Elite Insurance Group - Florida

01/07/2026

¿TOP 30 MOST FREQUENTLY ASKED QUESTIONS?

“Do I have to buy Bodily Injury Liability insurance in Florida?”

No, for most drivers Florida does not mandate BI coverage—only PIP and PDL.

Exceptions include DUI convictions, where BI is required with higher limits. 

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01/06/2026

¿TOP 30 MOST FREQUENTLY ASKED QUESTIONS?

“What is Personal Injury Protection (PIP)?”

PIP pays up to $10,000 for medical costs, lost wages, and some services regardless of fault.
If no emergency medical condition is diagnosed within 14 days, PIP may be limited to $2,500.”

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01/05/2026

¿TOP 30 FREQUENTLY ASKED QUESTIONS?

“What Minimum Auto Insurance coverage does Florida law require?”

Florida drivers must carry
-$10,000 Personal Injury Protection (PIP)
-$10,000 Property Damage Liability (PDL)
to legally operate a vehicle.
-Bodily Injury Liability (BI) is not required unless triggered by certain violations.

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Contact Us for a FREE QUOTE and Follow Us to get answers to Florida driver’s most Frequently Asked Questions!

12/02/2025

What happens if you’re in an accident while driving uninsured? See what happened to Dave when he was found at fault for an accident while driving without insurance:

10/07/2025

Te ayudamos a navegar el proceso de reclamos.

10/05/2025

¿Se ha preguntado qué haría si tiene un accidente de auto? Usted no está solo.

10/03/2025

Un DUI es como una resaca que no termina nunca. 🤕🚔 No arruines tu verano por una mala decisión. Maneja Tomado y Serás Arrestado.

08/29/2025

Attention Florida small business owners! Kemper Auto Commercial’s Additional Insured Enhanced Liability Endorsement (AIEL) allows you to work bigger jobs without bigger premiums!

With AIEL you…
· Only pay for higher limits when the job requires it
· Get tailored coverage that helps support business growth

Check out our video about AIEL here: https://go.kemper.com/45rRLnd

Contact Us for More Information!

08/26/2025

Wonder what to do if you get in a car accident? You’re not alone.

Check out our blog post for tips on how to navigate a post-accident situation: https://ow.ly/eQhc50STJt8

08/25/2025

Fact or fiction?
Are red cars more expensive to insure?
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08/22/2025

Did you know that uninsured drivers contribute to higher insurance premiums for all? Discover the hidden costs of uninsured driving and how you can protect yourself.

Learn about the risks of uninsured driving, its impact on the community, and how to protect yourself with uninsured motorist coverage.

07/16/2025

Hitting the road this summer? Stay safe with these 4 must-know driving tips:

Contact Us Today for a Quote!