning, small details can make a big difference when it matters most.

Make sure your plan is working as hard to protect your wealth as it did to build it 👇

Listen now: https://centrusfs.com/protecting-what-you-care-most-about/

06/29/2026