Mortgage Studio

Mortgage Studio Julie Bretz-Swinarski has been a key player in the mortgage and real estate industry. She has extensive knowledge in FHA, Conventional and VA guidelines.

Mortgage Studio Inc is an innovative, education-focused mortgage brokerage dedicated to providing the perfect solutions for individuals looking to buy or invest in real estate across Florida ☀️ She is well versed in all the products available to borrowers, but her high level of success is due to her unwavering commitment to provide exceptional customer satisfaction. “I worked in the hospitality i

ndustry prior to the mortgage field, so the combination of guest satisfaction training and guideline knowledge allows me to create a truly exceptional overall experience,” she said. Recognized as a top producer through National Mortgage News, Julie is excited to bring her 15+ years’ experience and start her own brokerage with The Mortgage Studio Inc. She works with first time homebuyers, investors and retirees looking for a second home in Florida. Julie enjoys working with her customers to help them achieve their personal goals. She values the lifetime relationships created through trust and communication. When not working, she enjoys spending time with family, friends and giving back to the community through the various charities she supports. About Alyssa Shivmangal:

“The only difference between where you are now and where you want to be is the steps you haven’t taken yet.” – Rigel J. Dawson

My mission is to help families fulfill their dreams of becoming a homeowner. Owning a home is not only a monumental decision, but an investment for your future! As a mortgage loan officer, my role is to utilize my exclusive relationships with brokers and realtors to obtain the best rates and products the mortgage industry has to offer. I take pride in going above and beyond for my customers and I aim to provide the utmost cordial and informative service for all. So don’t hesitate to take that first step, and let’s elevate your financial objectives for today, tomorrow and the years to come. Mortgage Studio Inc
NMLS 2252632
618 E South St, Ste 500
Orlando, FL 32801
Julie Bretz-Swinarski - President/Loan Originator - 926133
-407-758-3443 | [email protected]
Alyssa Jenny Shivmangal - Loan Originator - 2102795
-407-408-1413 | [email protected]
www.nmlsconsumeraccess.org
**For information purposes only. This is not a commitment to lend or extent credit. Information and/or dates subject to change without notice. All loans subject to credit
approval. Mortgage Studio Inc is an equal housing lender.

Rates improved during the week ending May 29, 2026, as markets anticipated a peace deal. Mortgage Studio Inc. is an Equa...
06/01/2026

Rates improved during the week ending May 29, 2026, as markets anticipated a peace deal. Mortgage Studio Inc. is an Equal Housing Lender.

Markets in a Minute

05/30/2026

Working while I’m on a cruise is my passion. 🤭🚢

Actually staying focused? That’s the challenging part. 😅

But whether I’m helping first-time homebuyers, self-employed borrowers, or investors, my phone is never too far away.

The mortgage world doesn’t stop just because the ocean views are nice 😂✨

What are your plans this summer? 👇🏼

05/27/2026

“Wait… you moved to Florida HOW fast?!” 👀🌴

Honestly… having the right mortgage strategy changes EVERYTHING.

So many people think moving to Florida is impossible right now because of rates, prices, or down payment fears… but most of the time, they just haven’t talked to the right person yet 😅

Between insurance, taxes, HOAs, and monthly payments, there’s a lot to think about before making the move.

That’s why I help my clients create a game plan FIRST ✨

Whether you’re:
• Relocating from another state
• Buying your first Florida home
• Self-employed
• Looking for an investment property
• Or simply craving a different lifestyle ☀️

I’ll help you understand your financing options and what makes the most sense for your goals and budget 🙌🏽

And no… you do NOT need to have everything figured out before reaching out 🤍

The people having the smoothest moves are usually the ones who started planning early 👀

If Florida has been on your mind lately… DM me “MOVE” and let’s talk strategy ✨

Rates crept higher during the week ending May 22, 2026, as inflation fears continued to drive up bond yields globally. M...
05/25/2026

Rates crept higher during the week ending May 22, 2026, as inflation fears continued to drive up bond yields globally. Mortgage Studio Inc. is an Equal Housing Lender.

Markets in a Minute

Before the BBQs, beach days, and long weekend vibes… today is about remembering the heroes who gave everything for our f...
05/25/2026

Before the BBQs, beach days, and long weekend vibes… today is about remembering the heroes who gave everything for our freedom 🇺🇸❤️

So grateful for the brave men and women who sacrificed their lives so we can build lives, homes, businesses, and memories with the people we love.

Freedom is something we should never take for granted ✨

Wishing everyone a safe Memorial Day filled with gratitude, family, and love.

Take a moment today to honor those who made it all possible ❤️

05/22/2026

Single moms buying homes will forever make me emotional 🥹✨

Because I know it’s not “just buying a house.”

It’s creating stability.
It’s building peace.
It’s proving to yourself that you CAN do hard things 🙌🏼

And honestly? So many single moms underestimate themselves during this process.

They think:
“I probably don’t qualify.”
“I should wait.”
“It’s impossible on one income.”

Meanwhile… I’ve seen single moms close on homes while raising kids, working full time, handling life, and still showing up every single day 😭👏🏼

You are WAY more capable than you think.

And no, you don’t need to have everything perfectly figured out before starting the conversation.

Sometimes you just need the right people in your corner hyping you up, guiding you, and helping you create a plan 🫶🏼

Single moms are literally superheroes and nobody can convince me otherwise ✨

If you’re thinking about buying a home in Florida but don’t know where to start, DM me “HOME” and let’s talk about your options ❤️

05/21/2026

Love a savvy realtor partnership ✨🚀

Address

618 E South Street Ste 500
Orlando, FL
32801

Website

http://www.nmlsconsumeraccess.org/

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