Mortgage Studio

Mortgage Studio Julie Bretz-Swinarski has been a key player in the mortgage and real estate industry. She has extensive knowledge in FHA, Conventional and VA guidelines.

Mortgage Studio Inc is an innovative, education-focused mortgage brokerage dedicated to providing the perfect solutions for individuals looking to buy or invest in real estate across Florida ☀️ She is well versed in all the products available to borrowers, but her high level of success is due to her unwavering commitment to provide exceptional customer satisfaction. “I worked in the hospitality i

ndustry prior to the mortgage field, so the combination of guest satisfaction training and guideline knowledge allows me to create a truly exceptional overall experience,” she said. Recognized as a top producer through National Mortgage News, Julie is excited to bring her 15+ years’ experience and start her own brokerage with The Mortgage Studio Inc. She works with first time homebuyers, investors and retirees looking for a second home in Florida. Julie enjoys working with her customers to help them achieve their personal goals. She values the lifetime relationships created through trust and communication. When not working, she enjoys spending time with family, friends and giving back to the community through the various charities she supports. About Alyssa Shivmangal:

“The only difference between where you are now and where you want to be is the steps you haven’t taken yet.” – Rigel J. Dawson

My mission is to help families fulfill their dreams of becoming a homeowner. Owning a home is not only a monumental decision, but an investment for your future! As a mortgage loan officer, my role is to utilize my exclusive relationships with brokers and realtors to obtain the best rates and products the mortgage industry has to offer. I take pride in going above and beyond for my customers and I aim to provide the utmost cordial and informative service for all. So don’t hesitate to take that first step, and let’s elevate your financial objectives for today, tomorrow and the years to come. Mortgage Studio Inc
NMLS 2252632
618 E South St, Ste 500
Orlando, FL 32801
Julie Bretz-Swinarski - President/Loan Originator - 926133
-407-758-3443 | [email protected]
Alyssa Jenny Shivmangal - Loan Originator - 2102795
-407-408-1413 | [email protected]
www.nmlsconsumeraccess.org
**For information purposes only. This is not a commitment to lend or extent credit. Information and/or dates subject to change without notice. All loans subject to credit
approval. Mortgage Studio Inc is an equal housing lender.

06/17/2026

Absolutely ✨

06/17/2026

Sure, you can go to the bank.

Or you could work with a Florida mortgage broker who shops multiple lenders, compares rates, explains the fine print, and answers your questions before they become problems 🤭🏡

That’s why so many homebuyers choose a mortgage broker instead of going straight to the bank.

Should you pay off your mortgage faster?Maybe.But maybe not.A lot of homeowners assume throwing extra money at their mor...
06/16/2026

Should you pay off your mortgage faster?

Maybe.

But maybe not.

A lot of homeowners assume throwing extra money at their mortgage is always the best move. The truth? It depends on one thing:

Your interest rate.

If you locked in a super low rate a few years ago, your money may work harder elsewhere.

But if your rate is 6%, 7%, or higher, making extra payments toward principal could save you thousands in interest and help you become mortgage-free years sooner.

Here are 3 simple ways to do it:

✔️ Make one extra mortgage payment each year

✔️ Add 10% to your monthly payment

✔️ Switch to biweekly payments

Just make sure any extra payment is being applied directly to the principal balance.

Before you start sending extra money to your mortgage company, let’s make sure it actually makes sense for your situation.

Every mortgage is different.

👇🏼 Send me a DM and let’s run the numbers together.

Rates moved higher during the week ending June 12, 2026, after data showed increases in both wholesale and consumer infl...
06/15/2026

Rates moved higher during the week ending June 12, 2026, after data showed increases in both wholesale and consumer inflation. Mortgage Studio Inc. is an Equal Housing Lender.

Markets in a Minute

06/12/2026

Seller credits can be your best friend 😏

They can help cover some of your closing costs, lower the cash you need at closing, and sometimes even help buy down your interest rate.

The best part? A lot of buyers don’t realize this is something that can be negotiated.

Every deal is different, but if you’re buying a home, don’t leave money on the table without exploring your options first.

Thinking about buying? Send me a message and let’s talk strategy.

06/10/2026

She's my baby! 🥰

06/09/2026

And do this, I interrogate people about their finances, until a giant corporation agrees to fund their dream home 🏡

If this is illegal, call the police cuz I’m so guilty! 😂

Rates were flat during the week ending June 5, 2026, as peace talks in the Middle East continued to drag on with no new ...
06/08/2026

Rates were flat during the week ending June 5, 2026, as peace talks in the Middle East continued to drag on with no new progress. Mortgage Studio Inc. is an Equal Housing Lender.

Markets in a Minute

Rates improved during the week ending May 29, 2026, as markets anticipated a peace deal. Mortgage Studio Inc. is an Equa...
06/01/2026

Rates improved during the week ending May 29, 2026, as markets anticipated a peace deal. Mortgage Studio Inc. is an Equal Housing Lender.

Markets in a Minute

Address

618 E South Street Ste 500
Orlando, FL
32801

Alerts

Be the first to know and let us send you an email when Mortgage Studio posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Mortgage Studio:

Share