Michael Garcia - Mortgage Loan Officer

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Michael Garcia - Mortgage Loan Officer Share with me your goals and I'll find a solution! These tools in my belt mean I'm all about finding you the smartest, most fitting solutions daily.

Florida's #1 Mortgage Loan Originator- NMLS #2343952

Whether you're buying your first home, investment property, refinancing or in need of creative financing, I'm here to guide you through the process. Hey there! 🌟 I'm your go-to Mortgage Banker, proudly waving my NMLS license and ready to guide you through the world of loans, whether you're eyeing Conventional, FHA, VA, Jumbo, or Home Equity Loans. Passion to help others drives me, and there's nothing I love more than helping folks and families achieve their dream real estate goals. 🏡

A proud Knight from the University of Central Florida, I crossed the graduation stage with a B.S.B.A in Integrated Business, all while soaking up knowledge with a big smile and graduating Cum Laude. 🎓

My journey has taken me from a detail-oriented Mortgage Loan Officer to an innovative Business Owner, each step empowering me with killer critical thinking skills and a tech-savvy approach. Let's make your real estate dreams a reality together! 💼🚀

Getting an offer accepted feels like the finish line, but it is really the start of the next phase.The buyer usually mov...
10/05/2026

Getting an offer accepted feels like the finish line, but it is really the start of the next phase.

The buyer usually moves through inspections, insurance, appraisal, title work, underwriting, final loan approval, and then closing.

The inspection helps the buyer understand the condition of the home. The appraisal helps the lender evaluate its value. They are two different things, and neither replaces the other.

My job is to keep the financing moving, explain what is happening, and make sure the numbers still work before anyone reaches the closing table.

Which part of the process would you like explained in plain English?

Real Estate professionals, I'm here to help you win!
08/19/2026

Real Estate professionals, I'm here to help you win!

08/13/2026

Address

Orlando, FL

Opening Hours

Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 8pm
Friday 9am - 5pm
Saturday 9am - 5pm

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