Mortgage Studio

Mortgage Studio Julie Bretz-Swinarski has been a key player in the mortgage and real estate industry. She has extensive knowledge in FHA, Conventional and VA guidelines.

Mortgage Studio Inc is an innovative, education-focused mortgage brokerage dedicated to providing the perfect solutions for individuals looking to buy or invest in real estate across Florida ☀️ She is well versed in all the products available to borrowers, but her high level of success is due to her unwavering commitment to provide exceptional customer satisfaction. “I worked in the hospitality i

ndustry prior to the mortgage field, so the combination of guest satisfaction training and guideline knowledge allows me to create a truly exceptional overall experience,” she said. Recognized as a top producer through National Mortgage News, Julie is excited to bring her 15+ years’ experience and start her own brokerage with The Mortgage Studio Inc. She works with first time homebuyers, investors and retirees looking for a second home in Florida. Julie enjoys working with her customers to help them achieve their personal goals. She values the lifetime relationships created through trust and communication. When not working, she enjoys spending time with family, friends and giving back to the community through the various charities she supports. About Alyssa Shivmangal:

“The only difference between where you are now and where you want to be is the steps you haven’t taken yet.” – Rigel J. Dawson

My mission is to help families fulfill their dreams of becoming a homeowner. Owning a home is not only a monumental decision, but an investment for your future! As a mortgage loan officer, my role is to utilize my exclusive relationships with brokers and realtors to obtain the best rates and products the mortgage industry has to offer. I take pride in going above and beyond for my customers and I aim to provide the utmost cordial and informative service for all. So don’t hesitate to take that first step, and let’s elevate your financial objectives for today, tomorrow and the years to come. Mortgage Studio Inc
NMLS 2252632
618 E South St, Ste 500
Orlando, FL 32801
Julie Bretz-Swinarski - President/Loan Originator - 926133
-407-758-3443 | [email protected]
Alyssa Jenny Shivmangal - Loan Originator - 2102795
-407-408-1413 | [email protected]
www.nmlsconsumeraccess.org
**For information purposes only. This is not a commitment to lend or extent credit. Information and/or dates subject to change without notice. All loans subject to credit
approval. Mortgage Studio Inc is an equal housing lender.

Rates improved slightly during the week ending August 28, 2026, despite a report showing stubbornly high inflation. Mort...
08/31/2026

Rates improved slightly during the week ending August 28, 2026, despite a report showing stubbornly high inflation. Mortgage Studio Inc. is an Equal Housing Lender.

Markets in a Minute

Rates moved higher during the week ending August 21, 2026, due to pressure from global bond concerns and rising oil pric...
08/24/2026

Rates moved higher during the week ending August 21, 2026, due to pressure from global bond concerns and rising oil prices. Mortgage Studio Inc. is an Equal Housing Lender.

Markets in a Minute

08/21/2026

No dead line, Queen 👸🏼

You're doing amazing! ✨

Mortgage rates moved slightly lower during the week ending August 14, 2026, as consumer and wholesale inflation data eas...
08/17/2026

Mortgage rates moved slightly lower during the week ending August 14, 2026, as consumer and wholesale inflation data eased rate-hike concerns. Mortgage Studio Inc. is an Equal Housing Lender.

Markets in a Minute

08/17/2026

Refinancing in Breakups 💔👇🏼

When dealing with jointly owned property in a breakup, refinancing can simplify the process and help you move forward.

Here’s how it works 👇🏼:

When our client and his partner decided to part ways, they had a court agreement that awarded him the home. However, he needed to refinance the mortgage to pay her a lump sum of equity and remove her from the title.

Unlike a purchase, refinancing allows you to wrap the closing costs into the loan. This means that instead of paying hefty fees upfront, the only out-of-pocket expense is the appraisal. This can significantly reduce the financial burden during an already stressful time.

We handled the entire refinancing process, ensuring everything was completed smoothly and efficiently. In just two weeks, the refinance was finalized.

If you’re going through a breakup and need to navigate the complexities of jointly owned property, refinancing could be the solution you need. It’s a quick, efficient way to handle the financial aspects, so you can focus on your fresh start.

Have questions about refinancing? Reach out—I’m here to help you through every step of the process! 🏡💔✨

08/15/2026

Am a officer of the law not a loan officer 😂

08/12/2026

Just answerrr 😭😭

Address

618 E South Street Ste 500
Orlando, FL
32801

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